Last update: Oct 2026

Cost of Living Comparison Between Shanghai and Bendigo

For one person, living is cheaper in Shanghai: $1,244 a month against $2,012 in Bendigo, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Shanghai
Learn more

Shanghai Living Index
97

Cost of Living Index in Bendigo
Learn more

Bendigo Living Index

Jump to prices

Shanghai

🇨🇳 China

$1,244

/mo nomad

Bendigo

🇦🇺 Australia

$2,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Shanghai and in Bendigo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shanghai and in Bendigo actually costs, broken down by who's living it.

A single person spends $1,244 per month in Shanghai vs $2,012 in Bendigo, rent included.

Shanghai $1,244
Bendigo $2,012

A couple spends around $1,999 per month in Shanghai vs $2,956 in Bendigo, rent included.

Shanghai $1,999
Bendigo $2,956

A family of three spends $2,755 per month in Shanghai vs $3,900 in Bendigo, rent included.

Shanghai $2,755
Bendigo $3,900

Shanghai is about 38% cheaper than Bendigo, and outside of rent the biggest gap is in eating out.

Shanghai sits 8% below the global median, while Bendigo is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.56 ¥30.43

$17.10 A$24.60

-73.33%

Three-Course Dinner for Two, Mid-Range

$30.21 ¥202

$75.8 A$109

-60.13%

Fast Food Meal (McDonalds, etc)

$5.25 ¥35.08

$12.47 A$17.94

-57.90%

Cappuccino

$3.28 ¥21.91

$3.95 A$5.68

-16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ¥3.84

$3.12 A$4.50

-81.73%

Water (0.33 liter bottle)

$0.36 ¥2.38

$2.47 A$3.56

-85.43%

Local Beer (0.5 liter draught)

$1.23 ¥8.22

$9.83 A$14.15

-87.49%

Imported Beer (0.33 liter bottle)

$2.27 ¥15.16

$8.47 A$12.19

-73.20%

Milk (1 liter)

$1.84 ¥12.28

$1.29 A$1.86

42.64%

White Bread (500g)

$1.96 ¥13.06

$2.96 A$4.26

-33.78%

Rice (white) (1kg)

$1.03 ¥6.86

$2.53 A$3.64

-59.29%

Eggs

$1.67 ¥11.15

$4.71 A$6.77

-64.54%

Local Cheese (1kg)

$16.96 ¥113

$10.27 A$14.78

65.14%

Chicken Fillets (1kg)

$3.19 ¥21.30

$9.70 A$13.96

-67.11%

Beef Round Steak (1kg)

$12.90 ¥86.1

$10.28 A$14.79

25.49%

Apples (1kg)

$2.24 ¥14.98

$3.45 A$4.97

-35.07%

Banana (1kg)

$1.66 ¥11.12

$3.07 A$4.42

-45.93%

Oranges (1kg)

$2.02 ¥13.52

$3.11 A$4.48

-35.05%

Tomato (1kg)

$1.66 ¥11.07

$4.85 A$6.98

-65.77%

Potato (1kg)

$0.77 ¥5.17

$2.74 A$3.94

-71.90%

Onion (1kg)

$0.93 ¥6.20

$2.58 A$3.72

-63.95%

Lettuce (1 head)

$0.63 ¥4.18

$2.37 A$3.41

-73.42%

Water (1.5 liter bottle)

$0.60 ¥3.98

$1.59 A$2.29

-62.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 ¥25.40

$43.74 A$62.9

-91.31%

Wine (Bottle)

$10.87 ¥72.6

$10.25 A$14.75

6.05%

Local Beer (0.5 liter bottle)

$0.82 ¥5.50

$5.25 A$7.56

-84.38%

Imported Beer (0.33 liter bottle)

$1.61 ¥10.75

$5.33 A$7.67

-69.79%

One-way Ticket (Public Transport)

$0.61 ¥4.11

$3.43 A$4.93

-82.22%

Public Transport Monthly Pass (Regular Price)

$29.40 ¥196

$58.4 A$84.0

-49.61%

Taxi Start (Normal Tariff)

$2.11 ¥14.09

$4.14 A$5.96

-49.03%

Taxi (Normal Tariff) (1km)

$0.43 ¥2.86

$1.37 A$1.97

-68.61%

Taxi 1hour Waiting (Normal Tariff)

$9.06 ¥60.5

$14.20 A$20.43

-36.20%

Gasoline (1 liter)

