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Cost of Living Comparison Between Santa Cruz, CA and Ubud, Bali Cost of Living Comparison Between Santa Cruz, CA and Ubud, Bali

😐 Solo nomad: Santa Cruz, CA is 232.1% more expensive than Ubud, Bali without rent, and 468.8% more expensive with rent.
😐 Family of 3: Santa Cruz, CA is 129.3% more expensive than Ubud, Bali without rent, and 399.8% more expensive with rent.
Currency
🍽 Eating Out
Santa Cruz, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.63 $22.63
$2.85 Rp 47.5K
694.04%
Three-Course Dinner for Two, Mid-Range
$79.1 $79.1
$12.26 Rp 204.3K
545.51%
Fast Food Meal (McDonalds, etc)
$12.35 $12.35
$3.28 Rp 54.6K
276.52%
Cappuccino
$5.78 $5.78
$2.3 Rp 38.3K
151.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.38 $3.38
$1.11 Rp 18.5K
204.50%
Water (0.33 liter bottle)
$2.47 $2.47
$0.26 Rp 4,324
850.00%
Local Beer (0.5 liter draught)
$7.06 $7.06
$2.4 Rp 40K
194.17%
Imported Beer (0.33 liter bottle)
$7.41 $7.41
$3.15 Rp 52.5K
135.24%
🛒 Groceries & Markets
Santa Cruz, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.38 $1.38
$1.49 Rp 24.9K
-7.38%
White Bread (500g)
$5.2 $5.2
$1.65 Rp 27.5K
215.15%
Rice (white) (1kg)
$6.83 $6.83
$1.13 Rp 18.9K
504.42%
Eggs
$5.99 $5.99
$2.33 Rp 38.9K
157.08%
Local Cheese (1kg)
$23.94 $23.94
$13.7 Rp 228.3K
74.74%
Chicken Fillets (1kg)
$14.71 $14.71
$3.97 Rp 66.2K
270.53%
Beef Round Steak (1kg)
$23.54 $23.54
$11.22 Rp 187K
109.80%
Apples (1kg)
$7.04 $7.04
$3.48 Rp 57.9K
102.30%
Banana (1kg)
$2.9 $2.9
$1.5 Rp 25K
93.33%
Oranges (1kg)
$5.27 $5.27
$2.68 Rp 44.6K
96.64%
Tomato (1kg)
$7.32 $7.32
$1.35 Rp 22.5K
442.22%
Potato (1kg)
$3.91 $3.91
$1.57 Rp 26.2K
149.04%
Onion (1kg)
$3.98 $3.98
$2.1 Rp 34.9K
89.52%
Lettuce (1 head)
$2.78 $2.78
$1.03 Rp 17.1K
169.90%
Water (1.5 liter bottle)
$2.75 $2.75
$0.57 Rp 9,488
382.46%
Cigarettes 20 Pack (Marlboro, Camel)
$14.09 $14.09
$2.31 Rp 38.5K
509.96%
Wine (Bottle)
$12.02 $12.02
$15.21 Rp 253.5K
-20.97%
Local Beer (0.5 liter bottle)
$2.07 $2.07
$2.49 Rp 41.5K
-16.87%
Imported Beer (0.33 liter bottle)
$2.73 $2.73
$2.66 Rp 44.3K
2.63%
🚌 Getting Around
Santa Cruz, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.99 $1.99
$0.29 Rp 4,911
586.21%
Public Transport Monthly Pass (Regular Price)
$65.9 $65.9
$10.03 Rp 167.1K
557.23%
Taxi Start (Normal Tariff)
$4.18 $4.18
$0.45 Rp 7,480
828.89%
Taxi (Normal Tariff) (1km)
$1.94 $1.94
$0.34 Rp 5,748
470.59%
Taxi 1hour Waiting (Normal Tariff)
$38.93 $38.93
$5.97 Rp 99.4K
552.09%
Gasoline (1 liter)
$1.3 $1.3
$0.75 Rp 12.4K
73.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$25.8K Rp 430.2M
35.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$31.7K Rp 528.9M
-16.79%
🧾 Monthly Utilities & Internet
Santa Cruz, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 $223
$64.6 Rp 1.1M
245.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.18 $46.18
$4.14 Rp 69K
1015.46%
Internet (50+ Mbps, Unlimited Data)
$67.1 $67.1
$23.99 Rp 399.7K
179.57%
🎉 Sport & Entertainment
Santa Cruz, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$59.3 $59.3
$23.29 Rp 388.1K
154.49%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$17.06 $17.06
$3.45 Rp 57.5K
394.49%
🧸 Childcare & Education
Santa Cruz, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,183 $3,183
$91.9 Rp 1.5M
3363.53%
International Primary School, 1 Child (Yearly)
$38.6K $38.6K
$5,912 Rp 98.5M
552.20%
👕👟 Clothing & Footwear
Santa Cruz, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$63.2 $63.2
$51.5 Rp 857.6K
22.83%
Summer Dress (H&M, Zara, etc)
$45.81 $45.81
$24.45 Rp 407.3K
87.36%
Sport Shoes (Adidas, Nike)
$79.2 $79.2
$84.4 Rp 1.4M
-6.08%
Men's Leather Business Shoes
$116 $116
$74.3 Rp 1.2M
56.69%
🏠 Accommodation & Living
Santa Cruz, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,930 $2,930
$261 Rp 4.4M
1021.27%
1-bedroom Apartment, Outside City Center (Monthly)
$2,675 $2,675
$160 Rp 2.7M
1576.76%
3-bedroom Apartment, City Center (Monthly)
$5,499 $5,499
$585 Rp 9.7M
839.97%
3-bedroom Apartment, Outside City Center (Monthly)
$4,134 $4,134
$328 Rp 5.5M
1159.13%
Buy Apartment in City Center (m2)
$8,750 $8,750
$985 Rp 16.4M
788.20%
Buy Apartment Outside City Center (m2)
$7,868 $7,868
$847 Rp 14.1M
829.09%
💵 Salaries & Financials
Santa Cruz, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,617 $5,617
$178 Rp 3M
3056.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
13.28
-52.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, CA: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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