Last update: Oct 2026

Cost of Living Comparison Between Ottawa, IL and San Jose

For one person, living is cheaper in San Jose: $1,924 a month against $2,633 in Ottawa, IL, rent and utilities included – about $8,500 less a year. Higher rent and utilities in Ottawa, IL outweigh lower spending on other living expenses.

Ottawa, IL
🇺🇸 United States
$2,633
/mo nomad
San Jose
🇨🇷 Costa Rica
$1,924
/mo nomad
Monthly Cost of Living

How much you'll spend in Ottawa, IL and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ottawa, IL and in San Jose actually costs, broken down by who's living it.

A single person spends $2,633 per month in Ottawa, IL vs $1,924 in San Jose, rent included.

  • Ottawa, IL $2,633
  • San Jose $1,924

A couple spends around $3,645 per month in Ottawa, IL vs $2,926 in San Jose, rent included.

  • Ottawa, IL $3,645
  • San Jose $2,926

A family of three spends $4,657 per month in Ottawa, IL vs $3,929 in San Jose, rent included.

  • Ottawa, IL $4,657
  • San Jose $3,929

Ottawa, IL costs about 37% more than San Jose, and outside of rent the biggest gap is in groceries.

Both Ottawa, IL and San Jose sit above the global median – Ottawa, IL by 94%, San Jose by 42%.

Currency
🍽 Eating Out
Ottawa, IL
San Jose
Difference
Meal at Budget Restaurant
$14.83 $14.83
$12.29 ₡5,513
20.67%
Three-Course Dinner for Two, Mid-Range
$61.0 $61.0
$62.3 ₡27.9K
-2.01%
Fast Food Meal (McDonalds, etc)
$10.18 $10.18
$11.53 ₡5,171
-11.71%
Cappuccino
$4.76 $4.76
$4.35 ₡1,953
9.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 $2.25
$2.64 ₡1,183
-14.77%
Water (0.33 liter bottle)
$1.70 $1.70
$1.86 ₡836
-8.60%
Local Beer (0.5 liter draught)
$5.39 $5.39
$3.32 ₡1,490
62.35%
Imported Beer (0.33 liter bottle)
$5.61 $5.61
$4.52 ₡2,026
24.12%
🛒 Groceries & Markets
Ottawa, IL
San Jose
Difference
Milk (1 liter)
$0.84 $0.84
$2.39 ₡1,073
-64.85%
White Bread (500g)
$3.03 $3.03
$3.08 ₡1,381
-1.62%
Rice (white) (1kg)
$3.01 $3.01
$2.50 ₡1,119
20.40%
Eggs
$3.91 $3.91
$3.48 ₡1,562
12.36%
Local Cheese (1kg)
$12.23 $12.23
$10.74 ₡4,815
13.87%
Chicken Fillets (1kg)
$6.20 $6.20
$10.32 ₡4,629
-39.92%
Beef Round Steak (1kg)
$12.51 $12.51
$14.10 ₡6,325
-11.28%
Apples (1kg)
$3.36 $3.36
$5.03 ₡2,256
-33.20%
Banana (1kg)
$1.42 $1.42
$1.59 ₡714
-10.69%
Oranges (1kg)
$3.09 $3.09
$4.84 ₡2,171
-36.16%
Tomato (1kg)
$4.34 $4.34
$3.96 ₡1,776
9.60%
Potato (1kg)
$2.11 $2.11
$3.76 ₡1,684
-43.88%
Onion (1kg)
$2.31 $2.31
$3.73 ₡1,674
-38.07%
Lettuce (1 head)
$2.20 $2.20
$1.08 ₡485
103.70%
Water (1.5 liter bottle)
$1.27 $1.27
$3.25 ₡1,456
-60.92%
Cigarettes 20 Pack (Marlboro, Camel)
$12.60 $12.60
$5.86 ₡2,627
115.02%
Wine (Bottle)
$14.75 $14.75
$20.28 ₡9,095
-27.27%
Local Beer (0.5 liter bottle)
$2.08 $2.08
$2.90 ₡1,300
-28.28%
Imported Beer (0.33 liter bottle)
$4.06 $4.06
$3.73 ₡1,673
8.85%
🚌 Getting Around
Ottawa, IL
San Jose
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$1.08 ₡486
90.74%
Public Transport Monthly Pass (Regular Price)
-
$65.5 ₡29.4K
-
Taxi Start (Normal Tariff)
$2.56 $2.56
$2.50 ₡1,123
2.40%
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$1.63 ₡732
-6.13%
Taxi 1hour Waiting (Normal Tariff)
$33.12 $33.12
$8.71 ₡3,904
280.25%
Gasoline (1 liter)
$1.17 $1.17
$1.58 ₡709
-25.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K $27.4K
$33.6K ₡15.1M
-18.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$41.7K ₡18.7M
-34.84%
🧾 Monthly Utilities & Internet
Ottawa, IL
San Jose
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$234 $234
$93.7 ₡42.0K
150.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.76 $45.76
$35.42 ₡15.9K
29.19%
Internet (50+ Mbps, Unlimited Data)
$67.1 $67.1
$60.0 ₡26.9K
11.84%
🎉 Sport & Entertainment
Ottawa, IL
San Jose
Difference
Gym Membership (Monthly)
$39.21 $39.21
$72.6 ₡32.6K
-45.98%
Tennis Court (1 Hour on Weekend)
$26.53 $26.53
$25.83 ₡11.6K
2.71%
Cinema Ticket
$11.26 $11.26
$7.74 ₡3,471
45.48%
🧸 Childcare & Education
Ottawa, IL
San Jose
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,001 $1,001
$1,005 ₡450.9K
-0.44%
International Primary School, 1 Child (Yearly)
$19.6K $19.6K
$16.9K ₡7.6M
15.90%
👕👟 Clothing & Footwear
Ottawa, IL
San Jose
Difference
Jeans (Levis 501 Or Similar)
$47.96 $47.96
$73.1 ₡32.8K
-34.35%
Summer Dress (H&M, Zara, etc)
$46.88 $46.88
$55.4 ₡24.9K
-15.44%
Sport Shoes (Adidas, Nike)
$115 $115
$128 ₡57.5K
-10.61%
Men's Leather Business Shoes
$121 $121
$130 ₡58.5K
-6.97%
🏠 Accommodation & Living
Ottawa, IL
San Jose
Difference
1-bedroom Apartment, City Center (Monthly)
$1,641 $1,641
$932 ₡418.0K
76.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,483 $1,483
$760 ₡340.8K
95.12%
3-bedroom Apartment, City Center (Monthly)
$2,846 $2,846
$1,922 ₡862.0K
48.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,203 $2,203
$1,276 ₡572.1K
72.70%
Buy Apartment in City Center (m2)
$2,779 $2,779
$2,301 ₡1.0M
20.78%
Buy Apartment Outside City Center (m2)
$2,237 $2,237
$1,833 ₡821.9K
22.05%
💵 Salaries & Financials
Ottawa, IL
San Jose
Difference
Average Monthly Net Salary (After Tax)
$2,448 $2,448
$1,029 ₡461.3K
137.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
8.62
-20.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ottawa, IL: October 17, 2026

