Cost of Living Comparison Between Santa Tecla and Ubud, Bali Cost of Living Comparison Between Santa Tecla and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,386 in Santa Tecla versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,013 in Santa Tecla versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,639 in Santa Tecla versus $3,273 in Ubud, Bali.

Living in Santa Tecla costs roughly 1% less than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Santa Tecla 1% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$7.16 $7.16

$3.37 Rp 59.7K

112.46%

Three-Course Dinner for Two, Mid-Range

$43.78 $43.78

$38.59 Rp 682.4K

13.45%

Fast Food Meal (McDonalds, etc)

$6.87 $6.87

$5.52 Rp 97.6K

24.46%

Cappuccino

$3.51 $3.51

$2.64 Rp 46.8K

32.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 $1.15

$1.67 Rp 29.6K

-31.14%

Water (0.33 liter bottle)

$0.87 $0.87

$0.77 Rp 13.6K

12.99%

Local Beer (0.5 liter draught)

$1.97 $1.97

$2.63 Rp 46.6K

-25.10%

Imported Beer (0.33 liter bottle)

$3.60 $3.60

$4.28 Rp 75.7K

-15.89%

Milk (1 liter)

$1.67 $1.67

$1.55 Rp 27.3K

7.74%

White Bread (500g)

$2.25 $2.25

$2.22 Rp 39.3K

1.35%

Rice (white) (1kg)

$1.37 $1.37

$1.13 Rp 19.9K

21.24%

Eggs

$2.27 $2.27

$2.09 Rp 36.9K

8.61%

Local Cheese (1kg)

$7.65 $7.65

$17.39 Rp 307.6K

-56.01%

Chicken Fillets (1kg)

$5.36 $5.36

$3.87 Rp 68.4K

38.50%

Beef Round Steak (1kg)

$10.22 $10.22

$12.55 Rp 221.9K

-18.57%

Apples (1kg)

$3.17 $3.17

$3.62 Rp 63.9K

-12.43%

Banana (1kg)

$1.54 $1.54

$1.56 Rp 27.6K

-1.28%

Oranges (1kg)

$2.89 $2.89

$2.35 Rp 41.6K

22.98%

Tomato (1kg)

$2.91 $2.91

$2.06 Rp 36.4K

41.26%

Potato (1kg)

$2.43 $2.43

$1.90 Rp 33.6K

27.89%

Onion (1kg)

$2.43 $2.43

$2.34 Rp 41.3K

3.85%

Lettuce (1 head)

$1.04 $1.04

$1.03 Rp 18.2K

0.97%

Water (1.5 liter bottle)

$0.97 $0.97

$0.55 Rp 9,809

76.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 $3.99

$2.25 Rp 39.8K

77.33%

Wine (Bottle)

$12.15 $12.15

$23.81 Rp 421.0K

-48.97%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$2.31 Rp 40.9K

-5.63%

Imported Beer (0.33 liter bottle)

$2.87 $2.87

$2.80 Rp 49.5K

2.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$6.09 $6.09

$0.48 Rp 8,515

1168.75%

Taxi (Normal Tariff) (1km)

$2.94 $2.94

$0.45 Rp 7,887

553.33%

Taxi 1hour Waiting (Normal Tariff)

$19.79 $19.79

$5.72 Rp 101.1K

245.98%

Gasoline (1 liter)

$1.22 $1.22

$0.76 Rp 13.4K

60.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K $25.2K

$24.5K Rp 433.0M

2.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$32.1K Rp 568.0M

-14.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 $130

$83.6 Rp 1.5M

55.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 $21.56

$6.46 Rp 114.2K

233.75%

Internet (50+ Mbps, Unlimited Data)

$43.03 $43.03

$18.99 Rp 335.9K

126.59%

Gym Membership (Monthly)

$24.54 $24.54

$56.0 Rp 989.8K

-56.16%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$5.10 $5.10

$4.28 Rp 75.7K

19.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$164 $164

$487 Rp 8.6M

-66.34%

International Primary School, 1 Child (Yearly)

$4,762 $4,762

$5,856 Rp 103.6M

-18.67%

Jeans (Levis 501 Or Similar)

$66.4 $66.4

$45.56 Rp 805.6K

45.83%

Summer Dress (H&M, Zara, etc)

$46.83 $46.83

$36.38 Rp 643.3K

28.72%

Sport Shoes (Adidas, Nike)

$121 $121

$82.0 Rp 1.4M

47.14%

Men's Leather Business Shoes

$117 $117

$80.4 Rp 1.4M

46.11%

1-bedroom Apartment, City Center (Monthly)

$763 $763

$1,117 Rp 19.7M

-31.65%

1-bedroom Apartment, Outside City Center (Monthly)

$586 $586

$701 Rp 12.4M

-16.35%

3-bedroom Apartment, City Center (Monthly)

$1,224 $1,224

$3,537 Rp 62.5M

-65.40%

3-bedroom Apartment, Outside City Center (Monthly)

$903 $903

$1,762 Rp 31.2M

-48.79%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$414 $414

$170 Rp 3.0M

143.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

13.78

-38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Tecla: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $763 in Santa Tecla and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Tecla pays 144% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Santa Tecla vs $39.00 in Ubud, Bali. Groceries flip the comparison at $254 vs $293, with Santa Tecla cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Tecla vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santa Tecla wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Tecla the obvious pick if budget is a priority.

Average pay runs 144% higher in Santa Tecla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $763 in Santa Tecla versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,386 per month in Santa Tecla versus $1,396 in Ubud, Bali – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,386 in Santa Tecla versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Santa Tecla but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Tecla the clear choice for anyone on this budget.

Both work as nomad bases, but Santa Tecla delivers better value – similar infrastructure at $1,386 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Tecla hard to pass up.

Safety-wise, Santa Tecla and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Tecla gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.