Cost of Living Comparison Between San Mateo, CA and San Diego, CA Cost of Living Comparison Between San Mateo, CA and San Diego, CA

πŸ™‚ Solo nomad: San Mateo, CA is 14.6% cheaper than San Diego, CA without rent, and 12.2% more expensive with rent.
😐 Family of 3: San Mateo, CA is 6.6% more expensive than San Diego, CA without rent, and 16.2% more expensive with rent.
Currency
🍽 Eating Out
San Mateo, CA
San Diego, CA
Difference
Meal at Budget Restaurant
$20.55 $20.55
$22.95 $22.95
-10.46%
Three-Course Dinner for Two, Mid-Range
$65.3 $65.3
$99.8 $99.8
-34.54%
Fast Food Meal (McDonalds, etc)
$11.69 $11.69
$14.8 $14.8
-21.01%
Cappuccino
$5.06 $5.06
$6.07 $6.07
-16.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.17 $3.17
$3.08 $3.08
2.92%
Water (0.33 liter bottle)
$2.45 $2.45
$2.59 $2.59
-5.41%
Local Beer (0.5 liter draught)
$6.97 $6.97
$7.88 $7.88
-11.55%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$8.95 $8.95
10.06%
πŸ›’ Groceries & Markets
San Mateo, CA
San Diego, CA
Difference
Milk (1 liter)
$1.49 $1.49
$1.26 $1.26
18.25%
White Bread (500g)
$4.96 $4.96
$4.5 $4.5
10.22%
Rice (white) (1kg)
$3.32 $3.32
$4.42 $4.42
-24.89%
Eggs
$4.78 $4.78
$5.04 $5.04
-5.16%
Local Cheese (1kg)
$14.61 $14.61
$13.66 $13.66
6.95%
Chicken Fillets (1kg)
$15.34 $15.34
$12.77 $12.77
20.13%
Beef Round Steak (1kg)
$22.18 $22.18
$18.5 $18.5
19.89%
Apples (1kg)
$6 $6
$4.6 $4.6
30.43%
Banana (1kg)
$2.18 $2.18
$1.71 $1.71
27.49%
Oranges (1kg)
$5 $5
$3.92 $3.92
27.55%
Tomato (1kg)
$6.47 $6.47
$4.73 $4.73
36.79%
Potato (1kg)
$3.6 $3.6
$2.98 $2.98
20.81%
Onion (1kg)
$4.45 $4.45
$2.47 $2.47
80.16%
Lettuce (1 head)
$2.75 $2.75
$2.27 $2.27
21.15%
Water (1.5 liter bottle)
$2.74 $2.74
$2.5 $2.5
9.60%
Cigarettes 20 Pack (Marlboro, Camel)
$11.16 $11.16
$12.2 $12.2
-8.52%
Wine (Bottle)
$13.76 $13.76
$15.29 $15.29
-10.01%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$1.75 $1.75
1.14%
Imported Beer (0.33 liter bottle)
$3.43 $3.43
$2.54 $2.54
35.04%
🚌 Getting Around
San Mateo, CA
San Diego, CA
Difference
One-way Ticket (Public Transport)
$4.37 $4.37
$2.56 $2.56
70.70%
Public Transport Monthly Pass (Regular Price)
$66.5 $66.5
$72.1 $72.1
-7.77%
Taxi Start (Normal Tariff)
$3.54 $3.54
$2.97 $2.97
19.19%
Taxi (Normal Tariff) (1km)
$1.93 $1.93
$2.07 $2.07
-6.76%
Taxi 1hour Waiting (Normal Tariff)
$30.31 $30.31
$27.69 $27.69
9.46%
Gasoline (1 liter)
$1.24 $1.24
$1.26 $1.26
-1.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30K $30K
$30.7K $30.7K
-2.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.6K $26.6K
-1.28%
🧾 Monthly Utilities & Internet
San Mateo, CA
San Diego, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 $257
$275 $275
-6.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.84 $47.84
$67 $67
-28.60%
Internet (50+ Mbps, Unlimited Data)
$63.5 $63.5
$79.1 $79.1
-19.79%
πŸŽ‰ Sport & Entertainment
San Mateo, CA
San Diego, CA
Difference
Gym Membership (Monthly)
$94.4 $94.4
$66.6 $66.6
41.89%
Tennis Court (1 Hour on Weekend)
-
$24.66 $24.66
-
Cinema Ticket
$15.8 $15.8
$15.76 $15.76
0.25%
🧸 Childcare & Education
San Mateo, CA
San Diego, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,987 $1,987
$1,625 $1,625
22.28%
International Primary School, 1 Child (Yearly)
$26K $26K
$28.6K $28.6K
-9.21%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
San Mateo, CA
San Diego, CA
Difference
Jeans (Levis 501 Or Similar)
$53.8 $53.8
$58.1 $58.1
-7.45%
Summer Dress (H&M, Zara, etc)
$29.65 $29.65
$58.8 $58.8
-49.57%
Sport Shoes (Adidas, Nike)
$86.8 $86.8
$98 $98
-11.43%
Men's Leather Business Shoes
$125 $125
$116 $116
7.71%
🏠 Accommodation & Living
San Mateo, CA
San Diego, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,795 $2,795
$2,808 $2,808
-0.45%
1-bedroom Apartment, Outside City Center (Monthly)
$2,869 $2,869
$2,412 $2,412
18.98%
3-bedroom Apartment, City Center (Monthly)
$5,762 $5,762
$5,005 $5,005
15.12%
3-bedroom Apartment, Outside City Center (Monthly)
$5,478 $5,478
$4,128 $4,128
32.71%
Buy Apartment in City Center (m2)
$3,115 $3,115
$9,534 $9,534
-67.33%
Buy Apartment Outside City Center (m2)
$2,308 $2,308
$6,940 $6,940
-66.75%
πŸ’΅ Salaries & Financials
San Mateo, CA
San Diego, CA
Difference
Average Monthly Net Salary (After Tax)
$7,443 $7,443
$5,341 $5,341
39.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
6.39
-1.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Mateo, CA: October 28, 2025

Last update for San Diego, CA: October 29, 2025

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