Last update: Oct 2026

Cost of Living Comparison Between San Rafael and Toronto

For one person, living is cheaper in San Rafael: $1,318 a month against $2,530 in Toronto, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in San Rafael
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San Rafael Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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San Rafael

🇦🇷 Argentina

$1,318

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in San Rafael and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Rafael and in Toronto actually costs, broken down by who's living it.

A single person spends $1,318 per month in San Rafael vs $2,530 in Toronto, rent included.

San Rafael $1,318
Toronto $2,530

A couple spends around $2,096 per month in San Rafael vs $3,646 in Toronto, rent included.

San Rafael $2,096
Toronto $3,646

A family of three spends $2,875 per month in San Rafael vs $4,761 in Toronto, rent included.

San Rafael $2,875
Toronto $4,761

San Rafael is about 48% cheaper than Toronto, and outside of rent the biggest gap is in transport.

San Rafael sits 2% below the global median, while Toronto is 89% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.20 ARS 17.0K

$17.67 CA$25.19

-36.62%

Three-Course Dinner for Two, Mid-Range

$49.65 ARS 75.3K

$77.4 CA$110

-35.84%

Fast Food Meal (McDonalds, etc)

$14.69 ARS 22.3K

$10.47 CA$14.93

40.31%

Cappuccino

$4.34 ARS 6,580

$4.08 CA$5.81

6.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 ARS 3,663

$2.12 CA$3.02

14.15%

Water (0.33 liter bottle)

$1.98 ARS 3,006

$1.76 CA$2.51

12.50%

Local Beer (0.5 liter draught)

$3.94 ARS 5,969

$6.17 CA$8.80

-36.14%

Imported Beer (0.33 liter bottle)

$4.42 ARS 6,701

$6.89 CA$9.82

-35.85%

Milk (1 liter)

$1.35 ARS 2,046

$2.43 CA$3.46

-44.44%

White Bread (500g)

$2.27 ARS 3,435

$2.75 CA$3.92

-17.45%

Rice (white) (1kg)

$2.67 ARS 4,052

$2.23 CA$3.18

19.73%

Eggs

$3.18 ARS 4,820

$3.45 CA$4.91

-7.83%

Local Cheese (1kg)

$14.56 ARS 22.1K

$8.93 CA$12.73

63.05%

Chicken Fillets (1kg)

$6.21 ARS 9,418

$11.44 CA$16.31

-45.72%

Beef Round Steak (1kg)

$11.16 ARS 16.9K

$14.61 CA$20.83

-23.61%

Apples (1kg)

$2.38 ARS 3,604

$3.75 CA$5.34

-36.53%

Banana (1kg)

$2.21 ARS 3,347

$1.15 CA$1.64

92.17%

Oranges (1kg)

$1.35 ARS 2,048

$3.55 CA$5.06

-61.97%

Tomato (1kg)

$3.30 ARS 5,012

$4.28 CA$6.10

-22.90%

Potato (1kg)

$2.01 ARS 3,055

$1.85 CA$2.63

8.65%

Onion (1kg)

$1.45 ARS 2,203

$1.67 CA$2.38

-13.17%

Lettuce (1 head)

$1.94 ARS 2,935

$2.22 CA$3.16

-12.61%

Water (1.5 liter bottle)

$2.46 ARS 3,725

$1.21 CA$1.72

103.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ARS 4,279

$13.88 CA$19.78

-79.68%

Wine (Bottle)

$5.05 ARS 7,656

$14.25 CA$20.31

-64.56%

Local Beer (0.5 liter bottle)

$1.73 ARS 2,625

$2.20 CA$3.13

-21.36%

Imported Beer (0.33 liter bottle)

$3.05 ARS 4,619

$2.42 CA$3.45

26.03%

One-way Ticket (Public Transport)

$1.00 ARS 1,513

$2.42 CA$3.44

-58.68%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$1.96 ARS 2,966

$2.90 CA$4.13

-32.41%

Taxi (Normal Tariff) (1km)

