Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, UT, and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,455 in Saratoga Springs, UT,, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Saratoga Springs, UT,
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Saratoga Springs, UT, Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Saratoga Springs, UT,

🇺🇸 United States

$2,455

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, UT, and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, UT, and in Montreal actually costs, broken down by who's living it.

A single person spends $2,455 per month in Saratoga Springs, UT, vs $2,018 in Montreal, rent included.

Saratoga Springs, UT, $2,455
Montreal $2,018

A couple spends around $3,722 per month in Saratoga Springs, UT, vs $3,085 in Montreal, rent included.

Saratoga Springs, UT, $3,722
Montreal $3,085

A family of three spends $4,988 per month in Saratoga Springs, UT, vs $4,152 in Montreal, rent included.

Saratoga Springs, UT, $4,988
Montreal $4,152

Saratoga Springs, UT, costs about 22% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Saratoga Springs, UT, and Montreal sit above the global median – Saratoga Springs, UT, by 82%, Montreal by 49%.

Meal at Budget Restaurant

$20.11 $20.11

$18.82 CA$26.61

6.85%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$70.3 CA$99.4

15.55%

Fast Food Meal (McDonalds, etc)

$11.56 $11.56

$10.66 CA$15.06

8.44%

Cappuccino

$5.21 $5.21

$3.84 CA$5.43

35.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$1.92 CA$2.71

40.10%

Water (0.33 liter bottle)

$2.03 $2.03

$1.54 CA$2.18

31.82%

Local Beer (0.5 liter draught)

$6.06 $6.06

$6.23 CA$8.81

-2.73%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$7.10 CA$10.03

3.10%

Milk (1 liter)

$0.97 $0.97

$2.31 CA$3.27

-58.01%

White Bread (500g)

$3.51 $3.51

$3.14 CA$4.44

11.78%

Rice (white) (1kg)

$2.54 $2.54

$3.21 CA$4.54

-20.87%

Eggs

$4.65 $4.65

$3.52 CA$4.97

32.10%

Local Cheese (1kg)

$16.52 $16.52

$12.81 CA$18.11

28.96%

Chicken Fillets (1kg)

$13.49 $13.49

$11.46 CA$16.20

17.71%

Beef Round Steak (1kg)

$14.32 $14.32

$13.39 CA$18.92

6.95%

Apples (1kg)

$6.52 $6.52

$3.14 CA$4.43

107.64%

Banana (1kg)

$1.57 $1.57

$1.44 CA$2.03

9.03%

Oranges (1kg)

$5.72 $5.72

$3.47 CA$4.91

64.84%

Tomato (1kg)

$4.69 $4.69

$3.07 CA$4.34

52.77%

Potato (1kg)

$4.73 $4.73

$1.90 CA$2.69

148.95%

Onion (1kg)

$4.21 $4.21

$1.77 CA$2.50

137.85%

Lettuce (1 head)

$1.91 $1.91

$2.34 CA$3.31

-18.38%

Water (1.5 liter bottle)

$3.02 $3.02

$1.55 CA$2.19

94.84%

Cigarettes 20 Pack (Marlboro, Camel)

$8.52 $8.52

$11.38 CA$16.09

-25.13%

Wine (Bottle)

$14.88 $14.88

$10.63 CA$15.03

39.98%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$2.27 CA$3.21

-21.15%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$2.82 CA$3.99

24.11%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.66 CA$3.76

-23.31%

Public Transport Monthly Pass (Regular Price)

$45.60 $45.60

$77.3 CA$109

-41.00%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.20 CA$4.53

-4.38%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.48 CA$2.09

29.05%

Taxi 1hour Waiting (Normal Tariff)

$31.13 $31.13

$32.88 CA$46.48

-5.32%

Gasoline (1 liter)

$1.13 $1.13

$1.34 CA$1.90

-15.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$28.2K CA$39.8K

12.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K $22.0K

$19.6K CA$27.8K

11.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$76.0 CA$107

166.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$33.95 CA$48.00

72.40%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$42.31 CA$59.8

65.28%

Gym Membership (Monthly)

$65.1 $65.1

$29.76 CA$42.07

118.68%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$10.83 $10.83

$11.15 CA$15.77

-2.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,393 $1,393

$507 CA$717

174.68%

International Primary School, 1 Child (Yearly)

$21.1K $21.1K

$16.1K CA$22.7K

31.65%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$57.6 CA$81.4

-6.24%

Summer Dress (H&M, Zara, etc)

$40.82 $40.82

$37.58 CA$53.1

8.62%

Sport Shoes (Adidas, Nike)

$88.2 $88.2

$91.9 CA$130

-4.08%

Men's Leather Business Shoes

$113 $113

$110 CA$155

3.37%

1-bedroom Apartment, City Center (Monthly)

$1,184 $1,184

$1,260 CA$1,782

-6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,082 $1,082

$948 CA$1,340

14.19%

3-bedroom Apartment, City Center (Monthly)

$2,042 $2,042

$2,137 CA$3,021

-4.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,933 $1,933

$1,614 CA$2,281

19.78%

Buy Apartment in City Center (m2)

$2,527 $2,527

$4,960 CA$7,011

-49.05%

Buy Apartment Outside City Center (m2)

$2,543 $2,543

$3,838 CA$5,425

-33.74%

Average Monthly Net Salary (After Tax)

$4,863 $4,863

$2,827 CA$3,997

71.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.48

46.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, UT,: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, UT,

$1.1K 44.1%

Montreal

$948 47% 12.4% $135

Groceries & Markets

Saratoga Springs, UT,

$434 17.7%

Montreal

$346 17.2% 20.2% $88

Monthly Utilities & Internet

Saratoga Springs, UT,

$331 13.5%

Montreal

$152 7.5% 54% $179

Eating Out

Saratoga Springs, UT,

$322 13.1%

Montreal

$288 14.3% 10.6% $34

Clothing & Footwear

Saratoga Springs, UT,

$133 5.4%

Montreal

$133 6.6% 0.1% $0.2

Sport & Entertainment

Saratoga Springs, UT,

$87 3.5%

Montreal

$52 2.6% 40% $35

Getting Around

Saratoga Springs, UT,

$66 2.7%

Montreal

$99 4.9% 48.4% $32

Cost Breakdown

A central one-bedroom costs $1,184 in Saratoga Springs, UT, versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Saratoga Springs, UT,, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Saratoga Springs, UT, versus $70.0 in Montreal. Monthly groceries follow the same trend: $434 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Saratoga Springs, UT,

🇨🇦 Montreal

🕒 Local time

09:55 9:55 AM

11:55 11:55 AM

2 h ahead of Saratoga Springs, UT,

🌤 Weather

👥 Population

28,491

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Saratoga Springs, UT, Montreal 3,140 km ≈ 4 h 30 min nonstop flight

From you

Saratoga Springs, UT,
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, UT, vs Montreal: Cost of Living - Frequently Asked Questions

Saratoga Springs, UT, costs about 22% more than Montreal, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,683 per month in Saratoga Springs, UT, and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 25% more in Saratoga Springs, UT,, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $81.0 in Saratoga Springs, UT, and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Saratoga Springs, UT, at $2,455. In Montreal it covers expenses comfortably, while in Saratoga Springs, UT, it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,455 in Saratoga Springs, UT,. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saratoga Springs, UT, makes more sense. Both are solid long-term options with distinct trade-offs.