😐Monthly costs for one person with rent: $1,796 in Sharjah versus $1,417 in Umm Al Quwain.
😐Estimated couple costs with rent: $2,573 in Sharjah versus $1,986 in Umm Al Quwain.
😐Monthly costs for a family of three with rent: $3,349 in Sharjah versus $2,555 in Umm Al Quwain.
🌍Living in Sharjah is roughly 27% more expensive than in Umm Al Quwain, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Sharjah31% above, Umm Al Quwain4% above.
Currency
🍽 Eating Out
Sharjah
Umm Al Quwain
Difference
Meal at Budget Restaurant
$5.34AED 19.60
$5.59AED 20.52
-4.47%
Three-Course Dinner for Two, Mid-Range
$36.04AED 132
$27.16AED 99.8
32.70%
Fast Food Meal(McDonalds, etc)
$8.11AED 29.78
$8.05AED 29.56
0.75%
Local Non-Alcoholic Beer(0.5 liter draught)
$9.34AED 34.31
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$9.63AED 35.36
-
-
Cappuccino
$3.54AED 13.00
$3.72AED 13.65
-4.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80AED 2.93
$0.87AED 3.20
-8.05%
Water(0.33 liter bottle)
$0.32AED 1.17
$0.36AED 1.33
-11.11%
Local Beer(0.5 liter draught)
-
$10.92AED 40.10
-
Imported Beer(0.33 liter bottle)
-
$12.45AED 45.74
-
🛒 Groceries & Markets
Sharjah
Umm Al Quwain
Difference
Milk(1 liter)
$1.50AED 5.52
$1.78AED 6.55
-15.73%
White Bread(500g)
$1.19AED 4.37
$1.28AED 4.69
-7.03%
Rice(white)(1kg)
$1.82AED 6.68
$1.48AED 5.45
22.97%
Eggs
$2.95AED 10.85
$1.95AED 7.17
51.28%
Local Cheese(1kg)
$8.58AED 31.50
$7.70AED 28.29
11.43%
Chicken Fillets(1kg)
$6.98AED 25.64
$5.53AED 20.30
26.22%
Beef Round Steak(1kg)
$11.23AED 41.24
$8.20AED 30.12
36.95%
Apples(1kg)
$2.25AED 8.28
$1.89AED 6.96
19.05%
Banana(1kg)
$1.66AED 6.08
$1.32AED 4.86
25.76%
Oranges(1kg)
$1.53AED 5.63
$1.51AED 5.53
1.32%
Tomato(1kg)
$1.34AED 4.93
$0.95AED 3.48
41.05%
Potato(1kg)
$1.06AED 3.89
$1.00AED 3.67
6.00%
Onion(1kg)
$1.17AED 4.30
$0.93AED 3.41
25.81%
Lettuce(1 head)
$1.47AED 5.39
$0.88AED 3.24
67.05%
Water(1.5 liter bottle)
$0.57AED 2.11
$0.55AED 2.04
3.64%
Bottle of Non-Alcoholic Wine(Mid-Range)
$15.42AED 56.6
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$2.51AED 9.23
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.57AED 9.45
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$6.55AED 24.06
$6.03AED 22.15
8.62%
Wine(Bottle)
-
$10.99AED 40.35
-
Local Beer(0.5 liter bottle)
-
$1.61AED 5.92
-
Imported Beer(0.33 liter bottle)
-
$2.33AED 8.54
-
🚌 Getting Around
Sharjah
Umm Al Quwain
Difference
One-way Ticket(Public Transport)
$2.22AED 8.13
-
-
Public Transport Monthly Pass(Regular Price)
$26.81AED 98.5
-
-
Taxi Start(Normal Tariff)
$3.71AED 13.62
$3.29AED 12.08
12.77%
Taxi(Normal Tariff)(1km)
$0.56AED 2.06
$0.72AED 2.65
-22.22%
Taxi 1hour Waiting(Normal Tariff)
$12.00AED 44.07
$7.96AED 29.22
50.75%
Gasoline(1 liter)
$0.98AED 3.58
$0.86AED 3.16
13.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$45.4KAED 166.8K
$27.5KAED 100.8K
65.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1KAED 81.3K
$21.9KAED 80.4K
1.12%
🧾 Monthly Utilities & Internet
Sharjah
Umm Al Quwain
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$209AED 766
$154AED 564
35.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$49.53AED 182
$49.23AED 181
0.61%
Internet(50+ Mbps, Unlimited Data)
$97.8AED 359
$84.4AED 310
15.85%
🎉 Sport & Entertainment
Sharjah
Umm Al Quwain
Difference
Gym Membership(Monthly)
$54.3AED 200
