Last update: Oct 2026

Cost of Living Comparison Between Siargao and Bansko

For one person, living is cheaper in Siargao: $787 a month against $956 in Bansko, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Siargao
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Siargao Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

Jump to prices

Siargao

🇵🇭 Philippines

$787

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Siargao and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Bansko actually costs, broken down by who's living it.

A single person spends $787 per month in Siargao vs $956 in Bansko, rent included.

Siargao $787
Bansko $956

A couple spends around $1,226 per month in Siargao vs $1,467 in Bansko, rent included.

Siargao $1,226
Bansko $1,467

A family of three spends $1,664 per month in Siargao vs $1,979 in Bansko, rent included.

Siargao $1,664
Bansko $1,979

Siargao is about 18% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Siargao and Bansko are more affordable than the global median – Siargao 42% lower, Bansko 29% lower.

Meal at Budget Restaurant

$3.60 ₱227

$8.66 BGN 15.15

-58.43%

Three-Course Dinner for Two, Mid-Range

$19.21 ₱1,210

$44.94 BGN 78.6

-57.25%

Fast Food Meal (McDonalds, etc)

$3.36 ₱212

$8.78 BGN 15.36

-61.73%

Cappuccino

$2.62 ₱165

$2.33 BGN 4.07

12.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₱49.46

$1.57 BGN 2.76

-50.32%

Water (0.33 liter bottle)

$0.40 ₱24.97

$0.82 BGN 1.44

-51.22%

Local Beer (0.5 liter draught)

$1.25 ₱79.0

$1.68 BGN 2.93

-25.60%

Imported Beer (0.33 liter bottle)

$2.18 ₱138

$1.98 BGN 3.47

10.10%

Milk (1 liter)

$1.88 ₱119

$1.73 BGN 3.02

8.67%

White Bread (500g)

$1.23 ₱77.4

$0.80 BGN 1.40

53.75%

Rice (white) (1kg)

$0.96 ₱60.3

$1.44 BGN 2.53

-33.33%

Eggs

$2.00 ₱126

$2.36 BGN 4.13

-15.25%

Local Cheese (1kg)

$8.23 ₱519

$9.39 BGN 16.43

-12.35%

Chicken Fillets (1kg)

$4.32 ₱273

$6.41 BGN 11.21

-32.61%

Beef Round Steak (1kg)

$7.50 ₱473

$8.48 BGN 14.84

-11.56%

Apples (1kg)

$2.97 ₱187

$1.31 BGN 2.29

126.72%

Banana (1kg)

$1.58 ₱99.9

$1.62 BGN 2.84

-2.47%

Oranges (1kg)

$2.58 ₱162

$1.73 BGN 3.03

49.13%

Tomato (1kg)

$1.62 ₱102

$1.94 BGN 3.40

-16.49%

Potato (1kg)

$2.25 ₱142

$0.94 BGN 1.64

139.36%

Onion (1kg)

$2.53 ₱160

$0.76 BGN 1.33

232.89%

Lettuce (1 head)

$1.10 ₱69.4

$0.55 BGN 0.96

100.00%

Water (1.5 liter bottle)

$0.71 ₱44.50

$0.59 BGN 1.03

20.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₱178

$3.25 BGN 5.69

-12.92%

Wine (Bottle)

$6.79 ₱428

$5.20 BGN 9.10

30.58%

Local Beer (0.5 liter bottle)

$1.19 ₱75.3

$1.09 BGN 1.90

9.17%

Imported Beer (0.33 liter bottle)

$2.03 ₱128

$1.68 BGN 2.94

20.83%

One-way Ticket (Public Transport)

$0.26 ₱16.34

$0.84 BGN 1.46

-69.05%

Public Transport Monthly Pass (Regular Price)

$11.65 ₱734

$27.06 BGN 47.36

-56.95%

Taxi Start (Normal Tariff)

$0.78 ₱48.93

$1.34 BGN 2.35

-41.79%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.82

$0.65 BGN 1.14

-66.15%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱131

$10.06 BGN 17.61

-79.32%

Gasoline (1 liter)

$1.15 ₱72.5

$1.48 BGN 2.59

-22.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.7M

$29.1K BGN 51.0K

-9.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.3M

$20.9K BGN 36.6K

-3.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱7,067

$92.4 BGN 162

21.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.18 ₱2,091

$14.52 BGN 25.40

128.51%

Internet (50+ Mbps, Unlimited Data)

$27.75 ₱1,749

$12.32 BGN 21.55

125.24%

Gym Membership (Monthly)

$34.05 ₱2,146

$31.70 BGN 55.5

7.41%

Tennis Court (1 Hour on Weekend)

$4.45 ₱280

$8.53 BGN 14.92

-47.83%

Cinema Ticket

$5.85 ₱368

$5.62 BGN 9.84

4.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,706

$230 BGN 403

-33.15%

International Primary School, 1 Child (Yearly)

$4,271 ₱269.1K

$2,268 BGN 3,970

88.27%

Jeans (Levis 501 Or Similar)

$46.34 ₱2,920

$30.10 BGN 52.7

53.95%

Summer Dress (H&M, Zara, etc)

$26.69 ₱1,682

$19.62 BGN 34.33

36.03%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,831

$45.86 BGN 80.3

67.14%

Men's Leather Business Shoes

$54.2 ₱3,413

$47.69 BGN 83.5

13.55%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.8K

$518 BGN 907

-48.61%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.9K

$357 BGN 625

-51.34%

3-bedroom Apartment, City Center (Monthly)

$582 ₱36.7K

$614 BGN 1,075

-5.21%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱24.4K

$569 BGN 996

-32.06%

Buy Apartment in City Center (m2)

$2,349 ₱148.0K

$1,191 BGN 2,085

97.19%

Buy Apartment Outside City Center (m2)

$978 ₱61.6K

$959 BGN 1,679

1.93%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,982

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

2.99

123.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 12, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Siargao

$203 25.8%

Bansko

$192 20.1% 5.4% $11

Accommodation & Living

Siargao

$174 22.1%

Bansko

$357 37.3% 106% $183

Monthly Utilities & Internet

Siargao

$173 22%

Bansko

$119 12.5% 31.1% $54

Clothing & Footwear

Siargao

$92 11.7%

Bansko

$64 6.7% 29.7% $27

Eating Out

Siargao

$86 10.9%

Bansko

$145 15.2% 69.7% $60

Sport & Entertainment

Siargao

$46 5.8%

Bansko

$43 4.5% 6.1% $2.8

Getting Around

Siargao

$15 1.9%

Bansko

$35 3.7% 141% $20

Cost Breakdown

A central one-bedroom costs $266 in Siargao versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Siargao versus $45.00 in Bansko. Groceries tell a different story – $203 in Siargao vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Siargao

🇧🇬 Bansko

🕒 Local time

15:25 3:25 PM

10:25 10:25 AM

5 h behind Siargao

🌤 Weather

👥 Population

150,000

8,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

Bulgarian Lev exchange rates as of October 16, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Siargao Bansko 10,300 km ≈ 13 h nonstop flight

From you

Siargao
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $787 in Siargao, $956 in Bansko – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,181 per month in Siargao and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Siargao and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $787 in Siargao and $956 in Bansko. That's a gap of about 21%.

A $1,500 monthly budget goes further in Siargao, where all-in costs run around $787, than in Bansko at $956. In Siargao it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $787 in Siargao to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.