Last update: Oct 2026

Cost of Living Comparison Between Seregno and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,800 in Seregno, rent and utilities included – about $10,600 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Seregno
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Seregno Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Seregno

🇮🇹 Italy

$1,800

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Seregno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seregno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,800 in Seregno versus $918 in Cebu.

Seregno $1,800
Cebu $918

Estimated couple costs with rent: $2,877 in Seregno versus $1,409 in Cebu.

Seregno $2,877
Cebu $1,409

Monthly costs for a family of three with rent: $3,954 in Seregno versus $1,900 in Cebu.

Seregno $3,954
Cebu $1,900

Living in Seregno is roughly 96% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Seregno is 33% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.39 €19.92

$3.09 ₱194

624.60%

Three-Course Dinner for Two, Mid-Range

$86.4 €76.8

$24.22 ₱1,525

256.61%

Fast Food Meal (McDonalds, etc)

$13.54 €12.04

$3.92 ₱247

245.41%

Cappuccino

$2.22 €1.98

$2.51 ₱158

-11.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.50 €3.11

$1.59 ₱100

120.13%

Water (0.33 liter bottle)

$1.54 €1.37

$0.53 ₱33.43

190.57%

Local Beer (0.5 liter draught)

$6.65 €5.92

$1.78 ₱112

273.60%

Imported Beer (0.33 liter bottle)

$5.98 €5.32

$2.17 ₱137

175.58%

Milk (1 liter)

$1.76 €1.57

$1.92 ₱121

-8.33%

White Bread (500g)

$2.38 €2.12

$1.36 ₱85.4

75.00%

Rice (white) (1kg)

$2.91 €2.59

$1.01 ₱63.5

188.12%

Eggs

$4.19 €3.73

$2.03 ₱128

106.40%

Local Cheese (1kg)

$17.56 €15.62

$9.86 ₱621

78.09%

Chicken Fillets (1kg)

$12.84 €11.42

$4.39 ₱277

192.48%

Beef Round Steak (1kg)

$24.05 €21.39

$7.60 ₱479

216.45%

Apples (1kg)

$1.78 €1.59

$3.30 ₱208

-46.06%

Banana (1kg)

$2.24 €1.99

$1.39 ₱87.8

61.15%

Oranges (1kg)

$3.09 €2.74

$2.33 ₱147

32.62%

Tomato (1kg)

$3.41 €3.03

$1.50 ₱94.3

127.33%

Potato (1kg)

$2.47 €2.19

$2.36 ₱149

4.66%

Onion (1kg)

$1.64 €1.46

$1.90 ₱119

-13.68%

Lettuce (1 head)

$1.51 €1.35

$1.19 ₱74.9

26.89%

Water (1.5 liter bottle)

$0.53 €0.47

$0.63 ₱39.71

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$6.62 €5.89

$3.00 ₱189

120.67%

Wine (Bottle)

$7.89 €7.02

$6.03 ₱379

30.85%

Local Beer (0.5 liter bottle)

$1.76 €1.56

$1.23 ₱77.7

43.09%

Imported Beer (0.33 liter bottle)

$1.61 €1.43

$1.75 ₱110

-8.00%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.25 ₱15.86

556.00%

Public Transport Monthly Pass (Regular Price)

$47.38 €42.14

$12.64 ₱796

274.84%

Taxi Start (Normal Tariff)

$5.72 €5.09

$0.77 ₱48.62

642.86%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$0.23 ₱14.53

882.61%

Taxi 1hour Waiting (Normal Tariff)

$38.72 €34.44

$4.46 ₱281

768.16%

Gasoline (1 liter)

$2.13 €1.90

$1.31 ₱82.8

62.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.1K

$21.2K ₱1.3M

70.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.5K

$19.1K ₱1.2M

85.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 €196

$120 ₱7,569

83.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 €11.66

$14.00 ₱882

-6.36%

Internet (50+ Mbps, Unlimited Data)

$30.80 €27.39

$27.54 ₱1,734

11.84%

Gym Membership (Monthly)

$54.8 €48.72

$32.33 ₱2,035

69.44%

Tennis Court (1 Hour on Weekend)

$26.64 €23.69

$6.65 ₱419

300.60%

Cinema Ticket

$10.95 €9.74

$5.65 ₱356

93.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$733 €652

$275 ₱17.3K

166.10%

International Primary School, 1 Child (Yearly)

$7,130 €6,342

$7,918 ₱498.5K

-9.95%

Jeans (Levis 501 Or Similar)

$107 €95.1

$49.33 ₱3,106

116.78%

Summer Dress (H&M, Zara, etc)

$39.29 €34.95

$25.24 ₱1,589

55.67%

Sport Shoes (Adidas, Nike)

$129 €114

$77.0 ₱4,846

67.02%

Men's Leather Business Shoes

$163 €145

$57.2 ₱3,601

185.70%

1-bedroom Apartment, City Center (Monthly)

$712 €634

$500 ₱31.5K

42.62%

1-bedroom Apartment, Outside City Center (Monthly)

$518 €461

$309 ₱19.4K

67.67%

3-bedroom Apartment, City Center (Monthly)

$1,210 €1,076

$1,078 ₱67.9K

12.27%

3-bedroom Apartment, Outside City Center (Monthly)

$991 €882

$615 ₱38.7K

61.11%

Buy Apartment in City Center (m2)

$2,883 €2,564

$2,886 ₱181.7K

-0.11%

Buy Apartment Outside City Center (m2)

$2,019 €1,796

$1,917 ₱120.7K

5.35%

Average Monthly Net Salary (After Tax)

$1,683 €1,497

$346 ₱21.8K

386.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.92

7.2

-59.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seregno: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seregno

$518 28.8%

Cebu

$309 33.6% 40.4% $209

Groceries & Markets

Seregno

$362 20.1%

Cebu

$206 22.4% 43.1% $156

Eating Out

Seregno

$312 17.3%

Cebu

$88 9.6% 71.7% $223

Monthly Utilities & Internet

Seregno

$264 14.7%

Cebu

$162 17.6% 38.8% $102

Clothing & Footwear

Seregno

$197 11%

Cebu

$94 10.2% 52.4% $103

Sport & Entertainment

Seregno

$77 4.3%

Cebu

$44 4.8% 43.1% $33

Getting Around

Seregno

$71 3.9%

Cebu

$16 1.7% 78% $55

Cost Breakdown

A one-bedroom apartment in the center runs $712 in Seregno and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Seregno pays 387% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $86.0 in Seregno vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $362 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Seregno

🇵🇭 Cebu

🕒 Local time

17:01 5:01 PM

23:01 11:01 PM

6 h ahead of Seregno

🌤 Weather

👥 Population

44,789

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Seregno Cebu 11,030 km ≈ 14 h nonstop flight

From you

Seregno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seregno vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 387% higher in Seregno, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $712 in Seregno versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,800 per month in Seregno versus $918 in Cebu – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 275% less than in Seregno. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,800 in Seregno, a $1,500 budget is realistic in Cebu but tight or insufficient in Seregno. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Seregno, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seregno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 96% less than in Seregno. Beyond cost, consider language, visa policies, and how big the international community is in each city.