Cost of Living Comparison Between San Mateo, CA and New York, NY Cost of Living Comparison Between San Mateo, CA and New York, NY

🙂 Solo nomad: San Mateo, CA is 32.9% cheaper than New York, NY without rent, and 0.5% more expensive with rent.

🙂 Family of 3: San Mateo, CA is 19.1% cheaper than New York, NY without rent, and 10.3% cheaper with rent.

Meal at Budget Restaurant

$20.55 $20.55

$29.68 $29.68

-30.76%

Three-Course Dinner for Two, Mid-Range

$65.3 $65.3

$144 $144

-54.69%

Fast Food Meal (McDonalds, etc)

$11.69 $11.69

$12.43 $12.43

-5.95%

Cappuccino

$5.06 $5.06

$5.84 $5.84

-13.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 $3.17

$3.26 $3.26

-2.76%

Water (0.33 liter bottle)

$2.45 $2.45

$2.58 $2.58

-5.04%

Local Beer (0.5 liter draught)

$6.97 $6.97

$8.24 $8.24

-15.41%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$11.86 $11.86

-16.95%

Milk (1 liter)

$1.49 $1.49

$1.56 $1.56

-4.49%

White Bread (500g)

$4.96 $4.96

$5.23 $5.23

-5.16%

Rice (white) (1kg)

$3.32 $3.32

$8.11 $8.11

-59.06%

Eggs

$4.78 $4.78

$7.25 $7.25

-34.07%

Local Cheese (1kg)

$14.61 $14.61

$17.08 $17.08

-14.46%

Chicken Fillets (1kg)

$15.34 $15.34

$16.24 $16.24

-5.54%

Beef Round Steak (1kg)

$22.18 $22.18

$20.02 $20.02

10.79%

Apples (1kg)

$6 $6

$7.49 $7.49

-19.89%

Banana (1kg)

$2.18 $2.18

$2.55 $2.55

-14.51%

Oranges (1kg)

$5 $5

$5.82 $5.82

-14.09%

Tomato (1kg)

$6.47 $6.47

$6.52 $6.52

-0.77%

Potato (1kg)

$3.6 $3.6

$3.72 $3.72

-3.23%

Onion (1kg)

$4.45 $4.45

$3.9 $3.9

14.10%

Lettuce (1 head)

$2.75 $2.75

$3.07 $3.07

-10.42%

Water (1.5 liter bottle)

$2.74 $2.74

$2.57 $2.57

6.61%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 $11.16

$19.21 $19.21

-41.91%

Wine (Bottle)

$13.76 $13.76

$17.79 $17.79

-22.65%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$3.01 $3.01

-41.20%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$3.72 $3.72

-7.80%

One-way Ticket (Public Transport)

$4.37 $4.37

$2.92 $2.92

49.66%

Public Transport Monthly Pass (Regular Price)

$66.5 $66.5

$134 $134

-50.37%

Taxi Start (Normal Tariff)

$3.54 $3.54

$5.13 $5.13

-30.99%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$2.15 $2.15

-10.23%

Taxi 1hour Waiting (Normal Tariff)

$30.31 $30.31

$41.57 $41.57

-27.09%

Gasoline (1 liter)

$1.24 $1.24

$0.95 $0.95

30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30K $30K

$35K $35K

-14.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$27.7K $27.7K

-5.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 $257

$179 $179

44.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.84 $47.84

$60 $60

-20.23%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$63.8 $63.8

-0.55%

Gym Membership (Monthly)

$94.4 $94.4

$141 $141

-32.88%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$15.8 $15.8

$19.9 $19.9

-20.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,987 $1,987

$3,206 $3,206

-38.02%

International Primary School, 1 Child (Yearly)

$26K $26K

$56.5K $56.5K

-53.97%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$65.7 $65.7

-18.11%

Summer Dress (H&M, Zara, etc)

$29.65 $29.65

$48.75 $48.75

-39.18%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$111 $111

-21.95%

Men's Leather Business Shoes

$125 $125

$172 $172

-27.36%

1-bedroom Apartment, City Center (Monthly)

$2,795 $2,795

$4,165 $4,165

-32.89%

1-bedroom Apartment, Outside City Center (Monthly)

$2,869 $2,869

$2,653 $2,653

8.14%

3-bedroom Apartment, City Center (Monthly)

$5,762 $5,762

$8,412 $8,412

-31.50%

3-bedroom Apartment, Outside City Center (Monthly)

$5,478 $5,478

$5,277 $5,277

3.82%

Buy Apartment in City Center (m2)

$3,115 $3,115

$15.6K $15.6K

-80.06%

Buy Apartment Outside City Center (m2)

$2,308 $2,308

$11.2K $11.2K

-79.32%

Average Monthly Net Salary (After Tax)

$7,443 $7,443

$5,616 $5,616

32.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.32

6.44

-1.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Mateo, CA: October 28, 2025

Last update for New York, NY: October 28, 2025

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