Last update: Nov 2026

Cost of Living Comparison Between Serra and Ubud, Bali

For one person, living is cheaper in Serra: $821 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Serra
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Serra Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Serra

🇧🇷 Brazil

$821

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Serra and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serra and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $821 in Serra versus $1,331 in Ubud, Bali.

Serra $821
Ubud, Bali $1,331

Estimated couple costs with rent: $1,216 in Serra versus $2,255 in Ubud, Bali.

Serra $1,216
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,612 in Serra versus $3,180 in Ubud, Bali.

Serra $1,612
Ubud, Bali $3,180

Living in Serra costs roughly 38% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Serra 39% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$4.68 R$25.67

$3.38 Rp 61.3K

38.46%

Three-Course Dinner for Two, Mid-Range

$21.32 R$117

$34.65 Rp 628.8K

-38.47%

Fast Food Meal (McDonalds, etc)

$7.26 R$39.82

$5.57 Rp 101.2K

30.34%

Cappuccino

$1.87 R$10.28

$2.62 Rp 47.5K

-28.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 R$6.56

$1.54 Rp 27.9K

-22.73%

Water (0.33 liter bottle)

$0.58 R$3.18

$0.64 Rp 11.6K

-9.38%

Local Beer (0.5 liter draught)

$1.88 R$10.29

$2.67 Rp 48.4K

-29.59%

Imported Beer (0.33 liter bottle)

$2.77 R$15.19

$4.26 Rp 77.4K

-34.98%

Milk (1 liter)

$1.04 R$5.70

$1.46 Rp 26.5K

-28.77%

White Bread (500g)

$1.74 R$9.57

$2.29 Rp 41.6K

-24.02%

Rice (white) (1kg)

$1.06 R$5.81

$1.11 Rp 20.1K

-4.50%

Eggs

$1.94 R$10.66

$2.10 Rp 38.1K

-7.62%

Local Cheese (1kg)

$9.88 R$54.2

$15.94 Rp 289.3K

-38.02%

Chicken Fillets (1kg)

$4.13 R$22.65

$3.88 Rp 70.5K

6.44%

Beef Round Steak (1kg)

$8.05 R$44.17

$11.40 Rp 206.9K

-29.39%

Apples (1kg)

$2.64 R$14.47

$3.55 Rp 64.5K

-25.63%

Banana (1kg)

$1.39 R$7.62

$1.54 Rp 27.9K

-9.74%

Oranges (1kg)

$1.66 R$9.13

$2.23 Rp 40.5K

-25.56%

Tomato (1kg)

$1.52 R$8.33

$1.97 Rp 35.8K

-22.84%

Potato (1kg)

$1.13 R$6.22

$1.86 Rp 33.7K

-39.25%

Onion (1kg)

$1.04 R$5.71

$2.42 Rp 43.9K

-57.02%

Lettuce (1 head)

$1.18 R$6.50

$1.02 Rp 18.6K

15.69%

Water (1.5 liter bottle)

$1.28 R$7.00

$0.52 Rp 9,479

146.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.33 R$12.79

$2.20 Rp 39.9K

5.91%

Wine (Bottle)

$5.15 R$28.28

$21.79 Rp 395.4K

-76.37%

Local Beer (0.5 liter bottle)

$0.96 R$5.25

$2.33 Rp 42.2K

-58.80%

Imported Beer (0.33 liter bottle)

$3.05 R$16.72

$2.97 Rp 53.9K

2.69%

One-way Ticket (Public Transport)

$0.84 R$4.61

$0.25 Rp 4,544

236.00%

Public Transport Monthly Pass (Regular Price)

$44.66 R$245

$8.17 Rp 148.4K

446.63%

Taxi Start (Normal Tariff)

$1.18 R$6.47

$0.44 Rp 7,944

168.18%

Taxi (Normal Tariff) (1km)

