Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, UT, and Toronto

For one person, living costs are similar in Saratoga Springs, UT, and in Toronto: $2,455 and $2,561 a month, rent and utilities included.

119

Cost of Living Index in Saratoga Springs, UT,
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Saratoga Springs, UT, Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saratoga Springs, UT,

🇺🇸 United States

$2,455

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, UT, and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, UT, and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,455 in Saratoga Springs, UT, versus $2,561 in Toronto.

Saratoga Springs, UT, $2,455
Toronto $2,561

Estimated couple costs with rent: $3,722 in Saratoga Springs, UT, versus $3,694 in Toronto.

Saratoga Springs, UT, $3,722
Toronto $3,694

Monthly costs for a family of three with rent: $4,988 in Saratoga Springs, UT, versus $4,826 in Toronto.

Saratoga Springs, UT, $4,988
Toronto $4,826

Living in Saratoga Springs, UT, costs roughly 4% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saratoga Springs, UT, 82% above, Toronto 90% above.

Meal at Budget Restaurant

$20.11 $20.11

$17.18 CA$24.29

17.05%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$76.0 CA$107

6.91%

Fast Food Meal (McDonalds, etc)

$11.56 $11.56

$10.54 CA$14.89

9.68%

Cappuccino

$5.21 $5.21

$4.02 CA$5.68

29.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$2.12 CA$3.00

26.89%

Water (0.33 liter bottle)

$2.03 $2.03

$1.75 CA$2.48

16.00%

Local Beer (0.5 liter draught)

$6.06 $6.06

$6.24 CA$8.83

-2.88%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$7.09 CA$10.02

3.24%

Milk (1 liter)

$0.97 $0.97

$2.44 CA$3.45

-60.25%

White Bread (500g)

$3.51 $3.51

$2.68 CA$3.78

30.97%

Rice (white) (1kg)

$2.54 $2.54

$2.24 CA$3.17

13.39%

Eggs

$4.65 $4.65

$3.56 CA$5.03

30.62%

Local Cheese (1kg)

$16.52 $16.52

$9.09 CA$12.85

81.74%

Chicken Fillets (1kg)

$13.49 $13.49

$11.33 CA$16.01

19.06%

Beef Round Steak (1kg)

$14.32 $14.32

$14.53 CA$20.55

-1.45%

Apples (1kg)

$6.52 $6.52

$3.62 CA$5.12

80.11%

Banana (1kg)

$1.57 $1.57

$1.21 CA$1.72

29.75%

Oranges (1kg)

$5.72 $5.72

$3.60 CA$5.09

58.89%

Tomato (1kg)

$4.69 $4.69

$4.21 CA$5.96

11.40%

Potato (1kg)

$4.73 $4.73

$1.79 CA$2.53

164.25%

Onion (1kg)

$4.21 $4.21

$1.59 CA$2.25

164.78%

Lettuce (1 head)

$1.91 $1.91

$2.27 CA$3.21

-15.86%

Water (1.5 liter bottle)

$3.02 $3.02

$1.25 CA$1.77

141.60%

Cigarettes 20 Pack (Marlboro, Camel)

$8.52 $8.52

$13.82 CA$19.53

-38.35%

Wine (Bottle)

$14.88 $14.88

$14.27 CA$20.18

4.27%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$2.20 CA$3.10

-18.64%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$2.43 CA$3.44

44.03%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.39 CA$3.38

-14.64%

Public Transport Monthly Pass (Regular Price)

$45.60 $45.60

$111 CA$157

-58.89%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.91 CA$4.12

5.15%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.20 CA$1.69

59.17%

Taxi 1hour Waiting (Normal Tariff)

$31.13 $31.13

$21.38 CA$30.23

45.60%

Gasoline (1 liter)

$1.13 $1.13

$1.21 CA$1.71

-6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$28.2K CA$39.8K

11.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K $22.0K

$20.3K CA$28.6K

8.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$120 CA$170

68.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$32.26 CA$45.60

81.43%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$47.93 CA$67.8

45.90%

Gym Membership (Monthly)

$65.1 $65.1

$38.48 CA$54.4

69.13%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$10.83 $10.83

$12.38 CA$17.50

-12.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,393 $1,393

$830 CA$1,173

67.82%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$23.1K CA$32.6K

-8.49%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$50.7 CA$71.7

6.41%

Summer Dress (H&M, Zara, etc)

$40.82 $40.82

$40.02 CA$56.6

2.00%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$98.0 CA$139

-10.02%

Men's Leather Business Shoes

$113 $113

$121 CA$171

-6.12%

1-bedroom Apartment, City Center (Monthly)

$1,184 $1,184

$1,592 CA$2,251

-25.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,082 $1,082

$1,410 CA$1,994

-23.28%

3-bedroom Apartment, City Center (Monthly)

$2,042 $2,042

$2,670 CA$3,775

-23.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,933 $1,933

$2,152 CA$3,042

-10.17%

Buy Apartment in City Center (m2)

$2,527 $2,527

$7,945 CA$11.2K

-68.20%

Buy Apartment Outside City Center (m2)

$2,543 $2,543

$6,542 CA$9,249

-61.14%

Average Monthly Net Salary (After Tax)

$4,863 $4,863

$3,727 CA$5,269

30.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, UT,: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, UT,

$1.1K 44.1%

Toronto

$1.4K 55.1% 30.3% $328

Groceries & Markets

Saratoga Springs, UT,

$434 17.7%

Toronto

$340 13.3% 21.7% $94

Monthly Utilities & Internet

Saratoga Springs, UT,

$331 13.5%

Toronto

$201 7.8% 39.4% $130

Eating Out

Saratoga Springs, UT,

$322 13.1%

Toronto

$278 10.9% 13.6% $44

Clothing & Footwear

Saratoga Springs, UT,

$133 5.4%

Toronto

$139 5.4% 4.4% $5.9

Sport & Entertainment

Saratoga Springs, UT,

$87 3.5%

Toronto

$63 2.5% 27.1% $24

Getting Around

Saratoga Springs, UT,

$66 2.7%

Toronto

$129 5.1% 95% $63

Cost Breakdown

A one-bedroom apartment in the center runs $1,184 in Saratoga Springs, UT, and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, UT, pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Saratoga Springs, UT, vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $434 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Saratoga Springs, UT,

🇨🇦 Toronto

🕒 Local time

12:31 12:31 PM

14:31 2:31 PM

2 h ahead of Saratoga Springs, UT,

🌤 Weather

👥 Population

28,491

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Saratoga Springs, UT, Toronto 2,690 km ≈ 3 h 45 min nonstop flight

From you

Saratoga Springs, UT,
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, UT, vs Toronto: Cost of Living - Frequently Asked Questions

Saratoga Springs, UT, and Toronto differ by about 4% in total monthly costs ($2,455 vs $2,561 including rent). Saratoga Springs, UT, is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 30% higher in Saratoga Springs, UT,, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,184 in Saratoga Springs, UT, versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,393 in Saratoga Springs, UT, versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,455 in Saratoga Springs, UT, versus $2,561 in Toronto, a $3,000 budget is realistic in Saratoga Springs, UT, but tight or insufficient in Toronto. The gap between the two cities makes Saratoga Springs, UT, the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Saratoga Springs, UT, and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saratoga Springs, UT, gentler on the wallet – expenses run 4% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.