Last update: Oct 2026

Cost of Living Comparison Between Settat and Sofia

For one person, living is cheaper in Settat: $647 a month against $1,594 in Sofia, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Settat
Learn more

Settat Living Index
78

Cost of Living Index in Sofia
Learn more

Sofia Living Index

Jump to prices

Settat

🇲🇦 Morocco

$647

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Settat and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Settat and in Sofia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $647 in Settat versus $1,594 in Sofia.

Settat $647
Sofia $1,594

Estimated couple costs with rent: $1,028 in Settat versus $2,478 in Sofia.

Settat $1,028
Sofia $2,478

Monthly costs for a family of three with rent: $1,410 in Settat versus $3,361 in Sofia.

Settat $1,410
Sofia $3,361

Living in Settat costs roughly 59% less than in Sofia, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Settat is 52% below, Sofia is 18% above.

Meal at Budget Restaurant

$3.09 MAD 30.09

$16.87 BGN 29.35

-81.68%

Three-Course Dinner for Two, Mid-Range

$30.63 MAD 299

$65.8 BGN 115

-53.46%

Fast Food Meal (McDonalds, etc)

$6.11 MAD 59.6

$11.32 BGN 19.69

-46.02%

Cappuccino

$1.11 MAD 10.84

$3.43 BGN 5.98

-67.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 MAD 4.26

$2.41 BGN 4.19

-81.74%

Water (0.33 liter bottle)

$0.32 MAD 3.07

$1.85 BGN 3.22

-82.70%

Local Beer (0.5 liter draught)

$1.16 MAD 11.35

$3.70 BGN 6.44

-68.65%

Imported Beer (0.33 liter bottle)

$1.48 MAD 14.43

$4.58 BGN 7.97

-67.69%

Milk (1 liter)

$0.84 MAD 8.18

$2.02 BGN 3.51

-58.42%

White Bread (500g)

$0.78 MAD 7.60

$1.56 BGN 2.72

-50.00%

Rice (white) (1kg)

$1.51 MAD 14.74

$2.33 BGN 4.05

-35.19%

Eggs

$1.86 MAD 18.17

$4.36 BGN 7.59

-57.34%

Local Cheese (1kg)

$7.85 MAD 76.5

$11.76 BGN 20.47

-33.25%

Chicken Fillets (1kg)

$5.30 MAD 51.7

$8.83 BGN 15.37

-39.98%

Beef Round Steak (1kg)

$11.00 MAD 107

$17.46 BGN 30.38

-37.00%

Apples (1kg)

$1.59 MAD 15.46

$2.15 BGN 3.74

-26.05%

Banana (1kg)

$1.34 MAD 13.02

$1.98 BGN 3.44

-32.32%

Oranges (1kg)

$0.90 MAD 8.82

$1.93 BGN 3.37

-53.37%

Tomato (1kg)

$0.77 MAD 7.49

$4.24 BGN 7.37

-81.84%

Potato (1kg)

$0.66 MAD 6.43

$1.04 BGN 1.80

-36.54%

Onion (1kg)

$0.79 MAD 7.68

$0.85 BGN 1.48

-7.06%

Lettuce (1 head)

$0.24 MAD 2.34

$1.15 BGN 2.00

-79.13%

Water (1.5 liter bottle)

$0.51 MAD 5.00

$0.89 BGN 1.56

-42.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 MAD 39.78

$4.21 BGN 7.33

-3.09%

Wine (Bottle)

$7.58 MAD 73.9

$7.46 BGN 12.98

1.61%

Local Beer (0.5 liter bottle)

$2.19 MAD 21.38

$1.15 BGN 2.01

90.43%

Imported Beer (0.33 liter bottle)

$3.25 MAD 31.71

$1.85 BGN 3.23

75.68%

One-way Ticket (Public Transport)

$0.50 MAD 4.91

$0.87 BGN 1.51

-42.53%

Public Transport Monthly Pass (Regular Price)

$20.93 MAD 204

$28.53 BGN 49.65

-26.64%

Taxi Start (Normal Tariff)

$0.73 MAD 7.08

$1.68 BGN 2.93

-56.55%

Taxi (Normal Tariff) (1km)

$0.61 MAD 5.96

$0.94 BGN 1.63

-35.11%

Taxi 1hour Waiting (Normal Tariff)