$1.02 ARS 1,540

$1.26 CA$1.80

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$4.89 ARS 7,412

$22.03 CA$31.40

-77.80%

Gasoline (1 liter)

$1.27 ARS 1,929

$1.22 CA$1.74

4.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ARS 40.4M

$27.6K CA$39.4K

-3.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K ARS 49.4M

$19.8K CA$28.3K

64.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ARS 205.3K

$122 CA$174

11.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.43 ARS 26.4K

$32.03 CA$45.66

-45.58%

Internet (50+ Mbps, Unlimited Data)

$23.44 ARS 35.6K

$47.92 CA$68.3

-51.09%

Gym Membership (Monthly)

$31.21 ARS 47.3K

$38.90 CA$55.5

-19.77%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$6.91 ARS 10.5K

$12.61 CA$17.97

-45.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 ARS 268.1K

$834 CA$1,189

-78.80%

International Primary School, 1 Child (Yearly)

$4,090 ARS 6.2M

$23.3K CA$33.3K

-82.48%

Jeans (Levis 501 Or Similar)

$116 ARS 175.9K

$52.6 CA$75.0

120.49%

Summer Dress (H&M, Zara, etc)

$125 ARS 188.9K

$40.26 CA$57.4

209.34%

Sport Shoes (Adidas, Nike)

$136 ARS 206.8K

$96.2 CA$137

41.73%

Men's Leather Business Shoes

$125 ARS 189.8K

$123 CA$175

1.83%

1-bedroom Apartment, City Center (Monthly)

$489 ARS 740.9K

$1,598 CA$2,278

-69.43%

1-bedroom Apartment, Outside City Center (Monthly)

$318 ARS 482.7K

$1,435 CA$2,045

-77.82%

3-bedroom Apartment, City Center (Monthly)

$937 ARS 1.4M

$2,657 CA$3,787

-64.73%

3-bedroom Apartment, Outside City Center (Monthly)

$725 ARS 1.1M

$2,096 CA$2,988

-65.41%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

1219.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Rafael: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Rafael

$318 24.6%

Toronto

$1.4K 55.4% 351% $1.1K

Groceries & Markets

San Rafael

$286 22.1%

Toronto

$340 13.1% 19% $54

Eating Out

San Rafael

$232 17.9%

Toronto

$282 10.9% 21.6% $50

Clothing & Footwear

San Rafael

$226 17.5%

Toronto

$140 5.4% 37.9% $86

Monthly Utilities & Internet

San Rafael

$176 13.6%

Toronto

$202 7.8% 14.5% $26

Sport & Entertainment

San Rafael

$45 3.5%

Toronto

$64 2.5% 42.4% $19

Getting Around

San Rafael

$11 * 0.9%

Toronto

$130 5% 1076% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $489 in San Rafael versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $50.0 in San Rafael versus $77.0 in Toronto. Monthly groceries follow the same trend: $286 vs $340 – making San Rafael the more affordable choice for daily food spending.

Good to know

🇦🇷 San Rafael

🇨🇦 Toronto

🕒 Local time

10:50 10:50 AM

09:50 9:50 AM

1 h behind San Rafael

🌤 Weather

👥 Population

118,850

2,731,571

💱 Currency

Argentine Peso ARS $

Canadian Dollar CAD $

📈 Exchange rate

10,000 ARS = 6.59 USD

10,000 ARS = 5.88 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to ARS – Argentine Peso Converter

🇺🇸 United States Dollar ($)

🇦🇷 Argentine Peso ($)

Argentine Peso exchange rates as of October 10, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,699 ARS (10,000 ARS = 5.88 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to ARS in detail →

On the map

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Between locations

San Rafael Toronto 8,770 km ≈ 11 h nonstop flight

From you

San Rafael
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Rafael vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 92% more than San Rafael, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,978 per month in San Rafael and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Rafael, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,318 in San Rafael and $2,530 in Toronto. That's a gap of about 92%.

Kindergarten costs $177 per month in San Rafael and $834 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in San Rafael, where all-in costs run around $1,318, than in Toronto at $2,530. In San Rafael it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward San Rafael – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Rafael. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.