😐Monthly costs for one person with rent: $1,530 in San Ramon versus $1,512 in Cartago.
😐Estimated couple costs with rent: $2,321 in San Ramon versus $2,121 in Cartago.
😐Monthly costs for a family of three with rent: $3,112 in San Ramon versus $2,730 in Cartago.
😐Living in San Ramon is roughly 1% more expensive than Cartago, driven mainly by Getting Around.
📊Both cities are pricier than the global median: San Ramon14% above, Cartago13% above.
Currency
🍽 Eating Out
San Ramon
Cartago
Difference
Meal at Budget Restaurant
$6.12₡2,785
$7.95₡3,615
-23.02%
Three-Course Dinner for Two, Mid-Range
$51.9₡23.6K
$31.47₡14.3K
64.89%
Fast Food Meal(McDonalds, etc)
$9.76₡4,441
$9.17₡4,172
6.43%
Cappuccino
$3.82₡1,738
$3.82₡1,738
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.07₡942
$1.93₡880
7.25%
Water(0.33 liter bottle)
$1.66₡755
$1.23₡558
34.96%
Local Beer(0.5 liter draught)
$3.03₡1,379
$2.01₡913
50.75%
Imported Beer(0.33 liter bottle)
$4.79₡2,178
$4.75₡2,159
0.84%
🛒 Groceries & Markets
San Ramon
Cartago
Difference
Milk(1 liter)
$1.38₡628
$1.96₡894
-29.59%
White Bread(500g)
$2.78₡1,263
$2.19₡996
26.94%
Rice(white)(1kg)
$2.15₡976
$2.15₡976
-
Eggs
$4.71₡2,142
$2.91₡1,325
61.86%
Local Cheese(1kg)
$9.97₡4,534
$7.84₡3,566
27.17%
Chicken Fillets(1kg)
$8.91₡4,053
$9.30₡4,228
-4.19%
Beef Round Steak(1kg)
$13.59₡6,181
$13.63₡6,199
-0.29%
Apples(1kg)
$4.39₡1,996
$4.43₡2,014
-0.90%
Banana(1kg)
$1.38₡627
$1.17₡534
17.95%
Oranges(1kg)
$4.38₡1,992
$4.03₡1,832
8.68%
Tomato(1kg)
$3.21₡1,459
$2.64₡1,201
21.59%
Potato(1kg)
$3.32₡1,512
$1.96₡890
69.39%
Onion(1kg)
$2.96₡1,348
$1.98₡899
49.49%
Lettuce(1 head)
$1.13₡516
$1.04₡471
8.65%
Water(1.5 liter bottle)
$2.91₡1,321
$1.94₡884
50.00%
Cigarettes 20 Pack(Marlboro, Camel)
$5.08₡2,312
$5.11₡2,326
-0.59%
Wine(Bottle)
$16.79₡7,639
$15.30₡6,960
9.74%
Local Beer(0.5 liter bottle)
$2.30₡1,045
$2.45₡1,112
-6.12%
Imported Beer(0.33 liter bottle)
$2.61₡1,187
$1.80₡820
45.00%
🚌 Getting Around
San Ramon
Cartago
Difference
One-way Ticket(Public Transport)
$1.03₡470
$1.01₡461
1.98%
Public Transport Monthly Pass(Regular Price)
-
$69.0₡31.4K
-
Taxi Start(Normal Tariff)
$1.78₡811
$1.37₡622
29.93%
Taxi(Normal Tariff)(1km)
$1.80₡817
$1.86₡848
-3.23%
Taxi 1hour Waiting(Normal Tariff)
$7.83₡3,562
$7.91₡3,599
-1.01%
Gasoline(1 liter)
$1.64₡746
$1.41₡643
16.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K₡17.3M
$37.4K₡17.0M
1.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K₡15.1M
$32.3K₡14.7M
2.47%
🧾 Monthly Utilities & Internet
San Ramon
Cartago
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$132₡60.0K
$49.02₡22.3K
169.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.02₡18.2K
$25.60₡11.6K
56.33%
Internet(50+ Mbps, Unlimited Data)
$50.6₡23.0K
$57.9₡26.3K
-12.56%
🎉 Sport & Entertainment
San Ramon
Cartago
Difference
Gym Membership(Monthly)
$35.12₡16.0K
$57.3₡26.0K
-38.66%
Tennis Court(1 Hour on Weekend)
$23.88₡10.9K
$24.06₡10.9K
-0.75%
Cinema Ticket
$10.03₡4,563
$6.47₡2,944
55.02%
🧸 Childcare & Education
San Ramon
Cartago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$522₡237.5K
$491₡223.1K
6.41%
International Primary School, 1 Child(Yearly)
$12.7K₡5.8M
$7,189₡3.3M
76.72%
👕👟 Clothing & Footwear
San Ramon
Cartago
Difference
Jeans(Levis 501 Or Similar)
$63.3₡28.8K
$61.5₡28.0K
2.86%
Summer Dress(H&M, Zara, etc)
$51.1₡23.2K
$51.7₡23.5K
-1.20%
Sport Shoes(Adidas, Nike)
$124₡56.2K
$109₡49.4K
13.83%
Men's Leather Business Shoes
$108₡49.1K
$80.4₡36.6K
34.15%
🏠 Accommodation & Living
San Ramon
Cartago
Difference
1-bedroom Apartment, City Center(Monthly)
$759₡345.1K
$760₡345.6K
-0.16%
1-bedroom Apartment, Outside City Center(Monthly)
$587₡267.1K
$602₡273.6K
-2.40%
3-bedroom Apartment, City Center(Monthly)
$1,517₡689.9K
$734₡333.9K
106.63%
3-bedroom Apartment, Outside City Center(Monthly)
$973₡442.4K
$770₡350.1K
26.38%
Buy Apartment in City Center(m2)
$1,172₡532.9K
-
-
Buy Apartment Outside City Center(m2)
$1,143₡519.8K
-
-
💵 Salaries & Financials
San Ramon
Cartago
Difference
Average Monthly Net Salary(After Tax)
-
$1,312₡596.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.17
10
1.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Ramon: May 30, 2026
Last update for Cartago: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $759 in San Ramon and $760 in Cartago. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $52.0 in San Ramon vs $31.00 in Cartago for a mid-range dinner for two. Groceries echo the gap at $354 vs $315 per month, with Cartago cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Ramon vs Cartago: Cost of Living - Frequently Asked Questions
Is Cartago cheaper than San Ramon?
Cartago is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 1% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,296 in San Ramon and $2,268 in Cartago to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between San Ramon and Cartago?
Rent for a central apartment: $759 in San Ramon versus $760 in Cartago. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in San Ramon and Cartago?
Supermarket bills run roughly 12% higher in San Ramon. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in San Ramon vs Cartago?
All in, you'll spend $1,530 per month in San Ramon versus $1,512 in Cartago – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for San Ramon or Cartago?
At $1,512 in Cartago versus $1,530 in San Ramon, a $1,500 budget is realistic in Cartago but tight or insufficient in San Ramon. The gap between the two cities makes Cartago the clear choice for anyone on this budget.
Is it better to live in San Ramon or Cartago?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, San Ramon or Cartago?
Safety-wise, San Ramon and Cartago are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cartago gentler on the wallet – expenses run 1% less than in San Ramon. Beyond cost, consider language, visa policies, and how big the international community is in each city.