$1.33 ¥8.88

$1.22 A$1.76

9.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.0K ¥127.0K

$27.3K A$39.3K

-30.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ¥124.9K

$19.1K A$27.5K

-2.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.8 ¥386

$140 A$201

-58.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.09 ¥54.0

$28.06 A$40.37

-71.17%

Internet (50+ Mbps, Unlimited Data)

$10.48 ¥69.9

$57.2 A$82.3

-81.67%

Gym Membership (Monthly)

$65.7 ¥439

Tennis Court (1 Hour on Weekend)

$17.82 ¥119

$19.55 A$28.14

-8.85%

Cinema Ticket

$8.95 ¥59.8

$12.47 A$17.94

-28.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 ¥9,438

$2,108 A$3,033

-32.93%

International Primary School, 1 Child (Yearly)

$27.9K ¥186.0K

$29.7K A$42.7K

-6.20%

Jeans (Levis 501 Or Similar)

$54.0 ¥360

$78.6 A$113

-31.34%

Summer Dress (H&M, Zara, etc)

$37.09 ¥248

$48.88 A$70.3

-24.12%

Sport Shoes (Adidas, Nike)

$74.3 ¥496

$121 A$173

-38.40%

Men's Leather Business Shoes

$106 ¥705

$133 A$191

-20.35%

1-bedroom Apartment, City Center (Monthly)

$1,055 ¥7,046

$1,127 A$1,621

-6.34%

1-bedroom Apartment, Outside City Center (Monthly)

$585 ¥3,904

$845 A$1,215

-30.76%

3-bedroom Apartment, City Center (Monthly)

$2,485 ¥16.6K

$1,353 A$1,946

83.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,232 ¥8,228

$1,236 A$1,778

-0.29%

Buy Apartment in City Center (m2)

$13.9K ¥93.0K

$4,398 A$6,328

216.70%

Buy Apartment Outside City Center (m2)

$6,253 ¥41.7K

$3,852 A$5,543

62.33%

Average Monthly Net Salary (After Tax)

$1,711 ¥11.4K

$3,038 A$4,371

-43.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.36

5.9

-43.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shanghai: October 12, 2026

Last update for Bendigo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shanghai

$585 47%

Bendigo

$845 42% 44.4% $260

Groceries & Markets

Shanghai

$235 18.9%

Bendigo

$353 17.6% 50.5% $119

Clothing & Footwear

Shanghai

$122 9.8%

Bendigo

$171 8.5% 40.5% $49

Eating Out

Shanghai

$106 8.5%

Bendigo

$310 15.4% 192% $204

Sport & Entertainment

Shanghai

$84 6.7%

Bendigo

$25 * 1.2% 70.2% $59

Monthly Utilities & Internet

Shanghai

$76 6.1%

Bendigo

$225 11.2% 195% $149

Getting Around

Shanghai

$36 2.9%

Bendigo

$83 4.1% 130% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,055 in Shanghai versus $1,127 in Bendigo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 78% higher in Bendigo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Shanghai versus $76.0 in Bendigo. Monthly groceries follow the same trend: $235 vs $353 – making Shanghai the more affordable choice for daily food spending.

Good to know

🇨🇳 Shanghai

🇦🇺 Bendigo

🕒 Local time

03:23 3:23 AM

06:23 6:23 AM

3 h ahead of Shanghai

🌤 Weather

👥 Population

24,870,895

100,649

💱 Currency

Chinese Yuan CNY ¥

Australian Dollar AUD $

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 17, 2026: 1 USD = 6.68 CNY (1 CNY = 0.15 USD). 1 EUR = 7.51 CNY (1 CNY = 0.133 EUR).

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to CNY in detail →

On the map

Lowest

Highest

Between locations

Shanghai Bendigo 7,920 km ≈ 10 h nonstop flight

From you

Shanghai
Bendigo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shanghai vs Bendigo: Cost of Living - Frequently Asked Questions

Yes – Bendigo is pricier by about 62%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,865 per month in Shanghai and $3,018 in Bendigo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shanghai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Shanghai and $76.0 in Bendigo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,244 in Shanghai and $2,012 in Bendigo. That's a gap of about 62%.

A $2,000 monthly budget goes further in Shanghai, where all-in costs run around $1,244, than in Bendigo at $2,012. In Shanghai it covers expenses comfortably, while in Bendigo it requires careful planning or may not stretch far enough.

Families tend to lean toward Shanghai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shanghai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bendigo makes more sense. Both are solid long-term options with distinct trade-offs.