$1.03 R$5.66

$0.47 Rp 8,493

119.15%

Taxi 1hour Waiting (Normal Tariff)

$7.39 R$40.55

$5.60 Rp 101.6K

31.96%

Gasoline (1 liter)

$1.05 R$5.79

$0.83 Rp 15.0K

26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K R$119.4K

$24.4K Rp 443.7M

-11.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K R$168.6K

$31.7K Rp 575.2M

-3.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 R$786

$77.5 Rp 1.4M

84.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.42 R$62.7

$6.14 Rp 111.5K

85.99%

Internet (50+ Mbps, Unlimited Data)

$19.71 R$108

$18.92 Rp 343.3K

4.18%

Gym Membership (Monthly)

$23.79 R$131

$51.0 Rp 925.4K

-53.34%

Tennis Court (1 Hour on Weekend)

$26.19 R$144

$18.25 Rp 331.2K

43.51%

Cinema Ticket

$6.75 R$37.05

$4.38 Rp 79.5K

54.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$171 R$939

$492 Rp 8.9M

-65.26%

International Primary School, 1 Child (Yearly)

$6,729 R$36.9K

$12.2K Rp 221.8M

-44.94%

Jeans (Levis 501 Or Similar)

$52.8 R$290

$45.16 Rp 819.6K

17.01%

Summer Dress (H&M, Zara, etc)

$46.73 R$256

$34.89 Rp 633.2K

33.94%

Sport Shoes (Adidas, Nike)

$84.5 R$464

$78.3 Rp 1.4M

7.93%

Men's Leather Business Shoes

$65.7 R$361

$77.9 Rp 1.4M

-15.62%

1-bedroom Apartment, City Center (Monthly)

$233 R$1,277

$1,078 Rp 19.6M

-78.40%

1-bedroom Apartment, Outside City Center (Monthly)

$142 R$780

$665 Rp 12.1M

-78.62%

3-bedroom Apartment, City Center (Monthly)

$415 R$2,278

$3,510 Rp 63.7M

-88.17%

3-bedroom Apartment, Outside City Center (Monthly)

$202 R$1,108

$1,671 Rp 30.3M

-87.91%

Buy Apartment in City Center (m2)

$902 R$4,952

$2,340 Rp 42.5M

-61.44%

Buy Apartment Outside City Center (m2)

$514 R$2,822

$2,236 Rp 40.6M

-77.01%

Average Monthly Net Salary (After Tax)

$505 R$2,772

$166 Rp 3.0M

203.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serra: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Serra

$197 24%

Ubud, Bali

$279 21% 42.1% $83

Monthly Utilities & Internet

Serra

$174 21.2%

Ubud, Bali

$103 7.7% 41.2% $72

Accommodation & Living

Serra

$142 17.3%

Ubud, Bali

$665 50% 368% $523

Clothing & Footwear

Serra

$112 13.7%

Ubud, Bali

$106 8% 5.4% $6.1

Eating Out

Serra

$104 12.6%

Ubud, Bali

$106 8% 2% $2.1

Getting Around

Serra

$54 6.6%

Ubud, Bali

$12 0.9% 78% $42

Sport & Entertainment

Serra

$37 4.5%

Ubud, Bali

$60 4.5% 60.3% $22

Cost Breakdown

A one-bedroom apartment in the center runs $233 in Serra and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Serra pays about 3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Serra vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $279 per month, with Serra cheaper across the board.

Good to know

🇧🇷 Serra

🇮🇩 Ubud, Bali

🕒 Local time

02:49 2:49 AM

13:49 1:49 PM

11 h ahead of Serra

🌤 Weather

👥 Population

520,653

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.14 BRL (1 BRL = 0.163 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Serra Ubud, Bali 15,860 km ≈ 20 h nonstop flight

From you

Serra
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Serra vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Serra is about 38% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Serra is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $233 in Serra versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Serra – a meal for two runs $21 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $821 in Serra versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Serra but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.