Last update: Oct 2026

Cost of Living Comparison Between Sofia and Settat

For one person, living is cheaper in Settat: $647 a month against $1,594 in Sofia, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sofia
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Sofia Living Index
31

Cost of Living Index in Settat
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Settat Living Index

Jump to prices

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Settat

🇲🇦 Morocco

$647

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Settat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Settat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,594 in Sofia versus $647 in Settat.

Sofia $1,594
Settat $647

Estimated couple costs with rent: $2,478 in Sofia versus $1,028 in Settat.

Sofia $2,478
Settat $1,028

Monthly costs for a family of three with rent: $3,361 in Sofia versus $1,410 in Settat.

Sofia $3,361
Settat $1,410

Living in Sofia is roughly 147% more expensive than in Settat, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sofia is 18% above, Settat is 52% below.

Meal at Budget Restaurant

$16.87 BGN 29.35

$3.09 MAD 30.09

445.95%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$30.63 MAD 299

114.85%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$6.11 MAD 59.6

85.27%

Cappuccino

$3.43 BGN 5.98

$1.11 MAD 10.84

209.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$0.44 MAD 4.26

447.73%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$0.32 MAD 3.07

478.13%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$1.16 MAD 11.35

218.97%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$1.48 MAD 14.43

209.46%

Milk (1 liter)

$2.02 BGN 3.51

$0.84 MAD 8.18

140.48%

White Bread (500g)

$1.56 BGN 2.72

$0.78 MAD 7.60

100.00%

Rice (white) (1kg)

$2.33 BGN 4.05

$1.51 MAD 14.74

54.30%

Eggs

$4.36 BGN 7.59

$1.86 MAD 18.17

134.41%

Local Cheese (1kg)

$11.76 BGN 20.47

$7.85 MAD 76.5

49.81%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$5.30 MAD 51.7

66.60%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$11.00 MAD 107

58.73%

Apples (1kg)

$2.15 BGN 3.74

$1.59 MAD 15.46

35.22%

Banana (1kg)

$1.98 BGN 3.44

$1.34 MAD 13.02

47.76%

Oranges (1kg)

$1.93 BGN 3.37

$0.90 MAD 8.82

114.44%

Tomato (1kg)

$4.24 BGN 7.37

$0.77 MAD 7.49

450.65%

Potato (1kg)

$1.04 BGN 1.80

$0.66 MAD 6.43

57.58%

Onion (1kg)

$0.85 BGN 1.48

$0.79 MAD 7.68

7.59%

Lettuce (1 head)

$1.15 BGN 2.00

$0.24 MAD 2.34

379.17%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$0.51 MAD 5.00

74.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$4.08 MAD 39.78

3.19%

Wine (Bottle)

$7.46 BGN 12.98

$7.58 MAD 73.9

-1.58%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$2.19 MAD 21.38

-47.49%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$3.25 MAD 31.71

-43.08%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$0.50 MAD 4.91

74.00%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$20.93 MAD 204

36.31%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$0.73 MAD 7.08

130.14%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$0.61 MAD 5.96

54.10%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$6.86 MAD 66.9

123.76%

Gasoline (1 liter)

$1.69 BGN 2.94

$1.44 MAD 14.02

17.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$33.6K MAD 327.6K

-11.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$28.9K MAD 281.3K

-9.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$20.18 MAD 197

673.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$5.04 MAD 49.17

327.78%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$36.13 MAD 352

-57.82%

Gym Membership (Monthly)

$46.08 BGN 80.2

$18.49 MAD 180

149.22%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

$20.83 MAD 203

34.04%

Cinema Ticket

$10.18 BGN 17.72

$6.11 MAD 59.5

66.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$95.5 MAD 931

710.55%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$8,175 MAD 79.7K

56.63%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$30.99 MAD 302

190.22%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$44.10 MAD 430

-6.37%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$81.3 MAD 793

29.26%

Men's Leather Business Shoes

$107 BGN 186

$80.1 MAD 781

33.22%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$270 MAD 2,631

190.00%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$174 MAD 1,694

243.52%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$456 MAD 4,450

232.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$274 MAD 2,676

275.27%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$1,214 MAD 11.8K

258.35%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$851 MAD 8,299

273.27%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$204 MAD 1,990

750.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

3.5

-17.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Settat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Settat

$174 26.9% 70.9% $423

Groceries & Markets

Sofia

$290 18.2%

Settat

$179 27.8% 38.2% $111

Eating Out

Sofia

$255 16%

Settat

$68 10.5% 73.3% $187

Monthly Utilities & Internet

Sofia

$193 12.1%

Settat

$61 9.5% 68.2% $132

Clothing & Footwear

Sofia

$154 9.7%

Settat

$106 16.5% 31.1% $48

Sport & Entertainment

Sofia

$66 4.2%

Settat

$31 4.8% 53.8% $36

Getting Around

Sofia

$38 2.4%

Settat

$27 4.1% 30.4% $12

Cost Breakdown

A one-bedroom apartment in the center runs $783 in Sofia and $270 in Settat. Housing cost is often the main lever when comparing two cities.

Sofia pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Sofia vs $31.00 in Settat for a mid-range dinner for two. Groceries echo the gap at $290 vs $179 per month, with Settat cheaper across the board.

Good to know

🇧🇬 Sofia

🇲🇦 Settat

🕒 Local time

09:36 9:36 AM

07:36 7:36 AM

2 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

142,250

💱 Currency

Bulgarian Lev BGN лв.

Moroccan Dirham MAD د.م.

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to BGN in detail →

On the map

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Between locations

Sofia Settat 2,900 km ≈ 4 h 15 min nonstop flight

From you

Sofia
Settat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 147% lower than in Sofia. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

Average pay runs 750% higher in Sofia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $783 in Sofia versus $270 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,594 per month in Sofia versus $647 in Settat – a 147% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 36% less than in Sofia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $647 in Settat versus $1,594 in Sofia, a $1,000 budget is realistic in Settat but tight or insufficient in Sofia. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Sofia and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 147% less than in Sofia. Beyond cost, consider language, visa policies, and how big the international community is in each city.