Cost of Living Comparison Between Santa Cruz, Laguna and Ubud Cost of Living Comparison Between Santa Cruz, Laguna and Ubud

🙂 Solo nomad: Santa Cruz, Laguna is 15% cheaper than Ubud without rent, and 3.2% more expensive with rent.

🙂 Family of 3: Santa Cruz, Laguna is 8.9% cheaper than Ubud without rent, and 1.2% cheaper with rent.

Meal at Budget Restaurant

$1.79 ₱99.7

$3 Rp 48.8K

-40.33%

Three-Course Dinner for Two, Mid-Range

$9.05 ₱504

$12.52 Rp 203.2K

-27.72%

Fast Food Meal (McDonalds, etc)

$3.02 ₱168

$3.18 Rp 51.6K

-5.03%

Cappuccino

$2.07 ₱115

$2.21 Rp 35.9K

-6.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱23.55

$1.1 Rp 17.9K

-61.82%

Water (0.33 liter bottle)

$0.28 ₱15.76

$0.26 Rp 4,217

7.69%

Local Beer (0.5 liter draught)

$1.27 ₱70.7

$2.5 Rp 40.5K

-49.20%

Imported Beer (0.33 liter bottle)

$1.08 ₱59.9

$3.2 Rp 51.9K

-66.25%

Milk (1 liter)

$1.74 ₱96.8

$1.49 Rp 24.2K

16.78%

White Bread (500g)

$1.26 ₱70

$1.67 Rp 27K

-24.55%

Rice (white) (1kg)

$1.04 ₱58.1

$1.14 Rp 18.5K

-8.77%

Eggs

$1.73 ₱96.2

$2.27 Rp 36.9K

-23.79%

Local Cheese (1kg)

$5.41 ₱301

$13.94 Rp 226.3K

-61.19%

Chicken Fillets (1kg)

$4.23 ₱235

$4 Rp 64.8K

5.75%

Beef Round Steak (1kg)

$7.08 ₱394

$11.3 Rp 183.4K

-37.35%

Apples (1kg)

$1.56 ₱87.1

$3.6 Rp 58.4K

-56.67%

Banana (1kg)

$0.52 ₱28.75

$1.53 Rp 24.8K

-66.01%

Oranges (1kg)

$1.62 ₱90

$2.65 Rp 43K

-38.87%

Tomato (1kg)

$1.65 ₱91.9

$1.38 Rp 22.4K

19.57%

Potato (1kg)

$2.75 ₱153

$1.58 Rp 25.6K

74.05%

Onion (1kg)

$4.13 ₱230

$2.16 Rp 35.1K

91.20%

Lettuce (1 head)

$1.62 ₱90.2

$1.04 Rp 16.9K

55.77%

Water (1.5 liter bottle)

$1.05 ₱58.3

$0.56 Rp 9,114

87.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ₱179

$2.23 Rp 36.3K

43.95%

Wine (Bottle)

$7.84 ₱437

$14.98 Rp 243.2K

-47.66%

Local Beer (0.5 liter bottle)

$1.57 ₱87.2

$2.43 Rp 39.5K

-35.39%

Imported Beer (0.33 liter bottle)

$1.97 ₱110

$2.64 Rp 42.8K

-25.38%

One-way Ticket (Public Transport)

$0.26 ₱14.39

$0.32 Rp 5,203

-18.75%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.49 Rp 7,888

65.31%

Taxi (Normal Tariff) (1km)

$0.24 ₱13.39

$0.34 Rp 5,573

-29.41%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱116

$6.04 Rp 98K

-65.73%

Gasoline (1 liter)

$1.1 ₱61.1

$0.73 Rp 11.9K

50.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.4M

$26.2K Rp 425.6M

-3.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.2M

$31.9K Rp 518.5M

-34.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ₱5,434

$62.6 Rp 1M

55.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ₱1,841

$4.1 Rp 66.6K

706.34%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,699

$24.32 Rp 394.7K

25.45%

Gym Membership (Monthly)

$34.57 ₱1,925

$22.6 Rp 366.9K

52.96%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

Cinema Ticket

$6.98 ₱389

$3.29 Rp 53.4K

112.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱4,562

$93.2 Rp 1.5M

-12.11%

International Primary School, 1 Child (Yearly)

$2,807 ₱156.3K

$6,098 Rp 99M

-53.96%

Jeans (Levis 501 Or Similar)

$32.27 ₱1,797

$52.8 Rp 857.4K

-38.91%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,658

$24.84 Rp 403.3K

19.89%

Sport Shoes (Adidas, Nike)

$98.7 ₱5,495

$85.2 Rp 1.4M

15.78%

Men's Leather Business Shoes

$92.3 ₱5,138

$72.5 Rp 1.2M

27.35%

1-bedroom Apartment, City Center (Monthly)

$262 ₱14.6K

$259 Rp 4.2M

1.40%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱9,700

$159 Rp 2.6M

9.66%

3-bedroom Apartment, City Center (Monthly)

$599 ₱33.3K

$578 Rp 9.4M

3.68%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱22.2K

$336 Rp 5.5M

18.51%

Buy Apartment in City Center (m2)

$2,238 ₱124.6K

$1,000 Rp 16.2M

123.72%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

Average Monthly Net Salary (After Tax)

$182 Rp 3M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

13.28

-38.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 29, 2025

Last update for Ubud: October 29, 2025

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