Last update: Oct 2026

Cost of Living Comparison Between Shumen and Austin, TX

For one person, living is cheaper in Shumen: $906 a month against $2,663 in Austin, TX, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Shumen
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Shumen Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Shumen

🇧🇬 Bulgaria

$906

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Shumen and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shumen and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $906 in Shumen versus $2,663 in Austin, TX.

Shumen $906
Austin, TX $2,663

Estimated couple costs with rent: $1,409 in Shumen versus $4,133 in Austin, TX.

Shumen $1,409
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,912 in Shumen versus $5,603 in Austin, TX.

Shumen $1,912
Austin, TX $5,603

Living in Shumen costs roughly 66% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Shumen is 33% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$9.24 BGN 16.07

$20.77 $20.77

-55.51%

Three-Course Dinner for Two, Mid-Range

$33.55 BGN 58.4

$84.6 $84.6

-60.34%

Fast Food Meal (McDonalds, etc)

$8.87 BGN 15.44

$12.32 $12.32

-28.00%

Cappuccino

$1.73 BGN 3.01

$5.63 $5.63

-69.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.48 BGN 2.58

$3.72 $3.72

-60.22%

Water (0.33 liter bottle)

$1.00 BGN 1.75

$2.50 $2.50

-60.00%

Local Beer (0.5 liter draught)

$2.92 BGN 5.08

$8.05 $8.05

-63.73%

Imported Beer (0.33 liter bottle)

$2.83 BGN 4.93

$9.01 $9.01

-68.59%

Milk (1 liter)

$1.81 BGN 3.15

$1.12 $1.12

61.61%

White Bread (500g)

$1.03 BGN 1.79

$3.75 $3.75

-72.53%

Rice (white) (1kg)

$2.43 BGN 4.22

$3.26 $3.26

-25.46%

Eggs

$2.88 BGN 5.02

$4.17 $4.17

-30.94%

Local Cheese (1kg)

$8.90 BGN 15.49

$12.90 $12.90

-31.01%

Chicken Fillets (1kg)

$5.08 BGN 8.85

$14.16 $14.16

-64.12%

Beef Round Steak (1kg)

$8.75 BGN 15.23

$16.22 $16.22

-46.05%

Apples (1kg)

$1.50 BGN 2.62

$4.33 $4.33

-65.36%

Banana (1kg)

$2.06 BGN 3.58

$1.46 $1.46

41.10%

Oranges (1kg)

$2.18 BGN 3.80

$4.51 $4.51

-51.66%

Tomato (1kg)

$2.27 BGN 3.95

$4.34 $4.34

-47.70%

Potato (1kg)

$2.04 BGN 3.54

$2.58 $2.58

-20.93%

Onion (1kg)

$1.31 BGN 2.28

$2.35 $2.35

-44.26%

Lettuce (1 head)

$0.83 BGN 1.44

$1.78 $1.78

-53.37%

Water (1.5 liter bottle)

$0.75 BGN 1.30

$2.22 $2.22

-66.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.68 BGN 6.41

$9.88 $9.88

-62.75%

Wine (Bottle)

$7.18 BGN 12.50

$15.08 $15.08

-52.39%

Local Beer (0.5 liter bottle)

$0.95 BGN 1.66

$2.92 $2.92

-67.47%

Imported Beer (0.33 liter bottle)

$1.40 BGN 2.44

$3.46 $3.46

-59.54%

One-way Ticket (Public Transport)

$0.94 BGN 1.64

$1.49 $1.49

-36.91%

Public Transport Monthly Pass (Regular Price)

$25.92 BGN 45.10

$41.72 $41.72

-37.87%

Taxi Start (Normal Tariff)

$1.75 BGN 3.04

$2.73 $2.73

-35.90%

Taxi (Normal Tariff) (1km)

$0.48 BGN 0.84

$1.66 $1.66

-71.08%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

Gasoline (1 liter)

