Last update: Oct 2026

Cost of Living Comparison Between San Jose and Ottawa, IL

For one person, living is cheaper in San Jose: $1,924 a month against $2,633 in Ottawa, IL, rent and utilities included – about $8,500 less a year. Higher rent and utilities in Ottawa, IL outweigh lower spending on other living expenses.

San Jose
🇨🇷 Costa Rica
$1,924
/mo nomad
Ottawa, IL
🇺🇸 United States
$2,633
/mo nomad
Monthly Cost of Living

How much you'll spend in San Jose and in Ottawa, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Ottawa, IL actually costs, broken down by who's living it.

A single person spends $1,924 per month in San Jose vs $2,633 in Ottawa, IL, rent included.

  • San Jose $1,924
  • Ottawa, IL $2,633

A couple spends around $2,926 per month in San Jose vs $3,645 in Ottawa, IL, rent included.

  • San Jose $2,926
  • Ottawa, IL $3,645

A family of three spends $3,929 per month in San Jose vs $4,657 in Ottawa, IL, rent included.

  • San Jose $3,929
  • Ottawa, IL $4,657

San Jose is about 27% cheaper than Ottawa, IL, and outside of rent the biggest gap is in groceries.

Both San Jose and Ottawa, IL sit above the global median – San Jose by 42%, Ottawa, IL by 94%.

Currency
🍽 Eating Out
San Jose
Ottawa, IL
Difference
Meal at Budget Restaurant
$12.29 ₡5,513
$14.83 $14.83
-17.13%
Three-Course Dinner for Two, Mid-Range
$62.3 ₡27.9K
$61.0 $61.0
2.05%
Fast Food Meal (McDonalds, etc)
$11.53 ₡5,171
$10.18 $10.18
13.26%
Cappuccino
$4.35 ₡1,953
$4.76 $4.76
-8.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 ₡1,183
$2.25 $2.25
17.33%
Water (0.33 liter bottle)
$1.86 ₡836
$1.70 $1.70
9.41%
Local Beer (0.5 liter draught)
$3.32 ₡1,490
$5.39 $5.39
-38.40%
Imported Beer (0.33 liter bottle)
$4.52 ₡2,026
$5.61 $5.61
-19.43%
🛒 Groceries & Markets
San Jose
Ottawa, IL
Difference
Milk (1 liter)
$2.39 ₡1,073
$0.84 $0.84
184.52%
White Bread (500g)
$3.08 ₡1,381
$3.03 $3.03
1.65%
Rice (white) (1kg)
$2.50 ₡1,119
$3.01 $3.01
-16.94%
Eggs
$3.48 ₡1,562
$3.91 $3.91
-11.00%
Local Cheese (1kg)
$10.74 ₡4,815
$12.23 $12.23
-12.18%
Chicken Fillets (1kg)
$10.32 ₡4,629
$6.20 $6.20
66.45%
Beef Round Steak (1kg)
$14.10 ₡6,325
$12.51 $12.51
12.71%
Apples (1kg)
$5.03 ₡2,256
$3.36 $3.36
49.70%
Banana (1kg)
$1.59 ₡714
$1.42 $1.42
11.97%
Oranges (1kg)
$4.84 ₡2,171
$3.09 $3.09
56.63%
Tomato (1kg)
$3.96 ₡1,776
$4.34 $4.34
-8.76%
Potato (1kg)
$3.76 ₡1,684
$2.11 $2.11
78.20%
Onion (1kg)
$3.73 ₡1,674
$2.31 $2.31
61.47%
Lettuce (1 head)
$1.08 ₡485
$2.20 $2.20
-50.91%
Water (1.5 liter bottle)
$3.25 ₡1,456
$1.27 $1.27
155.91%
Cigarettes 20 Pack (Marlboro, Camel)
$5.86 ₡2,627
$12.60 $12.60
-53.49%
Wine (Bottle)
$20.28 ₡9,095
$14.75 $14.75
37.49%
Local Beer (0.5 liter bottle)
$2.90 ₡1,300
$2.08 $2.08
39.42%
Imported Beer (0.33 liter bottle)
$3.73 ₡1,673
$4.06 $4.06
-8.13%
🚌 Getting Around
San Jose
Ottawa, IL
Difference
One-way Ticket (Public Transport)
$1.08 ₡486
$2.06 $2.06
-47.57%
Public Transport Monthly Pass (Regular Price)
$65.5 ₡29.4K
-
-
Taxi Start (Normal Tariff)
$2.50 ₡1,123
$2.56 $2.56
-2.34%
Taxi (Normal Tariff) (1km)
$1.63 ₡732
$1.53 $1.53
6.54%
Taxi 1hour Waiting (Normal Tariff)
$8.71 ₡3,904
$33.12 $33.12
-73.70%
Gasoline (1 liter)
$1.58 ₡709
$1.17 $1.17
35.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K ₡15.1M
$27.4K $27.4K
22.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.7K ₡18.7M
$27.2K $27.2K
53.47%
🧾 Monthly Utilities & Internet
San Jose
Ottawa, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$93.7 ₡42.0K
$234 $234
-60.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.42 ₡15.9K
$45.76 $45.76
-22.60%
Internet (50+ Mbps, Unlimited Data)
$60.0 ₡26.9K
$67.1 $67.1
-10.59%
🎉 Sport & Entertainment
San Jose
Ottawa, IL
Difference
Gym Membership (Monthly)
$72.6 ₡32.6K
$39.21 $39.21
85.13%
Tennis Court (1 Hour on Weekend)
$25.83 ₡11.6K
$26.53 $26.53
-2.64%
Cinema Ticket
$7.74 ₡3,471
$11.26 $11.26
-31.26%
🧸 Childcare & Education
San Jose
Ottawa, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,005 ₡450.9K
$1,001 $1,001
0.45%
International Primary School, 1 Child (Yearly)
$16.9K ₡7.6M
$19.6K $19.6K
-13.72%
👕👟 Clothing & Footwear
San Jose
Ottawa, IL
Difference
Jeans (Levis 501 Or Similar)
$73.1 ₡32.8K
$47.96 $47.96
52.31%
Summer Dress (H&M, Zara, etc)
$55.4 ₡24.9K
$46.88 $46.88
18.26%
Sport Shoes (Adidas, Nike)
$128 ₡57.5K
$115 $115
11.87%
Men's Leather Business Shoes
$130 ₡58.5K
$121 $121
7.49%
🏠 Accommodation & Living
San Jose
Ottawa, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$932 ₡418.0K
$1,641 $1,641
-43.21%
1-bedroom Apartment, Outside City Center (Monthly)
$760 ₡340.8K
$1,483 $1,483
-48.75%
3-bedroom Apartment, City Center (Monthly)
$1,922 ₡862.0K
$2,846 $2,846
-32.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,276 ₡572.1K
$2,203 $2,203
-42.10%
Buy Apartment in City Center (m2)
$2,301 ₡1.0M
$2,779 $2,779
-17.20%
Buy Apartment Outside City Center (m2)
$1,833 ₡821.9K
$2,237 $2,237
-18.07%
💵 Salaries & Financials
San Jose
Ottawa, IL
Difference
Average Monthly Net Salary (After Tax)
$1,029 ₡461.3K
$2,448 $2,448
-57.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
6.82
26.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 18, 2026

