Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, UT, and New York, NY

For one person, living is cheaper in Saratoga Springs, UT,: $2,455 a month against $4,950 in New York, NY, rent and utilities included – about $29,900 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Saratoga Springs, UT,
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Saratoga Springs, UT, Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Saratoga Springs, UT,

🇺🇸 United States

$2,455

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, UT, and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, UT, and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,455 per month in Saratoga Springs, UT, vs $4,950 in New York, NY, rent included.

Saratoga Springs, UT, $2,455
New York, NY $4,950

A couple spends around $3,722 per month in Saratoga Springs, UT, vs $7,265 in New York, NY, rent included.

Saratoga Springs, UT, $3,722
New York, NY $7,265

A family of three spends $4,988 per month in Saratoga Springs, UT, vs $9,581 in New York, NY, rent included.

Saratoga Springs, UT, $4,988
New York, NY $9,581

Saratoga Springs, UT, is about 50% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Saratoga Springs, UT, and New York, NY sit above the global median – Saratoga Springs, UT, by 82%, New York, NY by 267%.

Meal at Budget Restaurant

$20.11 $20.11

$24.65 $24.65

-18.42%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$122 $122

-33.17%

Fast Food Meal (McDonalds, etc)

$11.56 $11.56

$13.91 $13.91

-16.89%

Cappuccino

$5.21 $5.21

$6.59 $6.59

-20.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$3.84 $3.84

-29.95%

Water (0.33 liter bottle)

$2.03 $2.03

$2.87 $2.87

-29.27%

Local Beer (0.5 liter draught)

$6.06 $6.06

$7.79 $7.79

-22.21%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$9.85 $9.85

-25.69%

Milk (1 liter)

$0.97 $0.97

$1.38 $1.38

-29.71%

White Bread (500g)

$3.51 $3.51

$4.68 $4.68

-25.00%

Rice (white) (1kg)

$2.54 $2.54

$7.54 $7.54

-66.31%

Eggs

$4.65 $4.65

$5.93 $5.93

-21.59%

Local Cheese (1kg)

$16.52 $16.52

$18.83 $18.83

-12.27%

Chicken Fillets (1kg)

$13.49 $13.49

$17.36 $17.36

-22.29%

Beef Round Steak (1kg)

$14.32 $14.32

$18.51 $18.51

-22.64%

Apples (1kg)

$6.52 $6.52

$6.74 $6.74

-3.26%

Banana (1kg)

$1.57 $1.57

$2.09 $2.09

-24.88%

Oranges (1kg)

$5.72 $5.72

$6.07 $6.07

-5.77%

Tomato (1kg)

$4.69 $4.69

$6.74 $6.74

-30.42%

Potato (1kg)

$4.73 $4.73

$4.05 $4.05

16.79%

Onion (1kg)

$4.21 $4.21

$4.37 $4.37

-3.66%

Lettuce (1 head)

$1.91 $1.91

$2.89 $2.89

-33.91%

Water (1.5 liter bottle)

$3.02 $3.02

$2.60 $2.60

16.15%

Cigarettes 20 Pack (Marlboro, Camel)

$8.52 $8.52

$18.72 $18.72

-54.49%

Wine (Bottle)

$14.88 $14.88

$20.06 $20.06

-25.82%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$3.25 $3.25

-44.92%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.73 $3.73

-6.17%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.06 $3.06

-33.33%

Public Transport Monthly Pass (Regular Price)

$45.60 $45.60

$140 $140

-67.54%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.04 $3.04

0.66%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$2.15 $2.15

-11.16%

Taxi 1hour Waiting (Normal Tariff)

$31.13 $31.13

$41.82 $41.82

-25.56%

Gasoline (1 liter)

$1.13 $1.13

$1.12 $1.12

0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$35.5K $35.5K

-11.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K $22.0K

$26.0K $26.0K

-15.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$219 $219

-7.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$73.2 $73.2

-20.03%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$72.0 $72.0

-2.86%

Gym Membership (Monthly)

$65.1 $65.1

$123 $123

-46.96%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$10.83 $10.83

$22.85 $22.85

-52.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,393 $1,393

$3,333 $3,333

-58.21%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$60.0K $60.0K

-64.78%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$75.2 $75.2

-28.24%

Summer Dress (H&M, Zara, etc)

$40.82 $40.82

$52.4 $52.4

-22.08%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$122 $122

-27.54%

Men's Leather Business Shoes

$113 $113

$133 $133

-14.93%

1-bedroom Apartment, City Center (Monthly)

$1,184 $1,184

$4,389 $4,389

-73.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,082 $1,082

$3,130 $3,130

-65.43%

3-bedroom Apartment, City Center (Monthly)

$2,042 $2,042

$8,918 $8,918

-77.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,933 $1,933

$5,354 $5,354

-63.90%

Buy Apartment in City Center (m2)

$2,527 $2,527

$19.4K $19.4K

-86.98%

Buy Apartment Outside City Center (m2)

$2,543 $2,543

$6,806 $6,806

-62.64%

Average Monthly Net Salary (After Tax)

$4,863 $4,863

$5,343 $5,343

-8.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.82

-3.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, UT,: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, UT,

$1.1K 44.1%

New York, NY

$3.1K 63.2% 189% $2K

Groceries & Markets

Saratoga Springs, UT,

$434 17.7%

New York, NY

$545 11% 25.6% $111

Monthly Utilities & Internet

Saratoga Springs, UT,

$331 13.5%

New York, NY

$364 7.4% 10.1% $33

Eating Out

Saratoga Springs, UT,

$322 13.1%

New York, NY

$404 8.2% 25.4% $82

Clothing & Footwear

Saratoga Springs, UT,

$133 5.4%

New York, NY

$172 3.5% 29.1% $39

Sport & Entertainment

Saratoga Springs, UT,

$87 3.5%

New York, NY

$168 3.4% 94.1% $82

Getting Around

Saratoga Springs, UT,

$66 2.7%

New York, NY

$167 3.4% 151% $100

Cost Breakdown

A central one-bedroom costs $1,184 in Saratoga Springs, UT, versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Saratoga Springs, UT, versus $122 in New York, NY. Monthly groceries follow the same trend: $434 vs $545 – making Saratoga Springs, UT, the more affordable choice for daily food spending.

Good to know

🇺🇸 Saratoga Springs, UT,

🇺🇸 New York, NY

🕒 Local time

06:55 6:55 AM

08:55 8:55 AM

2 h ahead of Saratoga Springs, UT,

🌤 Weather

👥 Population

28,491

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.889 EUR

Exchange rates and currency converter

On the map

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Between locations

Saratoga Springs, UT, New York, NY 3,160 km ≈ 4 h 30 min nonstop flight

From you

Saratoga Springs, UT,
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, UT, vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 102% more than Saratoga Springs, UT,, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,683 per month in Saratoga Springs, UT, and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saratoga Springs, UT,, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,393 per month in Saratoga Springs, UT, and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 26% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Saratoga Springs, UT,, where all-in costs run around $2,455, than in New York, NY at $4,950. In Saratoga Springs, UT, it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saratoga Springs, UT, costs $2,455 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saratoga Springs, UT,. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.