Last update: Oct 2026

Cost of Living Comparison Between Sandvika and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,692 in Sandvika, rent and utilities included – about $16,100 less a year. Other living expenses account for most of the difference.

130

Cost of Living Index in Sandvika
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Sandvika Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sandvika

🇳🇴 Norway

$2,692

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sandvika and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sandvika and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,692 in Sandvika versus $1,349 in Ubud, Bali.

Sandvika $2,692
Ubud, Bali $1,349

Estimated couple costs with rent: $4,138 in Sandvika versus $2,305 in Ubud, Bali.

Sandvika $4,138
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,584 in Sandvika versus $3,261 in Ubud, Bali.

Sandvika $5,584
Ubud, Bali $3,261

Living in Sandvika is roughly 100% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$17.04 NOK 158

$3.32 Rp 60.4K

413.25%

Three-Course Dinner for Two, Mid-Range

$99.0 NOK 919

$35.64 Rp 647.8K

177.64%

Fast Food Meal (McDonalds, etc)

$21.69 NOK 201

$5.53 Rp 100.6K

292.22%

Cappuccino

$4.21 NOK 39.11

$2.72 Rp 49.4K

54.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 NOK 27.44

$1.70 Rp 30.9K

73.53%

Water (0.33 liter bottle)

$2.40 NOK 22.26

$0.76 Rp 13.8K

215.79%

Local Beer (0.5 liter draught)

$8.41 NOK 78.1

$2.65 Rp 48.2K

217.36%

Imported Beer (0.33 liter bottle)

$10.90 NOK 101

$4.38 Rp 79.6K

148.86%

Milk (1 liter)

$2.46 NOK 22.85

$1.49 Rp 27.1K

65.10%

White Bread (500g)

$3.63 NOK 33.76

$2.28 Rp 41.4K

59.21%

Rice (white) (1kg)

$4.02 NOK 37.31

$1.19 Rp 21.6K

237.82%

Eggs

$4.93 NOK 45.78

$2.04 Rp 37.0K

141.67%

Local Cheese (1kg)

$13.47 NOK 125

$17.70 Rp 321.7K

-23.90%

Chicken Fillets (1kg)

$27.98 NOK 260

$3.96 Rp 72.0K

606.57%

Beef Round Steak (1kg)

$25.31 NOK 235

$12.19 Rp 221.6K

107.63%

Apples (1kg)

$3.41 NOK 31.69

$3.66 Rp 66.4K

-6.83%

Banana (1kg)

$2.65 NOK 24.61

$1.52 Rp 27.6K

74.34%

Oranges (1kg)

$3.66 NOK 34.04

$2.23 Rp 40.5K

64.13%

Tomato (1kg)

$4.84 NOK 45.01

$1.97 Rp 35.9K

145.69%

Potato (1kg)

$2.62 NOK 24.34

$1.85 Rp 33.6K

41.62%

Onion (1kg)

$3.31 NOK 30.76

$2.42 Rp 44.1K

36.78%

Lettuce (1 head)

$2.47 NOK 22.97

$0.99 Rp 18.0K

149.49%

Water (1.5 liter bottle)

$1.63 NOK 15.15

$0.51 Rp 9,332

219.61%

Cigarettes 20 Pack (Marlboro, Camel)

$15.95 NOK 148

$2.22 Rp 40.4K

618.47%

Wine (Bottle)

$19.24 NOK 179

$22.24 Rp 404.2K

-13.49%

Local Beer (0.5 liter bottle)

$3.85 NOK 35.74

$2.26 Rp 41.1K

70.35%

Imported Beer (0.33 liter bottle)

$5.51 NOK 51.2

$2.97 Rp 54.0K

85.52%

One-way Ticket (Public Transport)

$4.13 NOK 38.41

$0.25 Rp 4,562

1552.00%

Public Transport Monthly Pass (Regular Price)

$87.6 NOK 814

$7.82 Rp 142.2K

1020.33%

Taxi Start (Normal Tariff)

$8.53 NOK 79.3

$0.44 Rp 7,989

1838.64%

Taxi (Normal Tariff) (1km)

