Last update: Oct 2026

Cost of Living Comparison Between Silver Spring, MD and Calgary

For one person, living is cheaper in Calgary: $2,223 a month against $2,497 in Silver Spring, MD, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

121

Cost of Living Index in Silver Spring, MD
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Silver Spring, MD Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Silver Spring, MD

🇺🇸 United States

$2,497

/mo nomad

Calgary

🇨🇦 Canada

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Silver Spring, MD and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silver Spring, MD and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,497 in Silver Spring, MD versus $2,223 in Calgary.

Silver Spring, MD $2,497
Calgary $2,223

Estimated couple costs with rent: $4,148 in Silver Spring, MD versus $3,301 in Calgary.

Silver Spring, MD $4,148
Calgary $3,301

Monthly costs for a family of three with rent: $5,799 in Silver Spring, MD versus $4,379 in Calgary.

Silver Spring, MD $5,799
Calgary $4,379

Living in Silver Spring, MD is roughly 12% more expensive than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Silver Spring, MD 85% above, Calgary 65% above.

Meal at Budget Restaurant

$13.23 $13.23

$17.22 CA$24.34

-23.17%

Three-Course Dinner for Two, Mid-Range

$88.3 $88.3

$71.1 CA$100

24.24%

Fast Food Meal (McDonalds, etc)

$7.42 $7.42

$10.53 CA$14.89

-29.53%

Cappuccino

$6.01 $6.01

$3.66 CA$5.18

64.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$1.98 CA$2.80

41.92%

Water (0.33 liter bottle)

$2.41 $2.41

$1.94 CA$2.74

24.23%

Local Beer (0.5 liter draught)

$7.97 $7.97

$4.95 CA$7.00

61.01%

Imported Beer (0.33 liter bottle)

$8.35 $8.35

$5.57 CA$7.87

49.91%

Milk (1 liter)

$1.20 $1.20

$1.88 CA$2.65

-36.17%

White Bread (500g)

$4.34 $4.34

$2.67 CA$3.78

62.55%

Rice (white) (1kg)

$5.23 $5.23

$5.32 CA$7.52

-1.69%

Eggs

$5.27 $5.27

$3.79 CA$5.35

39.05%

Local Cheese (1kg)

$16.80 $16.80

$11.09 CA$15.68

51.49%

Chicken Fillets (1kg)

$15.93 $15.93

$11.36 CA$16.05

40.23%

Beef Round Steak (1kg)

$18.77 $18.77

$18.40 CA$26.01

2.01%

Apples (1kg)

$4.92 $4.92

$4.56 CA$6.45

7.89%

Banana (1kg)

$1.70 $1.70

$1.44 CA$2.04

18.06%

Oranges (1kg)

$4.72 $4.72

$4.08 CA$5.76

15.69%

Tomato (1kg)

$5.29 $5.29

$3.89 CA$5.50

35.99%

Potato (1kg)

$2.99 $2.99

$2.64 CA$3.73

13.26%

Onion (1kg)

$2.03 $2.03

$2.64 CA$3.73

-23.11%

Lettuce (1 head)

$2.08 $2.08

$2.50 CA$3.54

-16.80%

Water (1.5 liter bottle)

$2.67 $2.67

$1.50 CA$2.12

78.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.42 $10.42

$14.05 CA$19.86

-25.84%

Wine (Bottle)

$14.75 $14.75

$15.70 CA$22.20

-6.05%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.44 CA$3.45

-29.92%

Imported Beer (0.33 liter bottle)

$2.85 $2.85

$3.09 CA$4.37

-7.77%

One-way Ticket (Public Transport)

$4.91 $4.91

$2.82 CA$3.99

74.11%

Public Transport Monthly Pass (Regular Price)

$179 $179

$88.6 CA$125

101.99%

Taxi Start (Normal Tariff)

$4.12 $4.12

$3.12 CA$4.41

32.05%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$1.35 CA$1.91

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$24.58 $24.58

$27.02 CA$38.20

-9.03%

Gasoline (1 liter)

$0.99 $0.99

$1.16 CA$1.64

-14.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$27.9K CA$39.5K

26.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$20.3K CA$28.8K

22.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$161 CA$227

-7.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.37 $48.37

$38.13 CA$53.9

26.86%

Internet (50+ Mbps, Unlimited Data)

$61.7 $61.7

$50.0 CA$70.7

23.34%

Gym Membership (Monthly)

$33.56 $33.56

$51.5 CA$72.8

-34.82%

Tennis Court (1 Hour on Weekend)

$21.86 $21.86

$18.14 CA$25.64

20.51%

Cinema Ticket

$16.37 $16.37

$13.82 CA$19.54

18.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,607 $1,607

$786 CA$1,111

104.34%

International Primary School, 1 Child (Yearly)

$36.0K $36.0K

$15.5K CA$21.8K

132.93%

Jeans (Levis 501 Or Similar)

$47.77 $47.77

$58.3 CA$82.4

-18.03%

Summer Dress (H&M, Zara, etc)

$35.62 $35.62

$39.27 CA$55.5

-9.29%

Sport Shoes (Adidas, Nike)

$102 $102

$89.8 CA$127

13.98%

Men's Leather Business Shoes

$119 $119

$110 CA$155

7.95%

1-bedroom Apartment, City Center (Monthly)

$1,953 $1,953

$1,229 CA$1,737

58.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,087 $1,087

$1,001 CA$1,415

8.61%

3-bedroom Apartment, City Center (Monthly)

$4,196 $4,196

$1,921 CA$2,716

118.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,555 $2,555

$1,621 CA$2,292

57.62%

Buy Apartment in City Center (m2)

$5,341 $5,341

$3,549 CA$5,018

50.48%

Buy Apartment Outside City Center (m2)

$4,222 $4,222

$3,335 CA$4,715

26.60%

Average Monthly Net Salary (After Tax)

$5,037 $5,037

$3,165 CA$4,474

59.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.51

49.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver Spring, MD: October 10, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Silver Spring, MD

$1.1K 43.6%

Calgary

$1K 45% 7.9% $86

Groceries & Markets

Silver Spring, MD

$461 18.5%

Calgary

$385 17.3% 16.4% $76

Eating Out

Silver Spring, MD

$278 11.1%

Calgary

$265 11.9% 4.6% $13

Monthly Utilities & Internet

Silver Spring, MD

$259 10.4%

Calgary

$249 11.2% 3.8% $9.8

Getting Around

Silver Spring, MD

$209 8.4%

Calgary

$110 4.9% 47.5% $99

Clothing & Footwear

Silver Spring, MD

$137 5.5%

Calgary

$134 6% 2.3% $3.2

Sport & Entertainment

Silver Spring, MD

$66 2.7%

Calgary

$79 3.6% 19.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,953 in Silver Spring, MD and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Silver Spring, MD pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Silver Spring, MD vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $461 vs $385 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Silver Spring, MD

🇨🇦 Calgary

🕒 Local time

14:52 2:52 PM

12:52 12:52 PM

2 h behind Silver Spring, MD

🌤 Weather

👥 Population

71,452

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Silver Spring, MD Calgary 3,160 km ≈ 4 h 30 min nonstop flight

From you

Silver Spring, MD
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Silver Spring, MD vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and transport. The 12% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 59% higher in Silver Spring, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,953 in Silver Spring, MD versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $88.0 in Silver Spring, MD. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,497 per month in Silver Spring, MD versus $2,223 in Calgary – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,223 in Calgary versus $2,497 in Silver Spring, MD, a $2,500 budget is realistic in Calgary but tight or insufficient in Silver Spring, MD. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 12% less than in Silver Spring, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.