Cost of Living Comparison Between San Mateo, CA and Cedar City, UT Cost of Living Comparison Between San Mateo, CA and Cedar City, UT

Monthly Cost of Living

Monthly costs for one person with rent: $4,446 in San Mateo, CA versus $2,400 in Cedar City, UT.

Estimated couple costs with rent: $6,681 in San Mateo, CA versus $3,768 in Cedar City, UT.

Monthly costs for a family of three with rent: $8,916 in San Mateo, CA versus $5,137 in Cedar City, UT.

Living in San Mateo, CA is roughly 85% more expensive than in Cedar City, UT, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: San Mateo, CA 233% above, Cedar City, UT 80% above.

Currency
🍽 Eating Out
San Mateo, CA
Cedar City, UT
Difference
Meal at Budget Restaurant
$20.87 $20.87
$23.58 $23.58
-11.49%
Three-Course Dinner for Two, Mid-Range
$64.0 $64.0
$79.3 $79.3
-19.35%
Fast Food Meal (McDonalds, etc)
$11.33 $11.33
$14.74 $14.74
-23.13%
Cappuccino
$5.05 $5.05
$6.42 $6.42
-21.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.20 $3.20
$4.68 $4.68
-31.62%
Water (0.33 liter bottle)
$2.36 $2.36
$3.08 $3.08
-23.38%
Local Beer (0.5 liter draught)
$6.89 $6.89
$6.15 $6.15
12.03%
Imported Beer (0.33 liter bottle)
$10.11 $10.11
$11.12 $11.12
-9.08%
🛒 Groceries & Markets
San Mateo, CA
Cedar City, UT
Difference
Milk (1 liter)
$1.47 $1.47
$1.21 $1.21
21.49%
White Bread (500g)
$4.95 $4.95
$4.23 $4.23
17.02%
Rice (white) (1kg)
$3.22 $3.22
$3.62 $3.62
-11.05%
Eggs
$4.77 $4.77
$5.18 $5.18
-7.92%
Local Cheese (1kg)
$14.75 $14.75
$18.64 $18.64
-20.87%
Chicken Fillets (1kg)
$15.60 $15.60
$15.84 $15.84
-1.52%
Beef Round Steak (1kg)
$22.41 $22.41
$18.69 $18.69
19.90%
Apples (1kg)
$6.20 $6.20
$8.85 $8.85
-29.94%
Banana (1kg)
$2.14 $2.14
$3.03 $3.03
-29.37%
Oranges (1kg)
$4.77 $4.77
$8.11 $8.11
-41.18%
Tomato (1kg)
$6.72 $6.72
$3.19 $3.19
110.66%
Potato (1kg)
$3.60 $3.60
$1.87 $1.87
92.51%
Onion (1kg)
$4.30 $4.30
$2.18 $2.18
97.25%
Lettuce (1 head)
$2.81 $2.81
$2.47 $2.47
13.77%
Water (1.5 liter bottle)
$2.90 $2.90
$2.73 $2.73
6.23%
Cigarettes 20 Pack (Marlboro, Camel)
$11.27 $11.27
$12.85 $12.85
-12.30%
Wine (Bottle)
$14.46 $14.46
$19.81 $19.81
-27.01%
Local Beer (0.5 liter bottle)
$1.74 $1.74
$1.70 $1.70
2.35%
Imported Beer (0.33 liter bottle)
$3.42 $3.42
$5.63 $5.63
-39.25%
🚌 Getting Around
San Mateo, CA
Cedar City, UT
Difference
One-way Ticket (Public Transport)
$4.43 $4.43
$3.30 $3.30
34.24%
Public Transport Monthly Pass (Regular Price)
$65.3 $65.3
$40.02 $40.02
63.24%
Taxi Start (Normal Tariff)
$3.57 $3.57
$3.51 $3.51
1.71%
Taxi (Normal Tariff) (1km)
$1.94 $1.94
$1.59 $1.59
22.01%
Taxi 1hour Waiting (Normal Tariff)
$30.59 $30.59
$28.76 $28.76
6.36%
Gasoline (1 liter)
$1.28 $1.28
$0.90 $0.90
42.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$36.8K $36.8K
-19.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$24.9K $24.9K
3.00%
🧾 Monthly Utilities & Internet
San Mateo, CA
Cedar City, UT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$258 $258
$172 $172
50.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.19 $49.19
$32.82 $32.82
49.88%
Internet (50+ Mbps, Unlimited Data)
$63.7 $63.7
$57.3 $57.3
11.21%
🎉 Sport & Entertainment
San Mateo, CA
Cedar City, UT
Difference
Gym Membership (Monthly)
$94.9 $94.9
$42.86 $42.86
121.35%
Cinema Ticket
$15.68 $15.68
$11.45 $11.45
36.94%
🧸 Childcare & Education
San Mateo, CA
Cedar City, UT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,989 $1,989
$1,283 $1,283
54.99%
International Primary School, 1 Child (Yearly)
$25.5K $25.5K
$23.7K $23.7K
7.78%
👕👟 Clothing & Footwear
San Mateo, CA
Cedar City, UT
Difference
Jeans (Levis 501 Or Similar)
$53.6 $53.6
$56.7 $56.7
-5.48%
Summer Dress (H&M, Zara, etc)
$30.19 $30.19
$50.9 $50.9
-40.72%
Sport Shoes (Adidas, Nike)
$88.6 $88.6
$98.2 $98.2
-9.78%
Men's Leather Business Shoes
$123 $123
$153 $153
-19.21%
🏠 Accommodation & Living
San Mateo, CA
Cedar City, UT
Difference
1-bedroom Apartment, City Center (Monthly)
$2,778 $2,778
$1,072 $1,072
159.03%
1-bedroom Apartment, Outside City Center (Monthly)
$2,850 $2,850
$941 $941
202.94%
3-bedroom Apartment, City Center (Monthly)
$5,977 $5,977
$2,195 $2,195
172.32%
3-bedroom Apartment, Outside City Center (Monthly)
$5,335 $5,335
$1,882 $1,882
183.44%
Buy Apartment in City Center (m2)
$13.7K $13.7K
$2,652 $2,652
417.40%
Buy Apartment Outside City Center (m2)
$8,698 $8,698
$2,715 $2,715
220.34%
💵 Salaries & Financials
San Mateo, CA
Cedar City, UT
Difference
Average Monthly Net Salary (After Tax)
$7,452 $7,452
$3,531 $3,531
111.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
7
-9.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Mateo, CA: July 12, 2026

