🙂Monthly costs for one person with rent: $1,087 in Sao Tome versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,830 in Sao Tome versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,573 in Sao Tome versus $3,660 in Ubud, Bali.
🙂Living in Sao Tome costs roughly 23% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Sao Tome is 19% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Sao Tome
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.64STN 433
$3.56Rp 63.7K
479.78%
Three-Course Dinner for Two, Mid-Range
$46.23STN 971
$32.73Rp 584.5K
41.25%
Fast Food Meal(McDonalds, etc)
$9.91STN 208
$4.95Rp 88.4K
100.20%
Cappuccino
$1.73STN 36.29
$2.71Rp 48.4K
-36.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.86STN 39.04
$1.34Rp 24.0K
38.81%
Water(0.33 liter bottle)
$1.18STN 24.73
$0.70Rp 12.5K
68.57%
Local Beer(0.5 liter draught)
$1.62STN 33.98
$2.92Rp 52.1K
-44.52%
Imported Beer(0.33 liter bottle)
$1.92STN 40.35
$3.96Rp 70.7K
-51.52%
🛒 Groceries & Markets
Sao Tome
Ubud, Bali
Difference
Milk(1 liter)
$1.38STN 28.98
$1.81Rp 32.3K
-23.76%
White Bread(500g)
$1.00STN 20.97
$2.52Rp 45.0K
-60.32%
Rice(white)(1kg)
$2.32STN 48.76
$1.16Rp 20.7K
100.00%
Eggs
$4.96STN 104
$2.46Rp 43.9K
101.63%
Local Cheese(1kg)
$20.53STN 431
$14.71Rp 262.7K
39.56%
Chicken Fillets(1kg)
$19.97STN 419
$4.32Rp 77.1K
362.27%
Beef Round Steak(1kg)
$24.64STN 517
$12.14Rp 216.7K
102.97%
Apples(1kg)
$4.73STN 99.3
$3.84Rp 68.6K
23.18%
Banana(1kg)
$1.13STN 23.63
$1.56Rp 27.8K
-27.56%
Oranges(1kg)
$4.00STN 83.9
$2.83Rp 50.6K
41.34%
Tomato(1kg)
$3.57STN 75.0
$2.33Rp 41.5K
53.22%
Potato(1kg)
$2.64STN 55.5
$1.91Rp 34.2K
38.22%
Onion(1kg)
$2.08STN 43.63
$2.20Rp 39.3K
-5.45%
Lettuce(1 head)
$0.71STN 14.89
$1.01Rp 18.1K
-29.70%
Water(1.5 liter bottle)
$1.88STN 39.52
$0.78Rp 13.8K
141.03%
Cigarettes 20 Pack(Marlboro, Camel)
$2.33STN 48.83
$3.32Rp 59.2K
-29.82%
Wine(Bottle)
$8.09STN 170
$23.74Rp 423.9K
-65.92%
Local Beer(0.5 liter bottle)
$1.34STN 28.04
$2.79Rp 49.8K
-51.97%
Imported Beer(0.33 liter bottle)
$1.34STN 28.06
$2.86Rp 51.1K
-53.15%
🚌 Getting Around
Sao Tome
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.22STN 25.60
$0.27Rp 4,800
351.85%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
-
$0.46Rp 8,150
-
Taxi(Normal Tariff)(1km)
-
$0.45Rp 8,037
-
Taxi 1hour Waiting(Normal Tariff)
$13.88STN 291
$6.10Rp 108.9K
127.54%
Gasoline(1 liter)
$1.63STN 34.32
$0.79Rp 14.2K
106.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.1KRp 467.0M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1KSTN 484.8K
$32.1KRp 573.6M
-28.12%
🧾 Monthly Utilities & Internet
Sao Tome
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$79.9Rp 1.4M
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.07STN 716
$4.06Rp 72.6K
739.16%
Internet(50+ Mbps, Unlimited Data)
$71.5STN 1,501
$23.52Rp 420.0K
203.83%
🎉 Sport & Entertainment
Sao Tome
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.22STN 782
$98.7Rp 1.8M
-62.29%
Tennis Court(1 Hour on Weekend)
$29.30STN 615
$6.63Rp 118.4K
341.93%
Cinema Ticket
$20.93STN 440
$4.15Rp 74.1K
404.34%
🧸 Childcare & Education
Sao Tome
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$304Rp 5.4M
-
International Primary School, 1 Child(Yearly)
-
$6,613Rp 118.1M
-
👕👟 Clothing & Footwear
Sao Tome
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$55.5Rp 991.8K
-
Summer Dress(H&M, Zara, etc)
-
$38.31Rp 684.1K
-
Sport Shoes(Adidas, Nike)
-
$88.6Rp 1.6M
-
Men's Leather Business Shoes
$18.64STN 392
$77.9Rp 1.4M
-76.06%
🏠 Accommodation & Living
Sao Tome
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$342STN 7,191
$1,006Rp 18.0M
-65.98%
1-bedroom Apartment, Outside City Center(Monthly)
$228STN 4,796
$675Rp 12.1M
-66.18%
3-bedroom Apartment, City Center(Monthly)
$666STN 14.0K
$3,442Rp 61.5M
-80.64%
3-bedroom Apartment, Outside City Center(Monthly)
$527STN 11.1K
$2,039Rp 36.4M
-74.18%
Buy Apartment in City Center(m2)
$1,875STN 39.4K
$2,841Rp 50.7M
-34.00%
Buy Apartment Outside City Center(m2)
$1,168STN 24.5K
$2,264Rp 40.4M
-48.40%
💵 Salaries & Financials
Sao Tome
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$272STN 5,709
$165Rp 3.0M
64.52%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.38
13.28
-44.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sao Tome: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $342 in Sao Tome and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Sao Tome pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $46.00 in Sao Tome vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $415 vs $302 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sao Tome vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sao Tome or Ubud, Bali?
Sao Tome wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sao Tome the obvious pick if budget is a priority.
Are salaries higher in Sao Tome or Ubud, Bali?
Sao Tome pays 65% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Sao Tome vs Ubud, Bali?
Rent for a central apartment: $342 in Sao Tome versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Sao Tome compared to Ubud, Bali?
All in, you'll spend $1,087 per month in Sao Tome versus $1,419 in Ubud, Bali – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Sao Tome or Ubud, Bali?
Shoppers in Ubud, Bali pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Sao Tome or Ubud, Bali?
At $1,087 in Sao Tome versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Sao Tome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sao Tome the clear choice for anyone on this budget.
Which city is better for digital nomads, Sao Tome or Ubud, Bali?
Both work as nomad bases, but Sao Tome delivers better value – similar infrastructure at $1,087 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sao Tome hard to pass up.
How safe is Sao Tome compared to Ubud, Bali?
Safety-wise, Sao Tome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sao Tome gentler on the wallet – expenses run 31% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.