Last update: Oct 2026

Cost of Living Comparison Between San Jose and Ontario, CA

For one person, living is cheaper in San Jose: $1,938 a month against $2,867 in Ontario, CA, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in San Jose
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San Jose Living Index
139

Cost of Living Index in Ontario, CA
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Ontario, CA Living Index

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San Jose

🇨🇷 Costa Rica

$1,938

/mo nomad

Ontario, CA

🇺🇸 United States

$2,867

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Ontario, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Ontario, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,938 in San Jose versus $2,867 in Ontario, CA.

San Jose $1,938
Ontario, CA $2,867

Estimated couple costs with rent: $2,936 in San Jose versus $2,937 in Ontario, CA.

San Jose $2,936
Ontario, CA $2,937

Monthly costs for a family of three with rent: $3,934 in San Jose versus $3,007 in Ontario, CA.

San Jose $3,934
Ontario, CA $3,007

Living in San Jose costs roughly 32% less than in Ontario, CA, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: San Jose 44% above, Ontario, CA 112% above.

Meal at Budget Restaurant

$12.38 ₡5,551

$19.91 $19.91

-37.82%

Three-Course Dinner for Two, Mid-Range

$60.9 ₡27.3K

$78.2 $78.2

-22.15%

Fast Food Meal (McDonalds, etc)

$11.45 ₡5,135

$15.13 $15.13

-24.32%

Cappuccino

$4.39 ₡1,967

$5.64 $5.64

-22.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 ₡1,211

$3.09 $3.09

-12.62%

Water (0.33 liter bottle)

$1.93 ₡864

$2.31 $2.31

-16.45%

Local Beer (0.5 liter draught)

$3.20 ₡1,433

$7.26 $7.26

-55.92%

Imported Beer (0.33 liter bottle)

$4.41 ₡1,979

$9.37 $9.37

-52.93%

Milk (1 liter)

$2.44 ₡1,093

$1.04 $1.04

134.62%

White Bread (500g)

$3.05 ₡1,369

$4.00 $4.00

-23.75%

Rice (white) (1kg)

$2.41 ₡1,081

$4.79 $4.79

-49.69%

Eggs

$3.40 ₡1,523

$4.57 $4.57

-25.60%

Local Cheese (1kg)

$10.75 ₡4,823

$12.97 $12.97

-17.12%

Chicken Fillets (1kg)

$10.43 ₡4,679

$8.85 $8.85

17.85%

Beef Round Steak (1kg)

$13.99 ₡6,273

$15.66 $15.66

-10.66%

Apples (1kg)

$5.25 ₡2,353

$4.62 $4.62

13.64%

Banana (1kg)

$1.59 ₡712

$1.70 $1.70

-6.47%

Oranges (1kg)

$4.69 ₡2,103

$3.97 $3.97

18.14%

Tomato (1kg)

$3.95 ₡1,770

$5.54 $5.54

-28.70%

Potato (1kg)

$3.92 ₡1,760

$3.59 $3.59

9.19%

Onion (1kg)

$3.68 ₡1,651

$2.31 $2.31

59.31%

Lettuce (1 head)

$1.12 ₡503

$1.98 $1.98

-43.43%

Water (1.5 liter bottle)

$3.19 ₡1,429

$1.92 $1.92

66.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 ₡2,692

$11.56 $11.56

-48.10%

Wine (Bottle)

$19.56 ₡8,771

$14.76 $14.76

32.52%

Local Beer (0.5 liter bottle)

$2.82 ₡1,263

$1.94 $1.94

45.36%

Imported Beer (0.33 liter bottle)

$3.59 ₡1,611

$4.13 $4.13

-13.08%

One-way Ticket (Public Transport)

$1.12 ₡503

$1.54 $1.54

-27.27%

Public Transport Monthly Pass (Regular Price)

$66.8 ₡30.0K

$29.84 $29.84

123.83%

Taxi Start (Normal Tariff)

$2.50 ₡1,119

$6.08 $6.08

-58.88%

Taxi (Normal Tariff) (1km)

$1.63 ₡733

Taxi 1hour Waiting (Normal Tariff)

$8.50 ₡3,812

Gasoline (1 liter)

