😐A single person spends $1,256 per month in Playa del Carmen vs $1,078 in Santa Marta, rent included.
😐A couple spends around $2,137 per month in Playa del Carmen vs $1,454 in Santa Marta, rent included.
😐A family of three spends $3,017 per month in Playa del Carmen vs $1,830 in Santa Marta, rent included.
😐Playa del Carmen costs about 16% more than Santa Marta, driven mainly by Eating Out.
📊Both Playa del Carmen and Santa Marta are more affordable than the global median – Playa del Carmen6% lower, Santa Marta19% lower.
Currency
🍽 Eating Out
Playa del Carmen
Santa Marta
Difference
Meal at Budget Restaurant
$11.99MX$210
$3.66COP 11.9K
227.60%
Three-Course Dinner for Two, Mid-Range
$41.78MX$733
$28.29COP 92.1K
47.68%
Fast Food Meal(McDonalds, etc)
$10.75MX$189
$6.22COP 20.3K
72.83%
Cappuccino
$3.50MX$61.3
$1.55COP 5,037
125.81%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.41
$0.73COP 2,372
98.63%
Water(0.33 liter bottle)
$0.88MX$15.52
$0.46COP 1,502
91.30%
Local Beer(0.5 liter draught)
$2.95MX$51.7
$0.82COP 2,676
259.76%
Imported Beer(0.33 liter bottle)
$4.51MX$79.1
$1.68COP 5,483
168.45%
🛒 Groceries & Markets
Playa del Carmen
Santa Marta
Difference
Milk(1 liter)
$1.43MX$25.12
$1.11COP 3,629
28.83%
White Bread(500g)
$1.84MX$32.23
$1.19COP 3,869
54.62%
Rice(white)(1kg)
$1.57MX$27.51
$0.90COP 2,919
74.44%
Eggs
$2.51MX$44.06
$2.45COP 7,960
2.45%
Local Cheese(1kg)
$8.28MX$145
$3.69COP 12.0K
124.39%
Chicken Fillets(1kg)
$8.43MX$148
$4.07COP 13.2K
107.13%
Beef Round Steak(1kg)
$10.68MX$187
$7.85COP 25.5K
36.05%
Apples(1kg)
$2.61MX$45.76
$1.74COP 5,680
50.00%
Banana(1kg)
$1.44MX$25.22
$0.76COP 2,470
89.47%
Oranges(1kg)
$1.96MX$34.41
$0.98COP 3,197
100.00%
Tomato(1kg)
$2.09MX$36.74
$0.71COP 2,320
194.37%
Potato(1kg)
$1.85MX$32.47
$0.51COP 1,671
262.75%
Onion(1kg)
$2.17MX$38.02
$0.99COP 3,231
119.19%
Lettuce(1 head)
$1.03MX$18.09
$1.04COP 3,387
-0.96%
Water(1.5 liter bottle)
$1.07MX$18.84
$0.55COP 1,791
94.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$72.0
$2.41COP 7,835
70.12%
Wine(Bottle)
$10.17MX$178
$15.04COP 49.0K
-32.38%
Local Beer(0.5 liter bottle)
$1.68MX$29.38
$1.46COP 4,758
15.07%
Imported Beer(0.33 liter bottle)
$2.53MX$44.31
$1.41COP 4,588
79.43%
🚌 Getting Around
Playa del Carmen
Santa Marta
Difference
One-way Ticket(Public Transport)
$0.51MX$8.93
$0.68COP 2,208
-25.00%
Public Transport Monthly Pass(Regular Price)
$26.04MX$457
$14.46COP 47.1K
80.08%
Taxi Start(Normal Tariff)
$3.23MX$56.7
$1.68COP 5,481
92.26%
Taxi(Normal Tariff)(1km)
$2.41MX$42.19
$1.79COP 5,820
34.64%
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.6
$8.42COP 27.4K
-61.64%
Gasoline(1 liter)
$1.32MX$23.17
$0.98COP 3,194
34.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$520.9K
$21.2KCOP 69.0M
40.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$415.0K
$26.2KCOP 85.3M
-9.67%
🧾 Monthly Utilities & Internet
Playa del Carmen
Santa Marta
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,439
$192COP 625.0K
-57.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$403
$8.78COP 28.6K
161.39%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$528
$24.15COP 78.6K
24.68%
🎉 Sport & Entertainment
Playa del Carmen
Santa Marta
Difference
Gym Membership(Monthly)
$52.0MX$912
$19.49COP 63.4K
166.65%
Tennis Court(1 Hour on Weekend)
$18.53MX$325
$7.94COP 25.9K
133.38%
Cinema Ticket
$4.98MX$87.3
$4.87COP 15.8K
2.26%
🧸 Childcare & Education
Playa del Carmen
Santa Marta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,463
$167COP 543.1K
18.36%
International Primary School, 1 Child(Yearly)
$5,336MX$93.6K
$4,906COP 16.0M
8.76%
👕👟 Clothing & Footwear
Playa del Carmen
Santa Marta
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$624
$39.94COP 130.0K
-10.87%
Summer Dress(H&M, Zara, etc)
$40.33MX$707
$35.37COP 115.2K
14.02%
Sport Shoes(Adidas, Nike)
$78.8MX$1,381
$79.9COP 260.0K
-1.38%
Men's Leather Business Shoes
$88.9MX$1,560
$59.9COP 194.9K
48.54%
🏠 Accommodation & Living
Playa del Carmen
Santa Marta
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.6K
$281COP 913.8K
237.38%
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,314
$450COP 1.5M
5.39%
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.8K
$685COP 2.2M
139.97%
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.2K
$564COP 1.8M
114.82%
Buy Apartment in City Center(m2)
$4,056MX$71.1K
$2,078COP 6.8M
95.20%
Buy Apartment Outside City Center(m2)
$6,470MX$113.5K
$996COP 3.2M
549.48%
💵 Salaries & Financials
Playa del Carmen
Santa Marta
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.5K
$530COP 1.7M
23.35%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
8.62
32.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for Santa Marta: July 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $947 in Playa del Carmen versus $281 in Santa Marta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 23% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $28.00 in Santa Marta. Monthly groceries follow the same trend: $249 vs $167 – making Santa Marta the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Santa Marta: Cost of Living - Frequently Asked Questions
Is Santa Marta cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,884 per month in Playa del Carmen and $1,617 in Santa Marta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santa Marta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Santa Marta?
Monthly expenses with rent come to $1,256 in Playa del Carmen and $1,078 in Santa Marta. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 80% less in Santa Marta. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Playa del Carmen or in Santa Marta?
A $1,000 monthly budget goes further in Santa Marta, where all-in costs run around $1,078, than in Playa del Carmen at $1,256. In Santa Marta it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Santa Marta more family-friendly?
Families tend to lean toward Santa Marta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Santa Marta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared