🙂A single person spends $878 per month in Shumen vs $1,287 in Playa del Carmen, rent included.
🙂A couple spends around $1,375 per month in Shumen vs $2,184 in Playa del Carmen, rent included.
🙂A family of three spends $1,872 per month in Shumen vs $3,082 in Playa del Carmen, rent included.
🙂Shumen is about 32% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Shumen and Playa del Carmen are more affordable than the global median – Shumen34% lower, Playa del Carmen4% lower.
Currency
🍽 Eating Out
Shumen
Playa del Carmen
Difference
Meal at Budget Restaurant
$9.76BGN 16.30
$11.94MX$208
-18.26%
Three-Course Dinner for Two, Mid-Range
$30.01BGN 50.1
$42.75MX$744
-29.80%
Fast Food Meal(McDonalds, etc)
$8.66BGN 14.47
$10.59MX$184
-18.22%
Cappuccino
$1.66BGN 2.77
$3.62MX$63.0
-54.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38BGN 2.30
$1.47MX$25.54
-6.12%
Water(0.33 liter bottle)
$0.70BGN 1.16
$0.94MX$16.41
-25.53%
Local Beer(0.5 liter draught)
$1.98BGN 3.31
$3.09MX$53.8
-35.92%
Imported Beer(0.33 liter bottle)
$2.37BGN 3.95
$4.46MX$77.6
-46.86%
🛒 Groceries & Markets
Shumen
Playa del Carmen
Difference
Milk(1 liter)
$1.68BGN 2.81
$1.43MX$24.80
17.48%
White Bread(500g)
$0.96BGN 1.60
$1.88MX$32.79
-48.94%
Rice(white)(1kg)
$1.87BGN 3.13
$1.63MX$28.34
14.72%
Eggs
$3.02BGN 5.04
$2.64MX$45.99
14.39%
Local Cheese(1kg)
$9.69BGN 16.19
$8.21MX$143
18.03%
Chicken Fillets(1kg)
$5.90BGN 9.85
$8.29MX$144
-28.83%
Beef Round Steak(1kg)
$11.53BGN 19.26
$11.10MX$193
3.87%
Apples(1kg)
$1.75BGN 2.93
$2.65MX$46.14
-33.96%
Banana(1kg)
$2.07BGN 3.46
$1.50MX$26.11
38.00%
Oranges(1kg)
$2.05BGN 3.42
$1.99MX$34.59
3.02%
Tomato(1kg)
$2.28BGN 3.81
$2.08MX$36.13
9.62%
Potato(1kg)
$1.50BGN 2.50
$1.79MX$31.11
-16.20%
Onion(1kg)
$1.38BGN 2.30
$2.18MX$37.87
-36.70%
Lettuce(1 head)
$0.97BGN 1.62
$1.08MX$18.73
-10.19%
Water(1.5 liter bottle)
$0.79BGN 1.31
$1.04MX$18.04
-24.04%
Cigarettes 20 Pack(Marlboro, Camel)
$3.63BGN 6.07
$3.97MX$69.1
-8.56%
Wine(Bottle)
$7.27BGN 12.15
$10.20MX$178
-28.73%
Local Beer(0.5 liter bottle)
$1.00BGN 1.67
$1.73MX$30.04
-42.20%
Imported Beer(0.33 liter bottle)
$1.62BGN 2.70
$2.50MX$43.46
-35.20%
🚌 Getting Around
Shumen
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.89BGN 1.48
$0.52MX$9.02
71.15%
Public Transport Monthly Pass(Regular Price)
$26.38BGN 44.06
$26.97MX$469
-2.19%
Taxi Start(Normal Tariff)
$1.26BGN 2.10
$3.14MX$54.7
-59.87%
Taxi(Normal Tariff)(1km)
$0.31BGN 0.51
$2.40MX$41.80
-87.08%
Taxi 1hour Waiting(Normal Tariff)
$13.29BGN 22.20
$3.09MX$53.7
330.10%
Gasoline(1 liter)
$1.49BGN 2.49
$1.27MX$22.16
17.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6KBGN 54.5K
$30.9KMX$537.3K
5.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6KBGN 42.8K
$23.3KMX$405.7K
9.99%
🧾 Monthly Utilities & Internet
Shumen
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$95.1BGN 159
$82.0MX$1,427
16.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.85BGN 28.14
$22.45MX$391
-24.94%
Internet(50+ Mbps, Unlimited Data)
$14.05BGN 23.46
$29.66MX$516
-52.63%
🎉 Sport & Entertainment
Shumen
Playa del Carmen
Difference
Gym Membership(Monthly)
$39.44BGN 65.9
$51.9MX$903
-23.96%
Tennis Court(1 Hour on Weekend)
$11.87BGN 19.82
$18.67MX$325
-36.42%
Cinema Ticket
$7.17BGN 11.98
$4.97MX$86.5
44.27%
🧸 Childcare & Education
Shumen
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$235BGN 392
$198MX$3,442
18.59%
International Primary School, 1 Child(Yearly)
$10.6KBGN 17.7K
$5,273MX$91.7K
100.59%
👕👟 Clothing & Footwear
Shumen
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$54.6BGN 91.2
$36.34MX$632
50.30%
Summer Dress(H&M, Zara, etc)
$41.70BGN 69.6
$40.05MX$697
4.12%
Sport Shoes(Adidas, Nike)
$83.4BGN 139
$79.9MX$1,390
4.37%
Men's Leather Business Shoes
$72.4BGN 121
$88.9MX$1,547
-18.52%
🏠 Accommodation & Living
Shumen
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$278BGN 464
$963MX$16.8K
-71.17%
1-bedroom Apartment, Outside City Center(Monthly)
$189BGN 315
$465MX$8,086
-59.41%
3-bedroom Apartment, City Center(Monthly)
$494BGN 826
$1,596MX$27.8K
-69.03%
3-bedroom Apartment, Outside City Center(Monthly)
$324BGN 541
$1,209MX$21.0K
-73.22%
Buy Apartment in City Center(m2)
$1,299BGN 2,169
$3,942MX$68.6K
-67.05%
Buy Apartment Outside City Center(m2)
$1,039BGN 1,735
$6,448MX$112.2K
-83.88%
💵 Salaries & Financials
Shumen
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$1,053BGN 1,759
$720MX$12.5K
46.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
11.42
-59.98%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Shumen: April 25, 2026
Last update for Playa del Carmen: April 25, 2026
Cost Breakdown
🏠A central one-bedroom costs $278 in Shumen versus $963 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 46% higher in Shumen, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $30.00 in Shumen versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $223 vs $251 – making Shumen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shumen vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Shumen?
Yes – Playa del Carmen is pricier by about 47%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,317 per month in Shumen and $1,930 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shumen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Shumen vs Playa del Carmen?
Monthly expenses with rent come to $878 in Shumen and $1,287 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 2% less in Shumen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for Shumen or Playa del Carmen?
A $2,000 monthly budget goes further in Shumen, where all-in costs run around $878, than in Playa del Carmen at $1,287. In Shumen it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Shumen or Playa del Carmen more family-friendly?
Families tend to lean toward Shumen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Shumen or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Shumen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.