$44.60AED 164
21.79%
Tennis Court(1 Hour on Weekend)
$21.66AED 79.5
-
-
Cinema Ticket
$13.45AED 49.40
$13.47AED 49.45
-0.15%
🧸 Childcare & Education
Sharjah
Umm Al Quwain
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$323AED 1,186
$480AED 1,764
-32.77%
International Primary School, 1 Child(Yearly)
$8,883AED 32.6K
$5,804AED 21.3K
53.04%
👕👟 Clothing & Footwear
Sharjah
Umm Al Quwain
Difference
Jeans(Levis 501 Or Similar)
$59.3AED 218
$58.2AED 214
1.77%
Summer Dress(H&M, Zara, etc)
$77.0AED 283
$57.7AED 212
33.50%
Sport Shoes(Adidas, Nike)
$109AED 401
$85.5AED 314
27.72%
Men's Leather Business Shoes
$94.6AED 347
$92.6AED 340
2.17%
🏠 Accommodation & Living
Sharjah
Umm Al Quwain
Difference
1-bedroom Apartment, City Center(Monthly)
$831AED 3,053
$672AED 2,468
23.71%
1-bedroom Apartment, Outside City Center(Monthly)
$901AED 3,310
$539AED 1,979
67.26%
3-bedroom Apartment, City Center(Monthly)
$1,823AED 6,694
$1,023AED 3,758
78.12%
3-bedroom Apartment, Outside City Center(Monthly)
$1,419AED 5,211
$829AED 3,044
71.19%
Buy Apartment in City Center(m2)
$8,211AED 30.2K
-
-
Buy Apartment Outside City Center(m2)
$2,718AED 9,981
-
-
💵 Salaries & Financials
Sharjah
Umm Al Quwain
Difference
Average Monthly Net Salary(After Tax)
$2,184AED 8,020
$3,406AED 12.5K
-35.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.5
4.75
-5.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sharjah: September 13, 2026
Last update for Umm Al Quwain: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $831 in Sharjah and $672 in Umm Al Quwain. Housing cost is often the main lever when comparing two cities.
💰Umm Al Quwain pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Sharjah vs $27.00 in Umm Al Quwain. Groceries flip the comparison at $193 vs $198, with Sharjah cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sharjah vs Umm Al Quwain: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Sharjah and in Umm Al Quwain?
Sharjah and Umm Al Quwain differ by about 27% in total monthly costs ($1,796 vs $1,417 including rent). Umm Al Quwain is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 56% lower in Umm Al Quwain. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Sharjah and in Umm Al Quwain?
Rent for a central apartment: $831 in Sharjah versus $672 in Umm Al Quwain. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Sharjah and Umm Al Quwain?
Childcare runs $323 in Sharjah versus $480 in Umm Al Quwain. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Umm Al Quwain – a meal for two runs $27.00 versus $36.00 in Sharjah. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,417 in Umm Al Quwain versus $1,796 in Sharjah, a $1,000 budget is realistic in Umm Al Quwain but tight or insufficient in Sharjah. The gap between the two cities makes Umm Al Quwain the clear choice for anyone on this budget.
How does quality of life compare between Sharjah and Umm Al Quwain?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Sharjah or Umm Al Quwain safer for residents?
Safety-wise, Sharjah and Umm Al Quwain are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Sharjah or Umm Al Quwain?
Expats usually find Umm Al Quwain gentler on the wallet – expenses run 27% less than in Sharjah. Beyond cost, consider language, visa policies, and how big the international community is in each city.