Last update for San Jose: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ottawa, IL
$1.5K
San Jose
$760 48.7% $723
Monthly Utilities & Internet
Ottawa, IL
$347
San Jose
$189 45.6% $158
Groceries & Markets
Ottawa, IL
$314
San Jose
$403 28.4% $89
Eating Out
Ottawa, IL
$260
San Jose
$229 12.1% $31
Clothing & Footwear
Ottawa, IL
$149
San Jose
$174 17% $25
Sport & Entertainment
Ottawa, IL
$62
San Jose
$88 42.7% $26
Getting Around
Ottawa, IL
$18 *
San Jose
$80 336% $62

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,641 in Ottawa, IL versus $932 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 138% higher in Ottawa, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Ottawa, IL versus $62.0 in San Jose. Monthly groceries follow the same trend: $314 vs $403 – making Ottawa, IL the more affordable choice for daily food spending.

Good to know
🇺🇸 Ottawa, IL
🇨🇷 San Jose
🕒 Local time
22:54 10:54 PM
21:54 9:54 PM
1 h behind Ottawa, IL
🌤 Weather
👥 Population
18,342
342,188 Capital
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of October 22, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • Ottawa, IL San Jose 3,520 km ≈ 5 h nonstop flight
From you
  • Ottawa, IL
  • San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ottawa, IL vs San Jose: Cost of Living - Frequently Asked Questions
Is San Jose cheaper than Ottawa, IL?
Yes – Ottawa, IL is pricier by about 37%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,950 per month in Ottawa, IL and $2,886 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ottawa, IL and in San Jose?
Monthly expenses with rent come to $2,633 in Ottawa, IL and $1,924 in San Jose. That's a gap of about 37%.
Which city has cheaper kindergarten?
Kindergarten costs $1,001 per month in Ottawa, IL and $1,005 in San Jose. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Ottawa, IL or in San Jose?
A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,924, than in Ottawa, IL at $2,633. In San Jose it covers expenses comfortably, while in Ottawa, IL it requires careful planning or may not stretch far enough.
Is Ottawa, IL or San Jose more family-friendly?
Families tend to lean toward San Jose – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ottawa, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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