$1.52 BGN 2.64

$0.95 $0.95

60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K BGN 52.8K

$36.0K $36.0K

-15.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K BGN 38.6K

$27.1K $27.1K

-18.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 BGN 231

$229 $229

-42.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.28 BGN 30.07

$59.4 $59.4

-70.90%

Internet (50+ Mbps, Unlimited Data)

$17.28 BGN 30.06

$69.9 $69.9

-75.28%

Gym Membership (Monthly)

$38.57 BGN 67.1

$57.2 $57.2

-32.62%

Tennis Court (1 Hour on Weekend)

$11.34 BGN 19.72

$16.33 $16.33

-30.56%

Cinema Ticket

$6.79 BGN 11.82

$14.28 $14.28

-52.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$570 BGN 991

$1,506 $1,506

-62.17%

International Primary School, 1 Child (Yearly)

$10.2K BGN 17.8K

$21.5K $21.5K

-52.30%

Jeans (Levis 501 Or Similar)

$48.34 BGN 84.1

$52.8 $52.8

-8.46%

Summer Dress (H&M, Zara, etc)

$51.3 BGN 89.2

$43.82 $43.82

16.96%

Sport Shoes (Adidas, Nike)

$94.1 BGN 164

$84.8 $84.8

11.04%

Men's Leather Business Shoes

$60.2 BGN 105

$103 $103

-41.57%

1-bedroom Apartment, City Center (Monthly)

$262 BGN 455

$1,907 $1,907

-86.28%

1-bedroom Apartment, Outside City Center (Monthly)

$176 BGN 306

$1,274 $1,274

-86.20%

3-bedroom Apartment, City Center (Monthly)

$430 BGN 748

$3,664 $3,664

-88.26%

3-bedroom Apartment, Outside City Center (Monthly)

$326 BGN 567

$2,538 $2,538

-87.15%

Buy Apartment in City Center (m2)

$1,263 BGN 2,197

$7,614 $7,614

-83.41%

Buy Apartment Outside City Center (m2)

$986 BGN 1,716

$3,157 $3,157

-68.76%

Average Monthly Net Salary (After Tax)

$1,004 BGN 1,747

$5,121 $5,121

-80.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

6.79

-52.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shumen: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shumen

$211 23.3%

Austin, TX

$405 15.2% 91.8% $194

Accommodation & Living

Shumen

$176 19.4%

Austin, TX

$1.3K 47.8% 625% $1.1K

Monthly Utilities & Internet

Shumen

$167 18.5%

Austin, TX

$358 13.5% 114% $191

Eating Out

Shumen

$151 16.7%

Austin, TX

$354 13.3% 134% $202

Clothing & Footwear

Shumen

$114 12.6%

Austin, TX

$128 4.8% 12% $14

Sport & Entertainment

Shumen

$52 5.8%

Austin, TX

$86 3.2% 64.5% $34

Getting Around

Shumen

$34 3.7%

Austin, TX

$59 2.2% 73.3% $25

Cost Breakdown

A one-bedroom apartment in the center runs $262 in Shumen and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 410% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Shumen vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $211 vs $405 per month, with Shumen cheaper across the board.

Good to know

🇧🇬 Shumen

🇺🇸 Austin, TX

🕒 Local time

22:52 10:52 PM

14:52 2:52 PM

8 h behind Shumen

🌤 Weather

👥 Population

85,504

974,447

💱 Currency

Bulgarian Lev BGN лв.

United States Dollar USD $

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to BGN in detail →

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Between locations

Shumen Austin, TX 10,090 km ≈ 13 h nonstop flight

From you

Shumen
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shumen vs Austin, TX: Cost of Living - Frequently Asked Questions

Shumen wins on cost – living expenses run 194% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Shumen the obvious pick if budget is a priority.

On paper, salaries run 410% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $262 in Shumen versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $906 per month in Shumen versus $2,663 in Austin, TX – a 194% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Shumen runs roughly 61% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $906 in Shumen versus $2,663 in Austin, TX, a $2,000 budget is realistic in Shumen but tight or insufficient in Austin, TX. The gap between the two cities makes Shumen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shumen and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shumen gentler on the wallet – expenses run 194% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.