Cost of Living Comparison Between Santa Monica, CA and Austin, TX Cost of Living Comparison Between Santa Monica, CA and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,500 in Santa Monica, CA versus $2,695 in Austin, TX.

Estimated couple costs with rent: $6,801 in Santa Monica, CA versus $4,184 in Austin, TX.

Monthly costs for a family of three with rent: $9,103 in Santa Monica, CA versus $5,674 in Austin, TX.

Living in Santa Monica, CA is roughly 67% more expensive than in Austin, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Santa Monica, CA 228% above, Austin, TX 96% above.

Meal at Budget Restaurant

$29.93 $29.93

$19.82 $19.82

51.01%

Three-Course Dinner for Two, Mid-Range

$118 $118

$83.9 $83.9

41.09%

Fast Food Meal (McDonalds, etc)

$13.99 $13.99

$12.30 $12.30

13.74%

Cappuccino

$5.70 $5.70

$5.48 $5.48

4.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 $3.45

$3.72 $3.72

-7.26%

Water (0.33 liter bottle)

$2.76 $2.76

$2.36 $2.36

16.95%

Local Beer (0.5 liter draught)

$7.82 $7.82

$7.76 $7.76

0.77%

Imported Beer (0.33 liter bottle)

$9.97 $9.97

$9.14 $9.14

9.08%

Milk (1 liter)

$1.33 $1.33

$1.13 $1.13

17.70%

White Bread (500g)

$5.05 $5.05

$3.75 $3.75

34.67%

Rice (white) (1kg)

$4.92 $4.92

$3.43 $3.43

43.44%

Eggs

$6.00 $6.00

$4.35 $4.35

37.93%

Local Cheese (1kg)

$16.98 $16.98

$13.14 $13.14

29.22%

Chicken Fillets (1kg)

$14.02 $14.02

$14.39 $14.39

-2.57%

Beef Round Steak (1kg)

$20.12 $20.12

$17.20 $17.20

16.98%

Apples (1kg)

$4.54 $4.54

$4.49 $4.49

1.11%

Banana (1kg)

$1.90 $1.90

$1.44 $1.44

31.94%

Oranges (1kg)

$4.55 $4.55

$4.67 $4.67

-2.57%

Tomato (1kg)

$5.81 $5.81

$4.97 $4.97

16.90%

Potato (1kg)

$3.28 $3.28

$3.00 $3.00

9.33%

Onion (1kg)

$2.71 $2.71

$2.69 $2.69

0.74%

Lettuce (1 head)

$2.17 $2.17

$1.85 $1.85

17.30%

Water (1.5 liter bottle)

$2.14 $2.14

$2.18 $2.18

-1.83%

Cigarettes 20 Pack (Marlboro, Camel)

$11.80 $11.80

$9.45 $9.45

24.87%

Wine (Bottle)

$16.79 $16.79

$15.11 $15.11

11.12%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$2.89 $2.89

-25.61%

Imported Beer (0.33 liter bottle)

$2.96 $2.96

$3.49 $3.49

-15.19%

One-way Ticket (Public Transport)

$2.52 $2.52

$1.64 $1.64

53.66%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$40.44 $40.44

65.26%

Taxi Start (Normal Tariff)

$2.93 $2.93

$2.81 $2.81

4.27%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.58 $1.58

15.19%

Taxi 1hour Waiting (Normal Tariff)

$27.96 $27.96

$35.18 $35.18

-20.52%

Gasoline (1 liter)

$1.46 $1.46

$0.90 $0.90

62.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$35.9K $35.9K

1.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$27.7K $27.7K

-5.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 $256

$222 $222

15.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.4 $74.4

$58.3 $58.3

27.67%

Internet (50+ Mbps, Unlimited Data)

$78.0 $78.0

$69.1 $69.1

12.93%

Gym Membership (Monthly)

$73.3 $73.3

$66.2 $66.2

10.76%

Tennis Court (1 Hour on Weekend)

$44.21 $44.21

$14.76 $14.76

199.53%

Cinema Ticket

$19.87 $19.87

$13.78 $13.78

44.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,926 $1,926

$1,526 $1,526

26.20%

International Primary School, 1 Child (Yearly)

$32.7K $32.7K

$21.2K $21.2K

54.41%

Jeans (Levis 501 Or Similar)

$89.1 $89.1

$54.6 $54.6

63.26%

Summer Dress (H&M, Zara, etc)

$56.7 $56.7

$44.01 $44.01

28.90%

Sport Shoes (Adidas, Nike)

$115 $115

$89.7 $89.7

27.95%

Men's Leather Business Shoes

$145 $145

$109 $109

33.24%

1-bedroom Apartment, City Center (Monthly)

$3,423 $3,423

$1,942 $1,942

76.24%

1-bedroom Apartment, Outside City Center (Monthly)

$2,874 $2,874

$1,258 $1,258

128.39%

3-bedroom Apartment, City Center (Monthly)

$5,931 $5,931

$3,762 $3,762

57.66%

3-bedroom Apartment, Outside City Center (Monthly)

$4,992 $4,992

$2,592 $2,592

92.59%

Buy Apartment in City Center (m2)

$10.7K $10.7K

$7,403 $7,403

44.43%

Buy Apartment Outside City Center (m2)

$8,198 $8,198

$3,203 $3,203

155.90%

Average Monthly Net Salary (After Tax)

$7,139 $7,139

$5,085 $5,085

40.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.44

-0.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Monica, CA: August 31, 2026

Last update for Austin, TX: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,423 in Santa Monica, CA and $1,942 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Santa Monica, CA pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in Santa Monica, CA vs $84.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $470 vs $417 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Monica, CA vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 67% lower than in Santa Monica, CA. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 40% higher in Santa Monica, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,423 in Santa Monica, CA versus $1,942 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,500 per month in Santa Monica, CA versus $2,695 in Austin, TX – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 65% less than in Santa Monica, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Santa Monica, CA and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 67% less than in Santa Monica, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.