Last update: Oct 2026

Cost of Living Comparison Between Shivamogga and Austin, TX

For one person, living is cheaper in Shivamogga: $341 a month against $2,663 in Austin, TX, rent and utilities included – about $27,900 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Shivamogga
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Shivamogga Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Shivamogga

🇮🇳 India

$341

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Shivamogga and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shivamogga and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $341 in Shivamogga versus $2,663 in Austin, TX.

Shivamogga $341
Austin, TX $2,663

Estimated couple costs with rent: $562 in Shivamogga versus $4,133 in Austin, TX.

Shivamogga $562
Austin, TX $4,133

Monthly costs for a family of three with rent: $784 in Shivamogga versus $5,603 in Austin, TX.

Shivamogga $784
Austin, TX $5,603

Living in Shivamogga costs roughly 87% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Shivamogga is 75% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$2.30 ₹218

$20.77 $20.77

-88.93%

Three-Course Dinner for Two, Mid-Range

$13.79 ₹1,310

$84.6 $84.6

-83.70%

Fast Food Meal (McDonalds, etc)

$4.64 ₹440

$12.32 $12.32

-62.34%

Cappuccino

$0.97 ₹91.6

$5.63 $5.63

-82.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹33.48

$3.72 $3.72

-90.59%

Water (0.33 liter bottle)

$0.19 ₹18.19

$2.50 $2.50

-92.40%

Local Beer (0.5 liter draught)

$1.18 ₹112

$8.05 $8.05

-85.34%

Imported Beer (0.33 liter bottle)

$2.65 ₹252

$9.01 $9.01

-70.59%

Milk (1 liter)

$0.51 ₹48.15

$1.12 $1.12

-54.46%

White Bread (500g)

$0.43 ₹40.45

$3.75 $3.75

-88.53%

Rice (white) (1kg)

$0.71 ₹67.3

$3.26 $3.26

-78.22%

Eggs

$0.83 ₹79.2

$4.17 $4.17

-80.10%

Local Cheese (1kg)

$3.88 ₹368

$12.90 $12.90

-69.92%

Chicken Fillets (1kg)

$2.86 ₹271

$14.16 $14.16

-79.80%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$1.69 ₹160

$4.33 $4.33

-60.97%

Banana (1kg)

$0.65 ₹62.2

$1.46 $1.46

-55.48%

Oranges (1kg)

$0.49 ₹46.83

$4.51 $4.51

-89.14%

Tomato (1kg)

$0.35 ₹33.40

$4.34 $4.34

-91.94%

Potato (1kg)

$0.30 ₹28.22

$2.58 $2.58

-88.37%

Onion (1kg)

$0.41 ₹39.15

$2.35 $2.35

-82.55%

Lettuce (1 head)

$0.20 ₹18.97

$1.78 $1.78

-88.76%

Water (1.5 liter bottle)

$0.30 ₹28.63

$2.22 $2.22

-86.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹487

$9.88 $9.88

-48.18%

Wine (Bottle)

$6.75 ₹641

$15.08 $15.08

-55.24%

Local Beer (0.5 liter bottle)

$0.87 ₹82.9

$2.92 $2.92

-70.21%

Imported Beer (0.33 liter bottle)

$2.81 ₹266

$3.46 $3.46

-18.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.90 ₹465

One-way Ticket (Public Transport)

$0.16 ₹15.53

$1.49 $1.49

-89.26%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$1.02 ₹97.3

$2.73 $2.73

-62.64%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.41

$1.66 $1.66

-80.12%

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$35.30 $35.30

-95.75%

Gasoline (1 liter)

$1.11 ₹105

$0.95 $0.95

16.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.4K ₹1.2M

$36.0K $36.0K

-65.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₹2.8M

$27.1K $27.1K

7.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.25 ₹2,018

$229 $229

-90.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.57 ₹244

$59.4 $59.4

-95.67%

Internet (50+ Mbps, Unlimited Data)

$7.68 ₹729

$69.9 $69.9

-89.01%

Gym Membership (Monthly)

$7.61 ₹723

$57.2 $57.2

-86.71%

Tennis Court (1 Hour on Weekend)

$2.08 ₹197

$16.33 $16.33

-87.26%

Cinema Ticket

$2.28 ₹216

$14.28 $14.28

-84.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.6K

$1,506 $1,506

-92.59%

International Primary School, 1 Child (Yearly)

$1,721 ₹163.4K

$21.5K $21.5K

-91.98%

Jeans (Levis 501 Or Similar)

$31.98 ₹3,037

$52.8 $52.8

-39.44%

Summer Dress (H&M, Zara, etc)

$34.19 ₹3,247

$43.82 $43.82

-21.98%

Sport Shoes (Adidas, Nike)

$58.1 ₹5,515

$84.8 $84.8

-31.49%

Men's Leather Business Shoes

$27.73 ₹2,633

$103 $103

-73.08%

1-bedroom Apartment, City Center (Monthly)

$160 ₹15.2K

$1,907 $1,907

-91.63%

1-bedroom Apartment, Outside City Center (Monthly)

$80.8 ₹7,668

$1,274 $1,274

-93.66%

3-bedroom Apartment, City Center (Monthly)

$318 ₹30.2K

$3,664 $3,664

-91.31%

3-bedroom Apartment, Outside City Center (Monthly)

$195 ₹18.5K

$2,538 $2,538

-92.31%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$340 ₹32.3K

$5,121 $5,121

-93.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

6.79

34.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shivamogga

$87 25.6%

Austin, TX

$405 15.2% 364% $317

Accommodation & Living

Shivamogga

$81 23.7%

Austin, TX

$1.3K 47.8% 1478% $1.2K

Clothing & Footwear

Shivamogga

$68 20.1%

Austin, TX

$128 4.8% 87.1% $60

Eating Out

Shivamogga

$57 16.8%

Austin, TX

$354 13.3% 518% $297

Monthly Utilities & Internet

Shivamogga

$32 9.3%

Austin, TX

$358 13.5% 1037% $327

Sport & Entertainment

Shivamogga

$12 3.6%

Austin, TX

$86 3.2% 605% $74

Getting Around

Shivamogga

$3.3 * 1%

Austin, TX

$59 2.2% 1663% $55

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $160 in Shivamogga and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1406% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Shivamogga vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $405 per month, with Shivamogga cheaper across the board.

Good to know

🇮🇳 Shivamogga

🇺🇸 Austin, TX

🕒 Local time

07:09 7:09 AM

20:39 8:39 PM

10 h 30 min behind Shivamogga

🌤 Weather

👥 Population

400,000

974,447

💱 Currency

Indian Rupee INR ₹

United States Dollar USD $

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Shivamogga Austin, TX 15,050 km ≈ 19 h nonstop flight

From you

Shivamogga
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Austin, TX: Cost of Living - Frequently Asked Questions

Shivamogga wins on cost – living expenses run 682% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Shivamogga the obvious pick if budget is a priority.

On paper, salaries run 1406% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $160 in Shivamogga versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $112 in Shivamogga versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $14.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $341 in Shivamogga versus $2,663 in Austin, TX, a $1,000 budget is realistic in Shivamogga but tight or insufficient in Austin, TX. The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 682% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.