$6.86 MAD 66.9

$15.35 BGN 26.70

-55.31%

Gasoline (1 liter)

$1.44 MAD 14.02

$1.69 BGN 2.94

-14.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K MAD 327.6K

$29.8K BGN 51.9K

12.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K MAD 281.3K

$26.1K BGN 45.5K

10.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.18 MAD 197

$156 BGN 272

-87.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.04 MAD 49.17

$21.56 BGN 37.52

-76.62%

Internet (50+ Mbps, Unlimited Data)

$36.13 MAD 352

$15.24 BGN 26.51

137.07%

Gym Membership (Monthly)

$18.49 MAD 180

$46.08 BGN 80.2

-59.87%

Tennis Court (1 Hour on Weekend)

$20.83 MAD 203

$27.92 BGN 48.58

-25.39%

Cinema Ticket

$6.11 MAD 59.5

$10.18 BGN 17.72

-39.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.5 MAD 931

$774 BGN 1,347

-87.66%

International Primary School, 1 Child (Yearly)

$8,175 MAD 79.7K

$12.8K BGN 22.3K

-36.16%

Jeans (Levis 501 Or Similar)

$30.99 MAD 302

$89.9 BGN 157

-65.54%

Summer Dress (H&M, Zara, etc)

$44.10 MAD 430

$41.29 BGN 71.8

6.81%

Sport Shoes (Adidas, Nike)

$81.3 MAD 793

$105 BGN 183

-22.64%

Men's Leather Business Shoes

$80.1 MAD 781

$107 BGN 186

-24.94%

1-bedroom Apartment, City Center (Monthly)

$270 MAD 2,631

$783 BGN 1,362

-65.52%

1-bedroom Apartment, Outside City Center (Monthly)

$174 MAD 1,694

$597 BGN 1,038

-70.89%

3-bedroom Apartment, City Center (Monthly)

$456 MAD 4,450

$1,516 BGN 2,638

-69.90%

3-bedroom Apartment, Outside City Center (Monthly)

$274 MAD 2,676

$1,030 BGN 1,792

-73.35%

Buy Apartment in City Center (m2)

$1,214 MAD 11.8K

$4,350 BGN 7,568

-72.09%

Buy Apartment Outside City Center (m2)

$851 MAD 8,299

$3,177 BGN 5,528

-73.21%

Average Monthly Net Salary (After Tax)

$204 MAD 1,990

$1,735 BGN 3,019

-88.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

2.89

21.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: October 11, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Settat

$179 27.8%

Sofia

$290 18.2% 61.9% $111

Accommodation & Living

Settat

$174 26.9%

Sofia

$597 37.4% 244% $423

Clothing & Footwear

Settat

$106 16.5%

Sofia

$154 9.7% 45% $48

Eating Out

Settat

$68 10.5%

Sofia

$255 16% 274% $187

Monthly Utilities & Internet

Settat

$61 9.5%

Sofia

$193 12.1% 214% $132

Sport & Entertainment

Settat

$31 4.8%

Sofia

$66 4.2% 116% $36

Getting Around

Settat

$27 4.1%

Sofia

$38 2.4% 43.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Settat and $783 in Sofia. Housing cost is often the main lever when comparing two cities.

Sofia pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Settat vs $66.0 in Sofia for a mid-range dinner for two. Groceries echo the gap at $179 vs $290 per month, with Settat cheaper across the board.

Good to know

🇲🇦 Settat

🇧🇬 Sofia

🕒 Local time

07:24 7:24 AM

09:24 9:24 AM

2 h ahead of Settat

🌤 Weather

👥 Population

142,250

1,286,383 Capital

💱 Currency

Moroccan Dirham MAD د.م.

Bulgarian Lev BGN лв.

📈 Exchange rate

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to MAD in detail →

On the map

Lowest

Highest

Between locations

Settat Sofia 2,900 km ≈ 4 h 15 min nonstop flight

From you

Settat
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Settat vs Sofia: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 147% lower than in Sofia. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, salaries run 750% lower in Sofia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $270 in Settat versus $783 in Sofia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $647 per month in Settat versus $1,594 in Sofia – a 147% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 36% less than in Sofia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $647 in Settat versus $1,594 in Sofia, a $1,000 budget is realistic in Settat but tight or insufficient in Sofia. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Settat and Sofia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 147% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.