Cost of Living Comparison Between San Rafael, CA and New York, NY Cost of Living Comparison Between San Rafael, CA and New York, NY

πŸ™‚ Solo nomad: San Rafael, CA is 15.1% cheaper than New York, NY without rent, and 0.8% more expensive with rent.
πŸ™‚ Family of 3: San Rafael, CA is 28.3% cheaper than New York, NY without rent, and 31.2% cheaper with rent.
Currency
🍽 Eating Out
San Rafael, CA
New York, NY
Difference
Meal at Budget Restaurant
$22.73 $22.73
$29.68 $29.68
-23.42%
Three-Course Dinner for Two, Mid-Range
$64.9 $64.9
$144 $144
-54.99%
Fast Food Meal (McDonalds, etc)
$11.05 $11.05
$12.43 $12.43
-11.10%
Cappuccino
$5.77 $5.77
$5.84 $5.84
-1.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.6 $2.6
$3.26 $3.26
-20.25%
Water (0.33 liter bottle)
$2.56 $2.56
$2.58 $2.58
-0.78%
Local Beer (0.5 liter draught)
$5.94 $5.94
$8.24 $8.24
-27.91%
Imported Beer (0.33 liter bottle)
$9.47 $9.47
$11.86 $11.86
-20.15%
πŸ›’ Groceries & Markets
San Rafael, CA
New York, NY
Difference
Milk (1 liter)
$1.27 $1.27
$1.56 $1.56
-18.59%
White Bread (500g)
$3.96 $3.96
$5.23 $5.23
-24.28%
Rice (white) (1kg)
$6.91 $6.91
$8.11 $8.11
-14.80%
Eggs
$4.54 $4.54
$7.25 $7.25
-37.38%
Local Cheese (1kg)
$15.52 $15.52
$17.08 $17.08
-9.13%
Chicken Fillets (1kg)
$12.85 $12.85
$16.24 $16.24
-20.87%
Beef Round Steak (1kg)
$18.39 $18.39
$20.02 $20.02
-8.14%
Apples (1kg)
$4.98 $4.98
$7.49 $7.49
-33.51%
Banana (1kg)
$2.91 $2.91
$2.55 $2.55
14.12%
Oranges (1kg)
$6.18 $6.18
$5.82 $5.82
6.19%
Tomato (1kg)
$8.42 $8.42
$6.52 $6.52
29.14%
Potato (1kg)
$3.76 $3.76
$3.72 $3.72
1.08%
Onion (1kg)
$3.79 $3.79
$3.9 $3.9
-2.82%
Lettuce (1 head)
$2.5 $2.5
$3.07 $3.07
-18.57%
Water (1.5 liter bottle)
$2.96 $2.96
$2.57 $2.57
15.18%
Cigarettes 20 Pack (Marlboro, Camel)
$10.81 $10.81
$19.21 $19.21
-43.73%
Wine (Bottle)
$12.59 $12.59
$17.79 $17.79
-29.23%
Local Beer (0.5 liter bottle)
$2.1 $2.1
$3.01 $3.01
-30.23%
Imported Beer (0.33 liter bottle)
$3.49 $3.49
$3.72 $3.72
-6.18%
🚌 Getting Around
San Rafael, CA
New York, NY
Difference
One-way Ticket (Public Transport)
$1.53 $1.53
$2.92 $2.92
-47.60%
Public Transport Monthly Pass (Regular Price)
$30.14 $30.14
$134 $134
-77.50%
Taxi Start (Normal Tariff)
$3.59 $3.59
$5.13 $5.13
-30.02%
Taxi (Normal Tariff) (1km)
$1.65 $1.65
$2.15 $2.15
-23.26%
Taxi 1hour Waiting (Normal Tariff)
$28.66 $28.66
$41.57 $41.57
-31.06%
Gasoline (1 liter)
$1.23 $1.23
$0.95 $0.95
29.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27K $27K
$35K $35K
-23.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$27.7K $27.7K
-2.26%
🧾 Monthly Utilities & Internet
San Rafael, CA
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$179 $179
4.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.3 $51.3
$60 $60
-14.41%
Internet (50+ Mbps, Unlimited Data)
$61.6 $61.6
$63.8 $63.8
-3.43%
πŸŽ‰ Sport & Entertainment
San Rafael, CA
New York, NY
Difference
Gym Membership (Monthly)
$247 $247
$141 $141
75.23%
Tennis Court (1 Hour on Weekend)
$39.9 $39.9
$63.9 $63.9
-37.56%
Cinema Ticket
$14.71 $14.71
$19.9 $19.9
-26.08%
🧸 Childcare & Education
San Rafael, CA
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,967 $1,967
$3,206 $3,206
-38.66%
International Primary School, 1 Child (Yearly)
$23.6K $23.6K
$56.5K $56.5K
-58.14%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
San Rafael, CA
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$41.12 $41.12
$65.7 $65.7
-37.42%
Summer Dress (H&M, Zara, etc)
$37.89 $37.89
$48.75 $48.75
-22.28%
Sport Shoes (Adidas, Nike)
$101 $101
$111 $111
-8.83%
Men's Leather Business Shoes
$122 $122
$172 $172
-28.99%
🏠 Accommodation & Living
San Rafael, CA
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$3,340 $3,340
$4,165 $4,165
-19.81%
1-bedroom Apartment, Outside City Center (Monthly)
$2,833 $2,833
$2,653 $2,653
6.76%
3-bedroom Apartment, City Center (Monthly)
$4,080 $4,080
$8,412 $8,412
-51.50%
3-bedroom Apartment, Outside City Center (Monthly)
$3,280 $3,280
$5,277 $5,277
-37.84%
Buy Apartment in City Center (m2)
$7,615 $7,615
$15.6K $15.6K
-51.26%
Buy Apartment Outside City Center (m2)
$5,279 $5,279
$11.2K $11.2K
-52.69%
πŸ’΅ Salaries & Financials
San Rafael, CA
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,319 $5,319
$5,616 $5,616
-5.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
6.44
-1.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael, CA: October 28, 2025

Last update for New York, NY: October 28, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.