$1.56 ₡701

$1.53 $1.53

1.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K ₡10.0M

$37.1K $37.1K

-39.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K ₡16.0M

$26.9K $26.9K

32.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₡42.7K

$222 $222

-57.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.58 ₡16.0K

$68.7 $68.7

-48.20%

Internet (50+ Mbps, Unlimited Data)

$58.6 ₡26.3K

$61.8 $61.8

-5.19%

Gym Membership (Monthly)

$72.7 ₡32.6K

$64.0 $64.0

13.53%

Tennis Court (1 Hour on Weekend)

$24.85 ₡11.1K

$28.79 $28.79

-13.69%

Cinema Ticket

$7.58 ₡3,401

$17.89 $17.89

-57.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 ₡449.0K

$1,164 $1,164

-13.96%

International Primary School, 1 Child (Yearly)

$17.1K ₡7.7M

Jeans (Levis 501 Or Similar)

$70.5 ₡31.6K

$58.3 $58.3

20.87%

Summer Dress (H&M, Zara, etc)

$55.8 ₡25.0K

$40.76 $40.76

36.95%

Sport Shoes (Adidas, Nike)

$130 ₡58.2K

$91.3 $91.3

42.13%

Men's Leather Business Shoes

$131 ₡58.7K

$104 $104

25.54%

1-bedroom Apartment, City Center (Monthly)

$927 ₡415.8K

$1,900 $1,900

-51.20%

1-bedroom Apartment, Outside City Center (Monthly)

$774 ₡347.2K

$1,503 $1,503

-48.47%

3-bedroom Apartment, City Center (Monthly)

$1,967 ₡882.0K

$2,646 $2,646

-25.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 ₡577.6K

Buy Apartment in City Center (m2)

$2,274 ₡1.0M

$3,989 $3,989

-42.99%

Buy Apartment Outside City Center (m2)

$1,831 ₡821.0K

$3,666 $3,666

-50.06%

Average Monthly Net Salary (After Tax)

$1,016 ₡455.8K

$3,613 $3,613

-71.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.39

34.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 11, 2026

Last update for Ontario, CA: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$774 40%

Ontario, CA

$1.5K 52.4% 94.1% $728

Groceries & Markets

San Jose

$401 20.7%

Ontario, CA

$389 13.6% 3.1% $12

Eating Out

San Jose

$229 11.8%

Ontario, CA

$349 12.2% 52.2% $120

Monthly Utilities & Internet

San Jose

$189 9.8%

Ontario, CA

$352 12.3% 85.9% $163

Clothing & Footwear

San Jose

$174 9%

Ontario, CA

$133 4.6% 23.9% $42

Sport & Entertainment

San Jose

$88 4.5%

Ontario, CA

$100 3.5% 13.6% $12

Getting Around

San Jose

$82 4.2%

Ontario, CA

$42 * 1.5% 48.7% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $927 in San Jose and $1,900 in Ontario, CA. Housing cost is often the main lever when comparing two cities.

Ontario, CA pays 256% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in San Jose vs $78.0 in Ontario, CA. Groceries flip the comparison at $401 vs $389, with Ontario, CA cheaper for home cooking.

Good to know

🇨🇷 San Jose

🇺🇸 Ontario, CA

🕒 Local time

20:02 8:02 PM

19:02 7:02 PM

1 h behind San Jose

🌤 Weather

👥 Population

342,188 Capital

185,000

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 18, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

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Between locations

San Jose Ontario, CA 4,340 km ≈ 6 h nonstop flight

From you

San Jose
Ontario, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Ontario, CA: Cost of Living - Frequently Asked Questions

San Jose is cheaper overall, especially in eating out, utilities, and leisure. The 48% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 256% lower in Ontario, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $927 in San Jose versus $1,900 in Ontario, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,001 in San Jose versus $1,164 in Ontario, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ontario, CA pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,938 in San Jose versus $2,867 in Ontario, CA, a $2,500 budget is realistic in San Jose but tight or insufficient in Ontario, CA. The gap between the two cities makes San Jose the clear choice for anyone on this budget.

For families, San Jose is more practical. Housing and childcare are both notably cheaper than in Ontario, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find San Jose gentler on the wallet – expenses run 48% less than in Ontario, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.