Last update for Ottawa, IL: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Jose
$760
Ottawa, IL
$1.5K 95.1% $723
Groceries & Markets
San Jose
$403
Ottawa, IL
$314 22.1% $89
Eating Out
San Jose
$229
Ottawa, IL
$260 13.7% $31
Monthly Utilities & Internet
San Jose
$189
Ottawa, IL
$347 83.7% $158
Clothing & Footwear
San Jose
$174
Ottawa, IL
$149 14.6% $25
Sport & Entertainment
San Jose
$88
Ottawa, IL
$62 29.9% $26
Getting Around
San Jose
$80
Ottawa, IL
$18 * 77.1% $62

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $932 in San Jose versus $1,641 in Ottawa, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 138% higher in Ottawa, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in San Jose versus $61.0 in Ottawa, IL. Monthly groceries follow the same trend: $403 vs $314 – making Ottawa, IL the more affordable choice for daily food spending.

Good to know
🇨🇷 San Jose
🇺🇸 Ottawa, IL
🕒 Local time
22:41 10:41 PM
23:41 11:41 PM
1 h ahead of San Jose
🌤 Weather
👥 Population
342,188 Capital
18,342
Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 22, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • San Jose Ottawa, IL 3,520 km ≈ 5 h nonstop flight
From you
  • San Jose
  • Ottawa, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Jose vs Ottawa, IL: Cost of Living - Frequently Asked Questions
Is Ottawa, IL cheaper than San Jose?
Yes – Ottawa, IL is pricier by about 37%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,886 per month in San Jose and $3,950 in Ottawa, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in San Jose and in Ottawa, IL?
Monthly expenses with rent come to $1,924 in San Jose and $2,633 in Ottawa, IL. That's a gap of about 37%.
Which city has cheaper kindergarten?
Kindergarten costs $1,005 per month in San Jose and $1,001 in Ottawa, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in San Jose or in Ottawa, IL?
A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in Ottawa, IL at $2,633. In San Jose it covers expenses comfortably, while in Ottawa, IL it requires careful planning or may not stretch far enough.
Is San Jose or Ottawa, IL more family-friendly?
Families tend to lean toward San Jose – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ottawa, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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