Last update for Cedar City, UT: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,778 in San Mateo, CA and $1,072 in Cedar City, UT. Housing cost is often the main lever when comparing two cities.

San Mateo, CA pays 111% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in San Mateo, CA vs $79.0 in Cedar City, UT for a mid-range dinner for two. Groceries echo the gap at $492 vs $504 per month, with San Mateo, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Mateo, CA vs Cedar City, UT: Cost of Living - Frequently Asked Questions
Is Cedar City, UT cheaper than San Mateo, CA?
Cedar City, UT is cheaper overall, especially in Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 85% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: San Mateo, CA or Cedar City, UT?
Average pay runs 111% higher in San Mateo, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between San Mateo, CA and Cedar City, UT?
Rent for a central apartment: $2,778 in San Mateo, CA versus $1,072 in Cedar City, UT. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Cedar City, UT runs roughly 63% less than in San Mateo, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,989 in San Mateo, CA versus $1,283 in Cedar City, UT. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for living in San Mateo, CA or in Cedar City, UT?
At $2,400 in Cedar City, UT versus $4,446 in San Mateo, CA, a $2,500 budget is realistic in Cedar City, UT but tight or insufficient in San Mateo, CA. The gap between the two cities makes Cedar City, UT the clear choice for anyone on this budget.
Is San Mateo, CA or Cedar City, UT more family-friendly?
For families, Cedar City, UT is more practical. Housing and childcare are both notably cheaper than in San Mateo, CA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, San Mateo, CA or Cedar City, UT?
Safety-wise, San Mateo, CA and Cedar City, UT are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cedar City, UT gentler on the wallet – expenses run 85% less than in San Mateo, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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