😐A single person spends $1,297 per month in Playa del Carmen vs $1,052 in Santa Marta, rent included.
😐A couple spends around $2,181 per month in Playa del Carmen vs $1,421 in Santa Marta, rent included.
😐A family of three spends $3,065 per month in Playa del Carmen vs $1,789 in Santa Marta, rent included.
😐Playa del Carmen costs about 23% more than Santa Marta, driven mainly by Eating Out.
📊Both Playa del Carmen and Santa Marta are more affordable than the global median – Playa del Carmen3% lower, Santa Marta21% lower.
Currency
🍽 Eating Out
Playa del Carmen
Santa Marta
Difference
Meal at Budget Restaurant
$11.73MX$203
$3.56COP 12.7K
229.49%
Three-Course Dinner for Two, Mid-Range
$41.62MX$721
$28.12COP 100.2K
48.01%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$6.21COP 22.2K
71.34%
Cappuccino
$3.52MX$61.0
$1.57COP 5,605
124.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.17
$0.68COP 2,422
122.06%
Water(0.33 liter bottle)
$0.97MX$16.87
$0.47COP 1,660
106.38%
Local Beer(0.5 liter draught)
$2.95MX$51.1
$0.88COP 3,140
235.23%
Imported Beer(0.33 liter bottle)
$4.45MX$77.2
$1.64COP 5,854
171.34%
🛒 Groceries & Markets
Playa del Carmen
Santa Marta
Difference
Milk(1 liter)
$1.38MX$23.97
$1.12COP 3,999
23.21%
White Bread(500g)
$1.89MX$32.78
$1.20COP 4,287
57.50%
Rice(white)(1kg)
$1.64MX$28.37
$0.91COP 3,238
80.22%
Eggs
$2.51MX$43.42
$2.46COP 8,766
2.03%
Local Cheese(1kg)
$8.34MX$145
$3.56COP 12.7K
134.27%
Chicken Fillets(1kg)
$8.34MX$145
$3.86COP 13.8K
116.06%
Beef Round Steak(1kg)
$10.73MX$186
$8.02COP 28.6K
33.79%
Apples(1kg)
$2.60MX$45.12
$1.81COP 6,435
43.65%
Banana(1kg)
$1.46MX$25.25
$0.77COP 2,731
89.61%
Oranges(1kg)
$1.90MX$32.94
$0.99COP 3,527
91.92%
Tomato(1kg)
$2.08MX$35.98
$0.74COP 2,642
181.08%
Potato(1kg)
$1.78MX$30.77
$0.55COP 1,952
223.64%
Onion(1kg)
$2.19MX$37.87
$0.98COP 3,509
123.47%
Lettuce(1 head)
$1.04MX$18.02
$1.04COP 3,711
-
Water(1.5 liter bottle)
$1.08MX$18.66
$0.51COP 1,824
111.76%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.7
$2.49COP 8,881
63.86%
Wine(Bottle)
$10.32MX$179
$13.57COP 48.4K
-23.95%
Local Beer(0.5 liter bottle)
$1.71MX$29.67
$1.48COP 5,271
15.54%
Imported Beer(0.33 liter bottle)
$2.58MX$44.63
$1.49COP 5,316
73.15%
🚌 Getting Around
Playa del Carmen
Santa Marta
Difference
One-way Ticket(Public Transport)
$0.51MX$8.83
$0.72COP 2,568
-29.17%
Public Transport Monthly Pass(Regular Price)
$26.46MX$459
$14.44COP 51.5K
83.24%
Taxi Start(Normal Tariff)
$3.26MX$56.5
$1.66COP 5,933
96.39%
Taxi(Normal Tariff)(1km)
$2.49MX$43.17
$1.79COP 6,370
39.11%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.3
$8.51COP 30.3K
-61.81%
Gasoline(1 liter)
$1.31MX$22.65
$0.92COP 3,266
42.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$524.7K
$21.7KCOP 77.2M
39.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$406.0K
$26.3KCOP 93.6M
-10.80%
🧾 Monthly Utilities & Internet
Playa del Carmen
Santa Marta
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,436
$196COP 698.5K
-57.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$385
$8.85COP 31.5K
151.07%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$508
$24.02COP 85.6K
22.15%
🎉 Sport & Entertainment
Playa del Carmen
Santa Marta
Difference
Gym Membership(Monthly)
$51.6MX$895
$19.61COP 69.9K
163.28%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
$7.63COP 27.2K
140.10%
Cinema Ticket
$5.07MX$87.8
$4.78COP 17.0K
6.07%
🧸 Childcare & Education
Playa del Carmen
Santa Marta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,480
$161COP 575.7K
24.36%
International Primary School, 1 Child(Yearly)
$5,212MX$90.3K
$4,882COP 17.4M
6.76%
👕👟 Clothing & Footwear
Playa del Carmen
Santa Marta
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$640
$40.46COP 144.2K
-8.75%
Summer Dress(H&M, Zara, etc)
$39.79MX$689
$35.11COP 125.2K
13.33%
Sport Shoes(Adidas, Nike)
$78.5MX$1,360
$80.2COP 285.8K
-2.16%
Men's Leather Business Shoes
$87.1MX$1,509
$58.3COP 207.8K
49.38%
🏠 Accommodation & Living
Playa del Carmen
Santa Marta
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.9K
$281COP 1.0M
246.48%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,105
$437COP 1.6M
6.97%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$697COP 2.5M
135.61%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.2K
$563COP 2.0M
116.78%
Buy Apartment in City Center(m2)
$3,946MX$68.4K
$1,900COP 6.8M
107.68%
Buy Apartment Outside City Center(m2)
$6,498MX$112.6K
$952COP 3.4M
582.84%
💵 Salaries & Financials
Playa del Carmen
Santa Marta
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$468COP 1.7M
41.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
8.62
32.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Santa Marta: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $973 in Playa del Carmen versus $281 in Santa Marta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 42% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $28.00 in Santa Marta. Monthly groceries follow the same trend: $249 vs $163 – making Santa Marta the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Santa Marta: Cost of Living - Frequently Asked Questions
Is Santa Marta cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 23%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $1,579 in Santa Marta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santa Marta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Santa Marta?
Monthly expenses with rent come to $1,297 in Playa del Carmen and $1,052 in Santa Marta. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 83% less in Santa Marta. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Playa del Carmen or Santa Marta?
A $1,000 monthly budget goes further in Santa Marta, where all-in costs run around $1,052, than in Playa del Carmen at $1,297. In Santa Marta it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Santa Marta more family-friendly?
Families tend to lean toward Santa Marta – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Santa Marta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared