Last update: Oct 2026

Cost of Living Comparison Between San Martino in Rio and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,775 in San Martino in Rio, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

83

Cost of Living Index in San Martino in Rio
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San Martino in Rio Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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San Martino in Rio

🇮🇹 Italy

$1,775

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in San Martino in Rio and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Martino in Rio and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in San Martino in Rio versus $918 in Cebu.

San Martino in Rio $1,775
Cebu $918

Estimated couple costs with rent: $2,653 in San Martino in Rio versus $1,409 in Cebu.

San Martino in Rio $2,653
Cebu $1,409

Monthly costs for a family of three with rent: $3,532 in San Martino in Rio versus $1,900 in Cebu.

San Martino in Rio $3,532
Cebu $1,900

Living in San Martino in Rio is roughly 93% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Martino in Rio is 31% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.21 €17.08

$3.09 ₱194

521.68%

Three-Course Dinner for Two, Mid-Range

$78.2 €69.5

$24.22 ₱1,525

222.67%

Fast Food Meal (McDonalds, etc)

$11.27 €10.02

$3.92 ₱247

187.50%

Cappuccino

$2.20 €1.96

$2.51 ₱158

-12.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.66 €3.26

$1.59 ₱100

130.19%

Water (0.33 liter bottle)

$1.59 €1.41

$0.53 ₱33.43

200.00%

Local Beer (0.5 liter draught)

$5.57 €4.95

$1.78 ₱112

212.92%

Imported Beer (0.33 liter bottle)

$4.92 €4.38

$2.17 ₱137

126.73%

Milk (1 liter)

$1.39 €1.24

$1.92 ₱121

-27.60%

White Bread (500g)

$1.93 €1.72

$1.36 ₱85.4

41.91%

Rice (white) (1kg)

$2.12 €1.89

$1.01 ₱63.5

109.90%

Eggs

$3.90 €3.47

$2.03 ₱128

92.12%

Local Cheese (1kg)

$20.51 €18.25

$9.86 ₱621

108.01%

Chicken Fillets (1kg)

$12.19 €10.84

$4.39 ₱277

177.68%

Beef Round Steak (1kg)

$20.92 €18.61

$7.60 ₱479

175.26%

Apples (1kg)

$2.49 €2.22

$3.30 ₱208

-24.55%

Banana (1kg)

$2.20 €1.95

$1.39 ₱87.8

58.27%

Oranges (1kg)

$2.58 €2.30

$2.33 ₱147

10.73%

Tomato (1kg)

$3.30 €2.94

$1.50 ₱94.3

120.00%

Potato (1kg)

$1.87 €1.67

$2.36 ₱149

-20.76%

Onion (1kg)

$1.71 €1.52

$1.90 ₱119

-10.00%

Lettuce (1 head)

$1.14 €1.01

$1.19 ₱74.9

-4.20%

Water (1.5 liter bottle)

$0.51 €0.46

$0.63 ₱39.71

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.83

$3.00 ₱189

118.33%

Wine (Bottle)

$6.80 €6.05

$6.03 ₱379

12.77%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$2.54 €2.26

$1.75 ₱110

45.14%

One-way Ticket (Public Transport)

$1.49 €1.33

$0.25 ₱15.86

496.00%

Public Transport Monthly Pass (Regular Price)

$36.36 €32.34

$12.64 ₱796

187.66%

Taxi Start (Normal Tariff)

$4.50 €4.01

$0.77 ₱48.62

484.42%

Taxi (Normal Tariff) (1km)

$1.69 €1.50

$0.23 ₱14.53

634.78%

Taxi 1hour Waiting (Normal Tariff)

$22.71 €20.20

$4.46 ₱281

409.19%

Gasoline (1 liter)

$2.16 €1.92

$1.31 ₱82.8

64.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$21.2K ₱1.3M

67.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €32.6K

$19.1K ₱1.2M

91.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €162

$120 ₱7,569

51.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.38 €8.34

$14.00 ₱882

-33.00%

Internet (50+ Mbps, Unlimited Data)

$27.40 €24.38

$27.54 ₱1,734

-0.51%

Gym Membership (Monthly)

$48.56 €43.19

$32.33 ₱2,035

50.20%

Tennis Court (1 Hour on Weekend)

$23.33 €20.75

$6.65 ₱419

250.83%

Cinema Ticket

$10.10 €8.98

$5.65 ₱356

78.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$495 €440

$275 ₱17.3K

79.72%

International Primary School, 1 Child (Yearly)

$6,668 €5,932

$7,918 ₱498.5K

-15.78%

Jeans (Levis 501 Or Similar)

$92.7 €82.4

$49.33 ₱3,106

87.82%

Summer Dress (H&M, Zara, etc)

$36.80 €32.73

$25.24 ₱1,589

45.80%

Sport Shoes (Adidas, Nike)

$118 €105

$77.0 ₱4,846

53.85%

Men's Leather Business Shoes

$136 €121

$57.2 ₱3,601

138.34%

1-bedroom Apartment, City Center (Monthly)

$799 €711

$500 ₱31.5K

59.99%

1-bedroom Apartment, Outside City Center (Monthly)

$645 €574

$309 ₱19.4K

108.78%

3-bedroom Apartment, City Center (Monthly)

$1,104 €982

$1,078 ₱67.9K

2.41%

3-bedroom Apartment, Outside City Center (Monthly)

$890 €792

$615 ₱38.7K

44.65%

Buy Apartment in City Center (m2)

$2,938 €2,613

$2,886 ₱181.7K

1.80%

Buy Apartment Outside City Center (m2)

$1,921 €1,709

$1,917 ₱120.7K

0.24%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

7.2

-55.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Martino in Rio: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Martino in Rio

$645 36.3%

Cebu

$309 33.6% 52.1% $336

Groceries & Markets

San Martino in Rio

$342 19.3%

Cebu

$206 22.4% 39.8% $136

Eating Out

San Martino in Rio

$273 15.4%

Cebu

$88 9.6% 67.6% $184

Monthly Utilities & Internet

San Martino in Rio

$219 12.3%

Cebu

$162 17.6% 26% $57

Clothing & Footwear

San Martino in Rio

$173 9.7%

Cebu

$94 10.2% 45.7% $79

Sport & Entertainment

San Martino in Rio

$69 3.9%

Cebu

$44 4.8% 36.6% $25

Getting Around

San Martino in Rio

$55 3.1%

Cebu

$16 1.7% 71.8% $40

Cost Breakdown

A one-bedroom apartment in the center runs $799 in San Martino in Rio and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in San Martino in Rio vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $342 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 San Martino in Rio

🇵🇭 Cebu

🕒 Local time

17:09 5:09 PM

23:09 11:09 PM

6 h ahead of San Martino in Rio

🌤 Weather

👥 Population

8,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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San Martino in Rio Cebu 10,960 km ≈ 14 h nonstop flight

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San Martino in Rio
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Martino in Rio vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 93% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,662 in San Martino in Rio and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $799 in San Martino in Rio versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,775 per month in San Martino in Rio versus $918 in Cebu – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 188% less than in San Martino in Rio. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,775 in San Martino in Rio, a $1,500 budget is realistic in Cebu but tight or insufficient in San Martino in Rio. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in San Martino in Rio, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, San Martino in Rio and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 93% less than in San Martino in Rio. Beyond cost, consider language, visa policies, and how big the international community is in each city.