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Cost of Living Comparison Between Santa Cruz, CA and Miami, FL Cost of Living Comparison Between Santa Cruz, CA and Miami, FL

๐Ÿ™‚ Solo nomad: Santa Cruz, CA is 3.8% cheaper than Miami, FL without rent, and 16.8% more expensive with rent.
๐Ÿ˜ Family of 3: Santa Cruz, CA is 3.5% more expensive than Miami, FL without rent, and 4.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Santa Cruz, CA
Miami, FL
Difference
Meal at Budget Restaurant
$22.77 $22.77
$29.76 $29.76
-23.49%
Three-Course Dinner for Two, Mid-Range
$79.7 $79.7
$118 $118
-32.44%
Fast Food Meal (McDonalds, etc)
$12.36 $12.36
$12.87 $12.87
-3.96%
Cappuccino
$5.98 $5.98
$5.27 $5.27
13.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 $3.22
$3.39 $3.39
-5.01%
Water (0.33 liter bottle)
$2.57 $2.57
$2.81 $2.81
-8.54%
Local Beer (0.5 liter draught)
$7.13 $7.13
$8.08 $8.08
-11.76%
Imported Beer (0.33 liter bottle)
$7.47 $7.47
$9.16 $9.16
-18.45%
๐Ÿ›’ Groceries & Markets
Santa Cruz, CA
Miami, FL
Difference
Milk (1 liter)
$1.43 $1.43
$1.19 $1.19
20.17%
White Bread (500g)
$4.95 $4.95
$3.89 $3.89
27.25%
Rice (white) (1kg)
$6.88 $6.88
$5.42 $5.42
26.94%
Eggs
$6.18 $6.18
$5.44 $5.44
13.60%
Local Cheese (1kg)
$23.84 $23.84
$13.24 $13.24
80.06%
Chicken Fillets (1kg)
$14.73 $14.73
$14.16 $14.16
4.03%
Beef Round Steak (1kg)
$23.71 $23.71
$20.39 $20.39
16.28%
Apples (1kg)
$7.01 $7.01
$4.54 $4.54
54.41%
Banana (1kg)
$2.90 $2.90
$1.61 $1.61
80.12%
Oranges (1kg)
$5.31 $5.31
$3.49 $3.49
52.15%
Tomato (1kg)
$7.63 $7.63
$4.13 $4.13
84.75%
Potato (1kg)
$3.86 $3.86
$2.64 $2.64
46.21%
Onion (1kg)
$3.82 $3.82
$3.25 $3.25
17.54%
Lettuce (1 head)
$2.88 $2.88
$2.75 $2.75
4.73%
Water (1.5 liter bottle)
$2.76 $2.76
$1.91 $1.91
44.50%
Cigarettes 20 Pack (Marlboro, Camel)
$13.81 $13.81
$10.02 $10.02
37.82%
Wine (Bottle)
$30.56 $30.56
$15.09 $15.09
102.52%
Local Beer (0.5 liter bottle)
$2.09 $2.09
$2.41 $2.41
-13.28%
Imported Beer (0.33 liter bottle)
$2.69 $2.69
$2.84 $2.84
-5.28%
๐ŸšŒ Getting Around
Santa Cruz, CA
Miami, FL
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$2.31 $2.31
-15.15%
Public Transport Monthly Pass (Regular Price)
$64.8 $64.8
$102 $102
-36.45%
Taxi Start (Normal Tariff)
$4.13 $4.13
$4.09 $4.09
0.98%
Taxi (Normal Tariff) (1km)
$1.89 $1.89
$1.34 $1.34
41.04%
Taxi 1hour Waiting (Normal Tariff)
$38.48 $38.48
$45.51 $45.51
-15.45%
Gasoline (1 liter)
$1.26 $1.26
$0.87 $0.87
44.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$30.3K $30.3K
16.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$26.0K $26.0K
-1.30%
๐Ÿงพ Monthly Utilities & Internet
Santa Cruz, CA
Miami, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 $218
$147 $147
48.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.68 $47.68
$62.7 $62.7
-23.92%
Internet (50+ Mbps, Unlimited Data)
$67.5 $67.5
$63.5 $63.5
6.25%
๐ŸŽ‰ Sport & Entertainment
Santa Cruz, CA
Miami, FL
Difference
Gym Membership (Monthly)
$59.5 $59.5
$63.7 $63.7
-6.61%
Tennis Court (1 Hour on Weekend)
-
$25.02 $25.02
-
Cinema Ticket
$17.18 $17.18
$15.93 $15.93
7.85%
๐Ÿงธ Childcare & Education
Santa Cruz, CA
Miami, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,217 $3,217
$1,436 $1,436
124.08%
International Primary School, 1 Child (Yearly)
$38.0K $38.0K
$25.5K $25.5K
49.48%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Santa Cruz, CA
Miami, FL
Difference
Jeans (Levis 501 Or Similar)
$64.1 $64.1
$51.2 $51.2
25.24%
Summer Dress (H&M, Zara, etc)
$46.47 $46.47
$53.8 $53.8
-13.56%
Sport Shoes (Adidas, Nike)
$79.4 $79.4
$94.0 $94.0
-15.50%
Men's Leather Business Shoes
$115 $115
$116 $116
-0.73%
๐Ÿ  Accommodation & Living
Santa Cruz, CA
Miami, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,933 $2,933
$2,902 $2,902
1.09%
1-bedroom Apartment, Outside City Center (Monthly)
$2,600 $2,600
$2,085 $2,085
24.72%
3-bedroom Apartment, City Center (Monthly)
$5,642 $5,642
$5,252 $5,252
7.43%
3-bedroom Apartment, Outside City Center (Monthly)
$4,175 $4,175
$3,643 $3,643
14.60%
Buy Apartment in City Center (m2)
$7,981 $7,981
$6,859 $6,859
16.35%
Buy Apartment Outside City Center (m2)
$11.0K $11.0K
$3,694 $3,694
198.22%
๐Ÿ’ต Salaries & Financials
Santa Cruz, CA
Miami, FL
Difference
Average Monthly Net Salary (After Tax)
$5,545 $5,545
$4,119 $4,119
34.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.55
-2.90%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Santa Cruz, CA: January 12, 2026

Last update for Miami, FL: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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