Last update: Oct 2026

Cost of Living Comparison Between Sète and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,778 in Sète, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Sète
Learn more

Sète Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Sète

🇫🇷 France

$1,778

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sète and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sète and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,778 in Sète versus $918 in Cebu.

Sète $1,778
Cebu $918

Estimated couple costs with rent: $2,704 in Sète versus $1,409 in Cebu.

Sète $2,704
Cebu $1,409

Monthly costs for a family of three with rent: $3,631 in Sète versus $1,900 in Cebu.

Sète $3,631
Cebu $1,900

Living in Sète is roughly 94% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sète is 32% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.04 €15.19

$3.09 ₱195

451.46%

Three-Course Dinner for Two, Mid-Range

$56.8 €50.6

$24.22 ₱1,526

134.39%

Fast Food Meal (McDonalds, etc)

$13.51 €12.04

$3.92 ₱247

244.64%

Cappuccino

$3.44 €3.07

$2.51 ₱158

37.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 €2.11

$1.59 ₱100

49.06%

Water (0.33 liter bottle)

$1.59 €1.42

$0.53 ₱33.47

200.00%

Local Beer (0.5 liter draught)

$5.68 €5.07

$1.78 ₱112

219.10%

Imported Beer (0.33 liter bottle)

$4.49 €4.01

$2.17 ₱137

106.91%

Milk (1 liter)

$1.33 €1.19

$1.92 ₱121

-30.73%

White Bread (500g)

$1.69 €1.51

$1.36 ₱85.5

24.26%

Rice (white) (1kg)

$2.39 €2.13

$1.01 ₱63.6

136.63%

Eggs

$3.75 €3.35

$2.03 ₱128

84.73%

Local Cheese (1kg)

$18.65 €16.63

$9.86 ₱622

89.15%

Chicken Fillets (1kg)

$11.09 €9.89

$4.39 ₱277

152.62%

Beef Round Steak (1kg)

$18.33 €16.34

$7.60 ₱479

141.18%

Apples (1kg)

$2.64 €2.35

$3.30 ₱208

-20.00%

Banana (1kg)

$2.26 €2.01

$1.39 ₱87.9

62.59%

Oranges (1kg)

$2.81 €2.51

$2.33 ₱147

20.60%

Tomato (1kg)

$2.44 €2.18

$1.50 ₱94.4

62.67%

Potato (1kg)

$2.42 €2.16

$2.36 ₱149

2.54%

Onion (1kg)

$2.32 €2.07

$1.90 ₱119

22.11%

Lettuce (1 head)

$1.37 €1.22

$1.19 ₱75.0

15.13%

Water (1.5 liter bottle)

$0.60 €0.54

$0.63 ₱39.75

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$13.75 €12.26

$3.00 ₱189

358.33%

Wine (Bottle)

$7.42 €6.61

$6.03 ₱380

23.05%

Local Beer (0.5 liter bottle)

$3.69 €3.29

$1.23 ₱77.7

200.00%

Imported Beer (0.33 liter bottle)

$2.83 €2.53

$1.75 ₱110

61.71%

One-way Ticket (Public Transport)

$1.88 €1.67

$0.25 ₱15.87

652.00%

Public Transport Monthly Pass (Regular Price)

$54.8 €48.89

$12.64 ₱796

333.86%

Taxi Start (Normal Tariff)

$3.05 €2.72

$0.77 ₱48.66

296.10%

Taxi (Normal Tariff) (1km)

$1.70 €1.52

$0.23 ₱14.54

639.13%

Taxi 1hour Waiting (Normal Tariff)

$30.66 €27.33

$4.46 ₱281

587.44%

Gasoline (1 liter)

$2.11 €1.88

$1.31 ₱82.9

61.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €31.0K

$21.2K ₱1.3M

63.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K €30.8K

$19.1K ₱1.2M

80.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 €200

$120 ₱7,577

86.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 €12.95

$14.00 ₱883

3.71%

Internet (50+ Mbps, Unlimited Data)

$31.39 €27.99

$27.54 ₱1,736

13.98%

Gym Membership (Monthly)

$31.67 €28.24

$32.33 ₱2,037

-2.04%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$13.82 €12.32

$5.65 ₱356

144.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 €534

$275 ₱17.3K

117.66%

International Primary School, 1 Child (Yearly)

$7,165 €6,389

$7,918 ₱499.0K

-9.51%

Jeans (Levis 501 Or Similar)

$85.8 €76.5

$49.33 ₱3,109

73.99%

Summer Dress (H&M, Zara, etc)

$42.95 €38.29

$25.24 ₱1,591

70.17%

Sport Shoes (Adidas, Nike)

$92.8 €82.8

$77.0 ₱4,850

20.60%

Men's Leather Business Shoes

$132 €117

$57.2 ₱3,605

130.31%

1-bedroom Apartment, City Center (Monthly)

$748 €667

$500 ₱31.5K

49.71%

1-bedroom Apartment, Outside City Center (Monthly)

$610 €544

$309 ₱19.5K

97.47%

3-bedroom Apartment, City Center (Monthly)

$1,367 €1,218

$1,078 ₱67.9K

26.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,113 €992

$615 ₱38.8K

80.86%

Buy Apartment in City Center (m2)

$4,162 €3,711

$2,886 ₱181.9K

44.22%

Buy Apartment Outside City Center (m2)

$3,211 €2,863

$1,917 ₱120.8K

67.55%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

7.2

-47.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sète: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sète

$610 34.3%

Cebu

$309 33.6% 49.4% $301

Groceries & Markets

Sète

$335 18.8%

Cebu

$206 22.4% 38.5% $129

Eating Out

Sète

$271 15.3%

Cebu

$88 9.6% 67.5% $183

Monthly Utilities & Internet

Sète

$270 15.2%

Cebu

$162 17.6% 40.1% $108

Clothing & Footwear

Sète

$159 8.9%

Cebu

$94 10.2% 40.9% $65

Getting Around

Sète

$74 4.2%

Cebu

$16 1.7% 78.9% $58

Sport & Entertainment

Sète

$59 3.3%

Cebu

$44 4.8% 26.5% $16

Cost Breakdown

A one-bedroom apartment in the center runs $748 in Sète and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $57.0 in Sète vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $335 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Sète

🇵🇭 Cebu

🕒 Local time

07:41 7:41 AM

13:41 1:41 PM

6 h ahead of Sète

🌤 Weather

👥 Population

44,712

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Sète Cebu 11,530 km ≈ 15 h nonstop flight

From you

Sète
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sète vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 94% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,667 in Sète and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $748 in Sète versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,778 per month in Sète versus $918 in Cebu – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 334% less than in Sète. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,778 in Sète, a $1,500 budget is realistic in Cebu but tight or insufficient in Sète. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sète, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sète and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 94% less than in Sète. Beyond cost, consider language, visa policies, and how big the international community is in each city.