$1.63 NOK 15.18

$0.43 Rp 7,817

279.07%

Taxi 1hour Waiting (Normal Tariff)

$55.3 NOK 514

$5.41 Rp 98.3K

922.00%

Gasoline (1 liter)

$2.44 NOK 22.65

$0.82 Rp 15.0K

197.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K NOK 415.7K

$23.8K Rp 433.3M

87.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.0K NOK 417.9K

$31.7K Rp 577.0M

41.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 NOK 2,537

$79.1 Rp 1.4M

245.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.94 NOK 297

$6.45 Rp 117.2K

395.19%

Internet (50+ Mbps, Unlimited Data)

$68.3 NOK 634

$18.58 Rp 337.7K

267.49%

Gym Membership (Monthly)

$66.3 NOK 616

$49.48 Rp 899.4K

33.89%

Tennis Court (1 Hour on Weekend)

$37.40 NOK 348

$17.65 Rp 320.8K

111.90%

Cinema Ticket

$21.25 NOK 197

$4.27 Rp 77.7K

397.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 NOK 2,854

$491 Rp 8.9M

-37.37%

International Primary School, 1 Child (Yearly)

$13.1K NOK 121.5K

$5,674 Rp 103.1M

130.48%

Jeans (Levis 501 Or Similar)

$148 NOK 1,372

$44.64 Rp 811.4K

230.80%

Summer Dress (H&M, Zara, etc)

$64.8 NOK 602

$34.95 Rp 635.3K

85.38%

Sport Shoes (Adidas, Nike)

$134 NOK 1,242

$79.9 Rp 1.5M

67.37%

Men's Leather Business Shoes

$211 NOK 1,956

$79.4 Rp 1.4M

165.16%

1-bedroom Apartment, City Center (Monthly)

$1,244 NOK 11.6K

$1,125 Rp 20.4M

10.59%

1-bedroom Apartment, Outside City Center (Monthly)

$964 NOK 8,957

$671 Rp 12.2M

43.58%

3-bedroom Apartment, City Center (Monthly)

$2,119 NOK 19.7K

$3,565 Rp 64.8M

-40.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,722 NOK 16.0K

$1,723 Rp 31.3M

-0.05%

Buy Apartment in City Center (m2)

$8,508 NOK 79.0K

$2,732 Rp 49.6M

211.44%

Buy Apartment Outside City Center (m2)

$4,631 NOK 43.0K

$2,284 Rp 41.5M

102.74%

Average Monthly Net Salary (After Tax)

$5,470 NOK 50.8K

$164 Rp 3.0M

3238.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.03

13.78

-63.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sandvika: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sandvika

$964 35.8%

Ubud, Bali

$672 49.8% 30.3% $293

Groceries & Markets

Sandvika

$537 20%

Ubud, Bali

$288 21.4% 46.3% $249

Monthly Utilities & Internet

Sandvika

$373 13.9%

Ubud, Bali

$104 7.7% 72.1% $269

Eating Out

Sandvika

$337 12.5%

Ubud, Bali

$108 8% 68.1% $229

Clothing & Footwear

Sandvika

$251 9.3%

Ubud, Bali

$108 8% 57.1% $143

Getting Around

Sandvika

$121 4.5%

Ubud, Bali

$11 0.9% 90.6% $109

Sport & Entertainment

Sandvika

$109 4%

Ubud, Bali

$58 4.3% 46.6% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,244 in Sandvika and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sandvika pays about 33 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $99 in Sandvika vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $537 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Sandvika

🇮🇩 Ubud, Bali

🕒 Local time

16:11 4:11 PM

23:11 11:11 PM

7 h ahead of Sandvika

🌤 Weather

👥 Population

129,572

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Sandvika Ubud, Bali 11,640 km ≈ 15 h nonstop flight

From you

Sandvika
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sandvika vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sandvika and Ubud, Bali differ by about 100% in total monthly costs ($2,692 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Sandvika is about 33 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,244 in Sandvika versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Sandvika. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $307 in Sandvika versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sandvika and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Sandvika. Beyond cost, consider language, visa policies, and how big the international community is in each city.