Cost of Living Comparison Between Santa Cruz, CA and Oak Harbor, WA Cost of Living Comparison Between Santa Cruz, CA and Oak Harbor, WA

Meal at Budget Restaurant

$22.77 $22.77

$21.36 $21.36

6.60%

Three-Course Dinner for Two, Mid-Range

$79.7 $79.7

$68.6 $68.6

16.10%

Fast Food Meal (McDonalds, etc)

$12.36 $12.36

$19.02 $19.02

-35.02%

Cappuccino

$5.98 $5.98

$6.93 $6.93

-13.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.46 $2.46

30.89%

Water (0.33 liter bottle)

$2.57 $2.57

$1.59 $1.59

61.64%

Local Beer (0.5 liter draught)

$7.13 $7.13

$7.91 $7.91

-9.86%

Imported Beer (0.33 liter bottle)

$7.47 $7.47

$6.38 $6.38

17.08%

Milk (1 liter)

$1.43 $1.43

$1.13 $1.13

26.55%

White Bread (500g)

$4.95 $4.95

$4.22 $4.22

17.30%

Rice (white) (1kg)

$6.88 $6.88

$6.14 $6.14

12.05%

Eggs

$6.18 $6.18

$5.34 $5.34

15.73%

Local Cheese (1kg)

$23.84 $23.84

$20.00 $20.00

19.20%

Chicken Fillets (1kg)

$14.73 $14.73

$12.42 $12.42

18.60%

Beef Round Steak (1kg)

$23.71 $23.71

$20.12 $20.12

17.84%

Apples (1kg)

$7.01 $7.01

$7.46 $7.46

-6.03%

Banana (1kg)

$2.90 $2.90

$1.28 $1.28

126.56%

Oranges (1kg)

$5.31 $5.31

$8.46 $8.46

-37.23%

Tomato (1kg)

$7.63 $7.63

$6.57 $6.57

16.13%

Potato (1kg)

$3.86 $3.86

$3.69 $3.69

4.61%

Onion (1kg)

$3.82 $3.82

$4.92 $4.92

-22.36%

Lettuce (1 head)

$2.88 $2.88

$2.53 $2.53

13.83%

Water (1.5 liter bottle)

$2.76 $2.76

$2.10 $2.10

31.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.81 $13.81

$8.87 $8.87

55.69%

Wine (Bottle)

$30.56 $30.56

$13.06 $13.06

134.00%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$2.68 $2.68

-22.01%

Imported Beer (0.33 liter bottle)

$2.69 $2.69

$3.97 $3.97

-32.24%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.04 $2.04

-3.92%

Public Transport Monthly Pass (Regular Price)

$64.8 $64.8

$56.4 $56.4

14.98%

Taxi Start (Normal Tariff)

$4.13 $4.13

$3.46 $3.46

19.36%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.58 $1.58

19.62%

Taxi 1hour Waiting (Normal Tariff)

$38.48 $38.48

$29.27 $29.27

31.47%

Gasoline (1 liter)

$1.26 $1.26

$1.24 $1.24

1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$29.2K $29.2K

21.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.5K $25.5K

0.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$383 $383

-43.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.68 $47.68

$61.5 $61.5

-22.46%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$82.4 $82.4

-18.06%

Gym Membership (Monthly)

$59.5 $59.5

$27.84 $27.84

113.69%

Cinema Ticket

$17.18 $17.18

$14.33 $14.33

19.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,217 $3,217

$1,304 $1,304

146.77%

International Primary School, 1 Child (Yearly)

$38.0K $38.0K

$23.8K $23.8K

59.66%

Jeans (Levis 501 Or Similar)

$64.1 $64.1

$53.5 $53.5

19.90%

Summer Dress (H&M, Zara, etc)

$46.47 $46.47

$38.21 $38.21

21.62%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$117 $117

-32.30%

Men's Leather Business Shoes

$115 $115

$194 $194

-40.62%

1-bedroom Apartment, City Center (Monthly)

$2,933 $2,933

$2,277 $2,277

28.82%

1-bedroom Apartment, Outside City Center (Monthly)

$2,600 $2,600

$1,578 $1,578

64.80%

3-bedroom Apartment, City Center (Monthly)

$5,642 $5,642

$2,867 $2,867

96.78%

3-bedroom Apartment, Outside City Center (Monthly)

$4,175 $4,175

$2,113 $2,113

97.61%

Buy Apartment in City Center (m2)

$7,981 $7,981

$4,082 $4,082

95.53%

Buy Apartment Outside City Center (m2)

$11.0K $11.0K

$4,062 $4,062

171.22%

Average Monthly Net Salary (After Tax)

$5,545 $5,545

$3,376 $3,376

64.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

-9.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, CA: January 12, 2026

Last update for Oak Harbor, WA: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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