🙂Monthly costs for one person with rent: $1,237 in Sao Tome versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,954 in Sao Tome versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,672 in Sao Tome versus $3,273 in Ubud, Bali.
🌍Living in Sao Tome costs roughly 11% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sao Tome is 10% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Sao Tome
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.37STN 198
$3.37Rp 59.5K
178.04%
Three-Course Dinner for Two, Mid-Range
$46.23STN 975
$38.59Rp 680.3K
19.80%
Fast Food Meal(McDonalds, etc)
$8.13STN 171
$5.52Rp 97.3K
47.28%
Cappuccino
$2.37STN 50.1
$2.64Rp 46.6K
-10.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.86STN 39.18
$1.67Rp 29.5K
11.38%
Water(0.33 liter bottle)
$1.27STN 26.83
$0.77Rp 13.6K
64.94%
Local Beer(0.5 liter draught)
$1.72STN 36.24
$2.63Rp 46.4K
-34.60%
Imported Beer(0.33 liter bottle)
$1.92STN 40.43
$4.28Rp 75.5K
-55.14%
🛒 Groceries & Markets
Sao Tome
Ubud, Bali
Difference
Milk(1 liter)
$1.66STN 34.94
$1.55Rp 27.3K
7.10%
White Bread(500g)
$1.01STN 21.24
$2.22Rp 39.2K
-54.50%
Rice(white)(1kg)
$2.16STN 45.56
$1.13Rp 19.8K
91.15%
Eggs
$5.07STN 107
$2.09Rp 36.8K
142.58%
Local Cheese(1kg)
$20.55STN 434
$17.39Rp 306.6K
18.17%
Chicken Fillets(1kg)
$20.10STN 424
$3.87Rp 68.2K
419.38%
Beef Round Steak(1kg)
$24.81STN 524
$12.55Rp 221.2K
97.69%
Apples(1kg)
$3.88STN 81.8
$3.62Rp 63.8K
7.18%
Banana(1kg)
$1.83STN 38.59
$1.56Rp 27.5K
17.31%
Oranges(1kg)
$3.81STN 80.4
$2.35Rp 41.5K
62.13%
Tomato(1kg)
$3.68STN 77.5
$2.06Rp 36.2K
78.64%
Potato(1kg)
$2.98STN 62.8
$1.90Rp 33.5K
56.84%
Onion(1kg)
$2.49STN 52.5
$2.34Rp 41.2K
6.41%
Lettuce(1 head)
$0.53STN 11.11
$1.03Rp 18.2K
-48.54%
Water(1.5 liter bottle)
$2.10STN 44.21
$0.55Rp 9,779
281.82%
Cigarettes 20 Pack(Marlboro, Camel)
$2.31STN 48.69
$2.25Rp 39.7K
2.67%
Wine(Bottle)
$8.37STN 177
$23.81Rp 419.7K
-64.85%
Local Beer(0.5 liter bottle)
$1.58STN 33.23
$2.31Rp 40.8K
-31.60%
Imported Beer(0.33 liter bottle)
$1.74STN 36.74
$2.80Rp 49.4K
-37.86%
🚌 Getting Around
Sao Tome
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.46STN 30.72
$0.27Rp 4,802
440.74%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 152.7K
-
Taxi Start(Normal Tariff)
$1.69STN 35.68
$0.48Rp 8,489
252.08%
Taxi(Normal Tariff)(1km)
$2.65STN 55.9
$0.45Rp 7,863
488.89%
Taxi 1hour Waiting(Normal Tariff)
$14.38STN 303
$5.72Rp 100.8K
151.40%
Gasoline(1 liter)
$1.82STN 38.33
$0.76Rp 13.4K
139.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KSTN 548.7K
$24.5KRp 431.6M
6.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.6KSTN 687.0K
$32.1KRp 566.3M
1.36%
🧾 Monthly Utilities & Internet
Sao Tome
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$238STN 5,014
$83.6Rp 1.5M
184.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.55STN 687
$6.46Rp 113.8K
403.87%
Internet(50+ Mbps, Unlimited Data)
$69.8STN 1,472
$18.99Rp 334.8K
267.35%
🎉 Sport & Entertainment
Sao Tome
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.06STN 740
$56.0Rp 986.8K
-37.36%
Tennis Court(1 Hour on Weekend)
$26.12STN 551
$18.62Rp 328.2K
40.28%
Cinema Ticket
$20.63STN 435
$4.28Rp 75.5K
382.01%
🧸 Childcare & Education
Sao Tome
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$240STN 5,055
$487Rp 8.6M
-50.76%
International Primary School, 1 Child(Yearly)
$2,261STN 47.7K
$5,856Rp 103.2M
-61.38%
👕👟 Clothing & Footwear
Sao Tome
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$45.56Rp 803.2K
-
Summer Dress(H&M, Zara, etc)
$76.9STN 1,623
$36.38Rp 641.4K
111.43%
Sport Shoes(Adidas, Nike)
-
$82.0Rp 1.4M
-
Men's Leather Business Shoes
$19.38STN 409
$80.4Rp 1.4M
-75.90%
🏠 Accommodation & Living
Sao Tome
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$294STN 6,196
$1,117Rp 19.7M
-73.70%
1-bedroom Apartment, Outside City Center(Monthly)
$199STN 4,191
$701Rp 12.4M
-71.67%
3-bedroom Apartment, City Center(Monthly)
$953STN 20.1K
$3,537Rp 62.4M
-73.06%
3-bedroom Apartment, Outside City Center(Monthly)
$454STN 9,569
$1,762Rp 31.1M
-74.27%
Buy Apartment in City Center(m2)
$1,886STN 39.8K
$2,826Rp 49.8M
-33.28%
Buy Apartment Outside City Center(m2)
$1,166STN 24.6K
$2,292Rp 40.4M
-49.13%
💵 Salaries & Financials
Sao Tome
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$274STN 5,772
$170Rp 3.0M
61.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.38
13.78
-46.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sao Tome: August 29, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $294 in Sao Tome and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Sao Tome pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $46.00 in Sao Tome vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $425 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sao Tome vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sao Tome or Ubud, Bali?
Sao Tome wins on cost – living expenses run 13% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sao Tome the obvious pick if budget is a priority.
Are salaries higher in Sao Tome or in Ubud, Bali?
Average pay runs 61% higher in Sao Tome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Sao Tome compared to Ubud, Bali?
Rent for a central apartment: $294 in Sao Tome versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Sao Tome and in Ubud, Bali?
Childcare runs $240 in Sao Tome versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Sao Tome and in Ubud, Bali?
Dining out is cheaper in Sao Tome – a meal for two runs $46.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Sao Tome or in Ubud, Bali?
At $1,237 in Sao Tome versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Sao Tome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sao Tome the clear choice for anyone on this budget.
Which city is better for digital nomads, Sao Tome or Ubud, Bali?
Both work as nomad bases, but Sao Tome delivers better value – similar infrastructure at $1,237 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sao Tome hard to pass up.
How safe is Sao Tome compared to Ubud, Bali?
Safety-wise, Sao Tome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sao Tome gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.