Cost of Living Comparison Between Santiago and Ubud, Bali Cost of Living Comparison Between Santiago and Ubud, Bali

Monthly Cost of Living

A single person spends $1,373 per month in Santiago vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,045 per month in Santiago vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,717 per month in Santiago vs $3,660 in Ubud, Bali, rent included.

Santiago is about 3% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Both Santiago and Ubud, Bali sit above the global median – Santiago by 2%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Santiago
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.59 PAB 4.59
$3.56 Rp 63.7K
28.93%
Three-Course Dinner for Two, Mid-Range
$29.93 PAB 29.93
$32.73 Rp 584.5K
-8.55%
Fast Food Meal (McDonalds, etc)
$4.90 PAB 4.90
$4.95 Rp 88.4K
-1.01%
Cappuccino
$3.64 PAB 3.64
$2.71 Rp 48.4K
34.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 PAB 0.71
$1.34 Rp 24.0K
-47.01%
Water (0.33 liter bottle)
$0.77 PAB 0.77
$0.70 Rp 12.5K
10.00%
Local Beer (0.5 liter draught)
$1.02 PAB 1.02
$2.92 Rp 52.1K
-65.07%
Imported Beer (0.33 liter bottle)
$1.94 PAB 1.94
$3.96 Rp 70.7K
-51.01%
🛒 Groceries & Markets
Santiago
Ubud, Bali
Difference
Milk (1 liter)
$1.90 PAB 1.90
$1.81 Rp 32.3K
4.97%
White Bread (500g)
$2.58 PAB 2.58
$2.52 Rp 45.0K
2.38%
Rice (white) (1kg)
$2.47 PAB 2.47
$1.16 Rp 20.7K
112.93%
Eggs
$2.82 PAB 2.82
$2.46 Rp 43.9K
14.63%
Local Cheese (1kg)
$11.48 PAB 11.48
$14.71 Rp 262.7K
-21.96%
Chicken Fillets (1kg)
$7.31 PAB 7.31
$4.32 Rp 77.1K
69.21%
Beef Round Steak (1kg)
$10.01 PAB 10.01
$12.14 Rp 216.7K
-17.55%
Apples (1kg)
$3.26 PAB 3.26
$3.84 Rp 68.6K
-15.10%
Banana (1kg)
$1.53 PAB 1.53
$1.56 Rp 27.8K
-1.92%
Oranges (1kg)
$2.75 PAB 2.75
$2.83 Rp 50.6K
-2.83%
Tomato (1kg)
$3.12 PAB 3.12
$2.33 Rp 41.5K
33.91%
Potato (1kg)
$2.24 PAB 2.24
$1.91 Rp 34.2K
17.28%
Onion (1kg)
$2.78 PAB 2.78
$2.20 Rp 39.3K
26.36%
Lettuce (1 head)
$2.15 PAB 2.15
$1.01 Rp 18.1K
112.87%
Water (1.5 liter bottle)
$1.53 PAB 1.53
$0.78 Rp 13.8K
96.15%
Cigarettes 20 Pack (Marlboro, Camel)
$6.08 PAB 6.08
$3.32 Rp 59.2K
83.13%
Wine (Bottle)
$11.13 PAB 11.13
$23.74 Rp 423.9K
-53.12%
Local Beer (0.5 liter bottle)
$1.25 PAB 1.25
$2.79 Rp 49.8K
-55.20%
Imported Beer (0.33 liter bottle)
$2.45 PAB 2.45
$2.86 Rp 51.1K
-14.34%
🚌 Getting Around
Santiago
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,800
-
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 143.4K
-
Taxi Start (Normal Tariff)
$2.48 PAB 2.48
$0.46 Rp 8,150
439.13%
Taxi (Normal Tariff) (1km)
$1.80 PAB 1.80
$0.45 Rp 8,037
300.00%
Taxi 1hour Waiting (Normal Tariff)
$22.20 PAB 22.20
$6.10 Rp 108.9K
263.93%
Gasoline (1 liter)
$0.94 PAB 0.94
$0.79 Rp 14.2K
18.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K PAB 20.1K
$26.1K Rp 467.0M
-22.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K PAB 20.7K
$32.1K Rp 573.6M
-35.50%
🧾 Monthly Utilities & Internet
Santiago
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 PAB 120
$79.9 Rp 1.4M
49.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.12 PAB 15.12
$4.06 Rp 72.6K
272.41%
Internet (50+ Mbps, Unlimited Data)
$43.84 PAB 43.84
$23.52 Rp 420.0K
86.39%
🎉 Sport & Entertainment
Santiago
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$98.7 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 118.4K
-
Cinema Ticket
$7.87 PAB 7.87
$4.15 Rp 74.1K
89.64%
🧸 Childcare & Education
Santiago
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 PAB 478
$304 Rp 5.4M
57.10%
International Primary School, 1 Child (Yearly)
$16.0K PAB 16.0K
$6,613 Rp 118.1M
141.22%
👕👟 Clothing & Footwear
Santiago
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.7 PAB 51.7
$55.5 Rp 991.8K
-6.91%
Summer Dress (H&M, Zara, etc)
$47.00 PAB 47.00
$38.31 Rp 684.1K
22.68%
Sport Shoes (Adidas, Nike)
$89.8 PAB 89.8
$88.6 Rp 1.6M
1.33%
Men's Leather Business Shoes
$123 PAB 123
$77.9 Rp 1.4M
57.98%
🏠 Accommodation & Living
Santiago
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$456 PAB 456
$1,006 Rp 18.0M
-54.69%
1-bedroom Apartment, Outside City Center (Monthly)
$639 PAB 639
$675 Rp 12.1M
-5.31%
3-bedroom Apartment, City Center (Monthly)
$638 PAB 638
$3,442 Rp 61.5M
-81.46%
3-bedroom Apartment, Outside City Center (Monthly)
$1,099 PAB 1,099
$2,039 Rp 36.4M
-46.12%
Buy Apartment in City Center (m2)
-
$2,841 Rp 50.7M
-
Buy Apartment Outside City Center (m2)
-
$2,264 Rp 40.4M
-
💵 Salaries & Financials
Santiago
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.23
13.28
-53.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $456 in Santiago versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30.00 in Santiago versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $292 vs $302 – making Santiago the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Santiago?
Yes – Ubud, Bali is pricier by about 3%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,060 per month in Santiago and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Santiago or Ubud, Bali?
A mid-range dinner for two costs $30.00 in Santiago and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Santiago and Ubud, Bali?
Groceries cost about 4% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Santiago or Ubud, Bali?
A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,373, than in Ubud, Bali at $1,419. In Santiago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Santiago or Ubud, Bali more family-friendly?
Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Santiago or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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