Last update: Oct 2026

Cost of Living Comparison Between Seixal and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,619 in Seixal, rent and utilities included – about $8,400 less a year. Rent and utilities account for about half of the difference.

80

Cost of Living Index in Seixal
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Seixal Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Seixal

🇵🇹 Portugal

$1,619

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Seixal and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seixal and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,619 in Seixal versus $918 in Cebu.

Seixal $1,619
Cebu $918

Estimated couple costs with rent: $2,457 in Seixal versus $1,409 in Cebu.

Seixal $2,457
Cebu $1,409

Monthly costs for a family of three with rent: $3,294 in Seixal versus $1,900 in Cebu.

Seixal $3,294
Cebu $1,900

Living in Seixal is roughly 76% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Seixal is 20% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.61 €14.78

$3.09 ₱194

437.54%

Three-Course Dinner for Two, Mid-Range

$45.37 €40.35

$24.22 ₱1,525

87.32%

Fast Food Meal (McDonalds, etc)

$11.37 €10.11

$3.92 ₱247

190.05%

Cappuccino

$2.69 €2.40

$2.51 ₱158

7.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 €1.96

$1.59 ₱100

38.99%

Water (0.33 liter bottle)

$1.67 €1.49

$0.53 ₱33.43

215.09%

Local Beer (0.5 liter draught)

$3.40 €3.03

$1.78 ₱112

91.01%

Imported Beer (0.33 liter bottle)

$3.87 €3.44

$2.17 ₱137

78.34%

Milk (1 liter)

$1.25 €1.11

$1.92 ₱121

-34.90%

White Bread (500g)

$1.84 €1.63

$1.36 ₱85.4

35.29%

Rice (white) (1kg)

$1.70 €1.51

$1.01 ₱63.5

68.32%

Eggs

$3.37 €3.00

$2.03 ₱128

66.01%

Local Cheese (1kg)

$11.99 €10.66

$9.86 ₱621

21.60%

Chicken Fillets (1kg)

$7.73 €6.87

$4.39 ₱277

76.08%

Beef Round Steak (1kg)

$17.34 €15.42

$7.60 ₱479

128.16%

Apples (1kg)

$2.59 €2.30

$3.30 ₱208

-21.52%

Banana (1kg)

$1.68 €1.49

$1.39 ₱87.8

20.86%

Oranges (1kg)

$1.81 €1.61

$2.33 ₱147

-22.32%

Tomato (1kg)

$2.51 €2.23

$1.50 ₱94.3

67.33%

Potato (1kg)

$1.84 €1.64

$2.36 ₱149

-22.03%

Onion (1kg)

$2.07 €1.84

$1.90 ₱119

8.95%

Lettuce (1 head)

$1.44 €1.29

$1.19 ₱74.9

21.01%

Water (1.5 liter bottle)

$1.07 €0.95

$0.63 ₱39.71

69.84%

Cigarettes 20 Pack (Marlboro, Camel)

$6.34 €5.64

$3.00 ₱189

111.33%

Wine (Bottle)

$5.61 €4.99

$6.03 ₱379

-6.97%

Local Beer (0.5 liter bottle)

$1.16 €1.04

$1.23 ₱77.7

-5.69%

Imported Beer (0.33 liter bottle)

$2.06 €1.83

$1.75 ₱110

17.71%

One-way Ticket (Public Transport)

$3.05 €2.71

$0.25 ₱15.86

1120.00%

Public Transport Monthly Pass (Regular Price)

$44.30 €39.40

$12.64 ₱796

250.47%

Taxi Start (Normal Tariff)

$3.38 €3.01

$0.77 ₱48.62

338.96%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.23 ₱14.53

373.91%

Taxi 1hour Waiting (Normal Tariff)

$16.54 €14.71

$4.46 ₱281

270.85%

Gasoline (1 liter)

$2.06 €1.83

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.4K

$21.2K ₱1.3M

55.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €35.0K

$19.1K ₱1.2M

105.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$120 ₱7,569

10.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.44

$14.00 ₱882

32.00%

Internet (50+ Mbps, Unlimited Data)

$33.85 €30.11

$27.54 ₱1,734

22.91%

Gym Membership (Monthly)

$44.37 €39.47

$32.33 ₱2,035

37.24%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$8.21 €7.30

$5.65 ₱356

45.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$669 €595

$275 ₱17.3K

143.01%

International Primary School, 1 Child (Yearly)

$16.7K €14.9K

$7,918 ₱498.5K

111.53%

Jeans (Levis 501 Or Similar)

$102 €90.8

$49.33 ₱3,106

106.99%

Summer Dress (H&M, Zara, etc)

$44.69 €39.75

$25.24 ₱1,589

77.06%

Sport Shoes (Adidas, Nike)

$108 €95.9

$77.0 ₱4,846

40.05%

Men's Leather Business Shoes

$121 €108

$57.2 ₱3,601

112.19%

1-bedroom Apartment, City Center (Monthly)

$782 €695

$500 ₱31.5K

56.51%

1-bedroom Apartment, Outside City Center (Monthly)

$630 €560

$309 ₱19.4K

103.90%

3-bedroom Apartment, City Center (Monthly)

$1,486 €1,322

$1,078 ₱67.9K

37.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,102 €981

$615 ₱38.7K

79.18%

Buy Apartment in City Center (m2)

$3,165 €2,815

$2,886 ₱181.7K

9.66%

Buy Apartment Outside City Center (m2)

$2,090 €1,859

$1,917 ₱120.7K

9.04%

Average Monthly Net Salary (After Tax)

$1,549 €1,378

$346 ₱21.8K

347.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

7.2

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seixal: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seixal

$630 38.9%

Cebu

$309 33.6% 51% $321

Groceries & Markets

Seixal

$270 16.7%

Cebu

$206 22.4% 23.8% $64

Eating Out

Seixal

$240 14.8%

Cebu

$88 9.6% 63.2% $151

Monthly Utilities & Internet

Seixal

$185 11.4%

Cebu

$162 17.6% 12.4% $23

Clothing & Footwear

Seixal

$169 10.5%

Cebu

$94 10.2% 44.5% $75

Getting Around

Seixal

$65 4%

Cebu

$16 1.7% 76.2% $50

Sport & Entertainment

Seixal

$61 3.8%

Cebu

$44 4.8% 28.3% $17

Cost Breakdown

A one-bedroom apartment in the center runs $782 in Seixal and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Seixal pays 348% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Seixal vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $270 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Seixal

🇵🇭 Cebu

🕒 Local time

15:58 3:58 PM

22:58 10:58 PM

7 h ahead of Seixal

🌤 Weather

👥 Population

166,525

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Seixal Cebu 12,720 km ≈ 16 h nonstop flight

From you

Seixal
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seixal vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 348% higher in Seixal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $782 in Seixal versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,619 per month in Seixal versus $918 in Cebu – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 250% less than in Seixal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,619 in Seixal, a $1,500 budget is realistic in Cebu but tight or insufficient in Seixal. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Seixal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seixal and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Seixal. Beyond cost, consider language, visa policies, and how big the international community is in each city.