Cost of Living Comparison Between San Mateo, CA and Chicago, IL Cost of Living Comparison Between San Mateo, CA and Chicago, IL

😐 Solo nomad: San Mateo, CA is 11.3% more expensive than Chicago, IL without rent, and 46.1% more expensive with rent.
πŸ™‚ Family of 3: San Mateo, CA is 13.3% cheaper than Chicago, IL without rent, and 41.1% more expensive with rent.
Currency
🍽 Eating Out
San Mateo, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$20.31 $20.31
$20.10 $20.10
1.04%
Three-Course Dinner for Two, Mid-Range
$63.9 $63.9
$102 $102
-37.14%
Fast Food Meal (McDonalds, etc)
$11.70 $11.70
$12.02 $12.02
-2.66%
Cappuccino
$5.08 $5.08
$5.62 $5.62
-9.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 $3.25
$3.01 $3.01
7.97%
Water (0.33 liter bottle)
$2.50 $2.50
$2.35 $2.35
6.38%
Local Beer (0.5 liter draught)
$7.06 $7.06
$6.98 $6.98
1.15%
Imported Beer (0.33 liter bottle)
$9.91 $9.91
$8.45 $8.45
17.28%
πŸ›’ Groceries & Markets
San Mateo, CA
Chicago, IL
Difference
Milk (1 liter)
$1.48 $1.48
$1.09 $1.09
35.78%
White Bread (500g)
$5.04 $5.04
$4.12 $4.12
22.33%
Rice (white) (1kg)
$3.27 $3.27
$5.57 $5.57
-41.29%
Eggs
$5.04 $5.04
$4.51 $4.51
11.75%
Local Cheese (1kg)
$14.84 $14.84
$14.42 $14.42
2.91%
Chicken Fillets (1kg)
$15.34 $15.34
$15.02 $15.02
2.13%
Beef Round Steak (1kg)
$22.02 $22.02
$18.98 $18.98
16.02%
Apples (1kg)
$6.22 $6.22
$5.20 $5.20
19.62%
Banana (1kg)
$2.15 $2.15
$1.78 $1.78
20.79%
Oranges (1kg)
$4.95 $4.95
$4.34 $4.34
14.06%
Tomato (1kg)
$6.81 $6.81
$4.53 $4.53
50.33%
Potato (1kg)
$3.44 $3.44
$2.55 $2.55
34.90%
Onion (1kg)
$4.37 $4.37
$2.71 $2.71
61.25%
Lettuce (1 head)
$2.78 $2.78
$2.49 $2.49
11.65%
Water (1.5 liter bottle)
$2.75 $2.75
$2.63 $2.63
4.56%
Cigarettes 20 Pack (Marlboro, Camel)
$11.30 $11.30
$15.12 $15.12
-25.26%
Wine (Bottle)
$14.62 $14.62
$14.91 $14.91
-1.95%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.47 $2.47
-30.36%
Imported Beer (0.33 liter bottle)
$3.45 $3.45
$3.66 $3.66
-5.74%
🚌 Getting Around
San Mateo, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$4.47 $4.47
$2.57 $2.57
73.93%
Public Transport Monthly Pass (Regular Price)
$66.6 $66.6
$74.3 $74.3
-10.33%
Taxi Start (Normal Tariff)
$3.40 $3.40
$3.30 $3.30
3.03%
Taxi (Normal Tariff) (1km)
$1.92 $1.92
$1.37 $1.37
40.15%
Taxi 1hour Waiting (Normal Tariff)
$29.54 $29.54
$24.96 $24.96
18.35%
Gasoline (1 liter)
$1.25 $1.25
$1.06 $1.06
17.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K $29.4K
$31.4K $31.4K
-6.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.2K $26.2K
-2.10%
🧾 Monthly Utilities & Internet
San Mateo, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$254 $254
$187 $187
36.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.21 $48.21
$63.0 $63.0
-23.42%
Internet (50+ Mbps, Unlimited Data)
$63.1 $63.1
$65.8 $65.8
-4.10%
πŸŽ‰ Sport & Entertainment
San Mateo, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$94.3 $94.3
$75.2 $75.2
25.32%
Tennis Court (1 Hour on Weekend)
-
$12.95 $12.95
-
Cinema Ticket
$15.31 $15.31
$15.13 $15.13
1.19%
🧸 Childcare & Education
San Mateo, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,958 $1,958
$2,067 $2,067
-5.27%
International Primary School, 1 Child (Yearly)
$26.2K $26.2K
$38.8K $38.8K
-32.54%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
San Mateo, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$52.4 $52.4
$64.0 $64.0
-18.14%
Summer Dress (H&M, Zara, etc)
$30.06 $30.06
$50.8 $50.8
-40.85%
Sport Shoes (Adidas, Nike)
$87.4 $87.4
$97.3 $97.3
-10.14%
Men's Leather Business Shoes
$126 $126
$144 $144
-12.37%
🏠 Accommodation & Living
San Mateo, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,690 $2,690
$2,338 $2,338
15.09%
1-bedroom Apartment, Outside City Center (Monthly)
$2,890 $2,890
$1,614 $1,614
79.05%
3-bedroom Apartment, City Center (Monthly)
$5,862 $5,862
$4,764 $4,764
23.06%
3-bedroom Apartment, Outside City Center (Monthly)
$5,530 $5,530
$2,762 $2,762
100.25%
Buy Apartment in City Center (m2)
$13.9K $13.9K
$3,766 $3,766
270.31%
Buy Apartment Outside City Center (m2)
$8,888 $8,888
$2,614 $2,614
240.00%
πŸ’΅ Salaries & Financials
San Mateo, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$7,372 $7,372
$5,006 $5,006
47.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
6.6
-4.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Mateo, CA: March 1, 2026

Last update for Chicago, IL: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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