🙂A single person spends $1,078 per month in Santa Marta vs $1,256 in Playa del Carmen, rent included.
🙂A couple spends around $1,454 per month in Santa Marta vs $2,137 in Playa del Carmen, rent included.
🙂A family of three spends $1,830 per month in Santa Marta vs $3,017 in Playa del Carmen, rent included.
🙂Santa Marta is about 14% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Santa Marta and Playa del Carmen are more affordable than the global median – Santa Marta19% lower, Playa del Carmen6% lower.
Currency
🍽 Eating Out
Santa Marta
Playa del Carmen
Difference
Meal at Budget Restaurant
$3.66COP 11.9K
$11.99MX$210
-69.47%
Three-Course Dinner for Two, Mid-Range
$28.29COP 92.0K
$41.78MX$731
-32.29%
Fast Food Meal(McDonalds, etc)
$6.22COP 20.2K
$10.75MX$188
-42.14%
Cappuccino
$1.55COP 5,030
$3.50MX$61.1
-55.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.73COP 2,369
$1.45MX$25.33
-49.66%
Water(0.33 liter bottle)
$0.46COP 1,500
$0.88MX$15.47
-47.73%
Local Beer(0.5 liter draught)
$0.82COP 2,673
$2.95MX$51.6
-72.20%
Imported Beer(0.33 liter bottle)
$1.68COP 5,476
$4.51MX$78.9
-62.75%
🛒 Groceries & Markets
Santa Marta
Playa del Carmen
Difference
Milk(1 liter)
$1.11COP 3,624
$1.43MX$25.04
-22.38%
White Bread(500g)
$1.19COP 3,864
$1.84MX$32.13
-35.33%
Rice(white)(1kg)
$0.90COP 2,915
$1.57MX$27.42
-42.68%
Eggs
$2.45COP 7,949
$2.51MX$43.92
-2.39%
Local Cheese(1kg)
$3.69COP 12.0K
$8.28MX$145
-55.43%
Chicken Fillets(1kg)
$4.07COP 13.2K
$8.43MX$147
-51.72%
Beef Round Steak(1kg)
$7.85COP 25.5K
$10.68MX$187
-26.50%
Apples(1kg)
$1.74COP 5,673
$2.61MX$45.62
-33.33%
Banana(1kg)
$0.76COP 2,467
$1.44MX$25.15
-47.22%
Oranges(1kg)
$0.98COP 3,193
$1.96MX$34.31
-50.00%
Tomato(1kg)
$0.71COP 2,317
$2.09MX$36.62
-66.03%
Potato(1kg)
$0.51COP 1,668
$1.85MX$32.37
-72.43%
Onion(1kg)
$0.99COP 3,227
$2.17MX$37.90
-54.38%
Lettuce(1 head)
$1.04COP 3,383
$1.03MX$18.04
0.97%
Water(1.5 liter bottle)
$0.55COP 1,788
$1.07MX$18.78
-48.60%
Cigarettes 20 Pack(Marlboro, Camel)
$2.41COP 7,824
$4.10MX$71.7
-41.22%
Wine(Bottle)
$15.04COP 48.9K
$10.17MX$178
47.89%
Local Beer(0.5 liter bottle)
$1.46COP 4,752
$1.68MX$29.29
-13.10%
Imported Beer(0.33 liter bottle)
$1.41COP 4,582
$2.53MX$44.17
-44.27%
🚌 Getting Around
Santa Marta
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$0.68COP 2,205
$0.51MX$8.90
33.33%
Public Transport Monthly Pass(Regular Price)
$14.46COP 47.0K
$26.04MX$455
-44.47%
Taxi Start(Normal Tariff)
$1.68COP 5,474
$3.23MX$56.5
-47.99%
Taxi(Normal Tariff)(1km)
$1.79COP 5,813
$2.41MX$42.06
-25.73%
Taxi 1hour Waiting(Normal Tariff)
$8.42COP 27.4K
$3.23MX$56.5
160.68%
Gasoline(1 liter)
$0.98COP 3,190
$1.32MX$23.10
-25.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2KCOP 68.9M
$29.7KMX$519.2K
-28.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KCOP 85.2M
$23.7KMX$413.7K
10.71%
🧾 Monthly Utilities & Internet
Santa Marta
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$192COP 624.2K
$82.0MX$1,434
134.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.78COP 28.6K
$22.95MX$401
-61.74%
Internet(50+ Mbps, Unlimited Data)
$24.15COP 78.5K
$30.11MX$527
-19.79%
🎉 Sport & Entertainment
Santa Marta
Playa del Carmen
Difference
Gym Membership(Monthly)
$19.49COP 63.4K
$52.0MX$909
-62.50%
Tennis Court(1 Hour on Weekend)
$7.94COP 25.8K
$18.53MX$324
-57.15%
Cinema Ticket
$4.87COP 15.8K
$4.98MX$87.0
-2.21%
🧸 Childcare & Education
Santa Marta
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$167COP 542.4K
$197MX$3,452
-15.51%
International Primary School, 1 Child(Yearly)
$4,906COP 16.0M
$5,336MX$93.3K
-8.06%
👕👟 Clothing & Footwear
Santa Marta
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$39.94COP 129.8K
$35.60MX$622
12.19%
Summer Dress(H&M, Zara, etc)
$35.37COP 115.0K
$40.33MX$705
-12.30%
Sport Shoes(Adidas, Nike)
$79.9COP 259.6K
$78.8MX$1,377
1.40%
Men's Leather Business Shoes
$59.9COP 194.6K
$88.9MX$1,555
-32.68%
🏠 Accommodation & Living
Santa Marta
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$281COP 912.6K
$947MX$16.6K
-70.36%
1-bedroom Apartment, Outside City Center(Monthly)
$450COP 1.5M
$474MX$8,288
-5.11%
3-bedroom Apartment, City Center(Monthly)
$685COP 2.2M
$1,644MX$28.7K
-58.33%
3-bedroom Apartment, Outside City Center(Monthly)
$564COP 1.8M
$1,211MX$21.2K
-53.45%
Buy Apartment in City Center(m2)
$2,078COP 6.8M
$4,056MX$70.9K
-48.77%
Buy Apartment Outside City Center(m2)
$996COP 3.2M
$6,470MX$113.1K
-84.60%
💵 Salaries & Financials
Santa Marta
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$530COP 1.7M
$654MX$11.4K
-18.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
11.42
-24.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Santa Marta: July 14, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $281 in Santa Marta versus $947 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 23% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $28.00 in Santa Marta versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $167 vs $249 – making Santa Marta the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Marta vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Santa Marta?
Yes – Playa del Carmen is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,617 per month in Santa Marta and $1,884 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santa Marta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Santa Marta and in Playa del Carmen?
Monthly expenses with rent come to $1,078 in Santa Marta and $1,256 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 80% less in Santa Marta. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Santa Marta or in Playa del Carmen?
A $1,000 monthly budget goes further in Santa Marta, where all-in costs run around $1,078, than in Playa del Carmen at $1,256. In Santa Marta it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Santa Marta or Playa del Carmen more family-friendly?
Families tend to lean toward Santa Marta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Santa Marta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Santa Marta vs other spots: cost of living compared