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Cost of Living Comparison Between San Mateo, CA and Sacramento, CA Cost of Living Comparison Between San Mateo, CA and Sacramento, CA

๐Ÿ™‚ Solo nomad: San Mateo, CA is 1.1% cheaper than Sacramento, CA without rent, and 31.8% more expensive with rent.
๐Ÿ™‚ Family of 3: San Mateo, CA is 10.9% cheaper than Sacramento, CA without rent, and 34.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
San Mateo, CA
Sacramento, CA
Difference
Meal at Budget Restaurant
$20.80 $20.80
$20.39 $20.39
2.01%
Three-Course Dinner for Two, Mid-Range
$63.8 $63.8
$76.1 $76.1
-16.15%
Fast Food Meal (McDonalds, etc)
$11.28 $11.28
$10.37 $10.37
8.78%
Cappuccino
$5.11 $5.11
$5.55 $5.55
-7.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 $3.22
$2.63 $2.63
22.43%
Water (0.33 liter bottle)
$2.36 $2.36
$2.04 $2.04
15.69%
Local Beer (0.5 liter draught)
$7.16 $7.16
$8.01 $8.01
-10.61%
Imported Beer (0.33 liter bottle)
$9.86 $9.86
$7.83 $7.83
25.93%
๐Ÿ›’ Groceries & Markets
San Mateo, CA
Sacramento, CA
Difference
Milk (1 liter)
$1.42 $1.42
$1.19 $1.19
19.33%
White Bread (500g)
$5.04 $5.04
$4.22 $4.22
19.43%
Rice (white) (1kg)
$3.30 $3.30
$5.45 $5.45
-39.45%
Eggs
$5.03 $5.03
$4.48 $4.48
12.28%
Local Cheese (1kg)
$15.09 $15.09
$15.86 $15.86
-4.85%
Chicken Fillets (1kg)
$15.10 $15.10
$14.79 $14.79
2.10%
Beef Round Steak (1kg)
$22.17 $22.17
$18.66 $18.66
18.81%
Apples (1kg)
$6.00 $6.00
$5.34 $5.34
12.36%
Banana (1kg)
$2.10 $2.10
$2.09 $2.09
0.48%
Oranges (1kg)
$4.95 $4.95
$4.08 $4.08
21.32%
Tomato (1kg)
$6.59 $6.59
$6.73 $6.73
-2.08%
Potato (1kg)
$3.49 $3.49
$3.76 $3.76
-7.18%
Onion (1kg)
$4.45 $4.45
$4.77 $4.77
-6.71%
Lettuce (1 head)
$2.80 $2.80
$2.83 $2.83
-1.06%
Water (1.5 liter bottle)
$2.86 $2.86
$2.47 $2.47
15.79%
Cigarettes 20 Pack (Marlboro, Camel)
$11.29 $11.29
$11.66 $11.66
-3.17%
Wine (Bottle)
$14.61 $14.61
$15.58 $15.58
-6.23%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$2.04 $2.04
-13.24%
Imported Beer (0.33 liter bottle)
$3.43 $3.43
$2.82 $2.82
21.63%
๐ŸšŒ Getting Around
San Mateo, CA
Sacramento, CA
Difference
One-way Ticket (Public Transport)
$4.41 $4.41
$2.52 $2.52
75.00%
Public Transport Monthly Pass (Regular Price)
$66.4 $66.4
$101 $101
-34.45%
Taxi Start (Normal Tariff)
$3.53 $3.53
$3.99 $3.99
-11.53%
Taxi (Normal Tariff) (1km)
$1.92 $1.92
$1.85 $1.85
3.78%
Taxi 1hour Waiting (Normal Tariff)
$29.83 $29.83
$27.82 $27.82
7.23%
Gasoline (1 liter)
$1.25 $1.25
$1.24 $1.24
0.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K $29.5K
$29.7K $29.7K
-0.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$27.9K $27.9K
-5.84%
๐Ÿงพ Monthly Utilities & Internet
San Mateo, CA
Sacramento, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 $257
$334 $334
-22.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.59 $48.59
$59.8 $59.8
-18.69%
Internet (50+ Mbps, Unlimited Data)
$63.0 $63.0
$75.8 $75.8
-16.89%
๐ŸŽ‰ Sport & Entertainment
San Mateo, CA
Sacramento, CA
Difference
Gym Membership (Monthly)
$96.2 $96.2
$45.70 $45.70
110.57%
Tennis Court (1 Hour on Weekend)
-
$30.36 $30.36
-
Cinema Ticket
$15.31 $15.31
$14.19 $14.19
7.89%
๐Ÿงธ Childcare & Education
San Mateo, CA
Sacramento, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,966 $1,966
$1,684 $1,684
16.76%
International Primary School, 1 Child (Yearly)
$26.3K $26.3K
$28.1K $28.1K
-6.51%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
San Mateo, CA
Sacramento, CA
Difference
Jeans (Levis 501 Or Similar)
$52.4 $52.4
$59.0 $59.0
-11.19%
Summer Dress (H&M, Zara, etc)
$29.81 $29.81
$64.5 $64.5
-53.80%
Sport Shoes (Adidas, Nike)
$88.8 $88.8
$92.6 $92.6
-4.11%
Men's Leather Business Shoes
$125 $125
$128 $128
-2.58%
๐Ÿ  Accommodation & Living
San Mateo, CA
Sacramento, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,797 $2,797
$2,038 $2,038
37.23%
1-bedroom Apartment, Outside City Center (Monthly)
$2,879 $2,879
$1,715 $1,715
67.86%
3-bedroom Apartment, City Center (Monthly)
$5,950 $5,950
$3,559 $3,559
67.20%
3-bedroom Apartment, Outside City Center (Monthly)
$5,464 $5,464
$2,934 $2,934
86.26%
Buy Apartment in City Center (m2)
-
$4,798 $4,798
-
Buy Apartment Outside City Center (m2)
-
$3,684 $3,684
-
๐Ÿ’ต Salaries & Financials
San Mateo, CA
Sacramento, CA
Difference
Average Monthly Net Salary (After Tax)
$7,200 $7,200
$4,511 $4,511
59.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
6.57
-3.81%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for San Mateo, CA: January 11, 2026

Last update for Sacramento, CA: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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