Last update: Oct 2026

Cost of Living Comparison Between San Jose and Montanita

For one person, living is cheaper in Montanita: $903 a month against $1,949 in San Jose, rent and utilities included – about $12,600 less a year. Rent and utilities account for about half of the difference.

San Jose
🇨🇷 Costa Rica
$1,949
/mo nomad
Montanita
🇪🇨 Ecuador
$903
/mo nomad
Monthly Cost of Living

How much you'll spend in San Jose and in Montanita

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Montanita actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,949 in San Jose versus $903 in Montanita.

  • San Jose $1,949
  • Montanita $903

Estimated couple costs with rent: $2,903 in San Jose versus $1,360 in Montanita.

  • San Jose $2,903
  • Montanita $1,360

Monthly costs for a family of three with rent: $3,857 in San Jose versus $1,817 in Montanita.

  • San Jose $3,857
  • Montanita $1,817

Living in San Jose is roughly 116% more expensive than in Montanita, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: San Jose is 45% above, Montanita is 33% below.

Currency
🍽 Eating Out
San Jose
Montanita
Difference
Meal at Budget Restaurant
$12.22 ₡5,499
$3.40 $3.40
259.41%
Three-Course Dinner for Two, Mid-Range
$60.1 ₡27.0K
$28.19 $28.19
113.30%
Fast Food Meal (McDonalds, etc)
$11.77 ₡5,293
$7.27 $7.27
61.90%
Cappuccino
$4.30 ₡1,934
$2.42 $2.42
77.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 ₡1,223
$0.84 $0.84
223.81%
Water (0.33 liter bottle)
$1.84 ₡828
$0.66 $0.66
178.79%
Local Beer (0.5 liter draught)
$3.28 ₡1,477
$2.01 $2.01
63.18%
Imported Beer (0.33 liter bottle)
$4.36 ₡1,962
$3.40 $3.40
28.24%
🛒 Groceries & Markets
San Jose
Montanita
Difference
Milk (1 liter)
$2.38 ₡1,072
$1.09 $1.09
118.35%
White Bread (500g)
$3.12 ₡1,405
$1.63 $1.63
91.41%
Rice (white) (1kg)
$2.41 ₡1,084
$1.50 $1.50
60.67%
Eggs
$3.47 ₡1,561
$2.11 $2.11
64.45%
Local Cheese (1kg)
$10.57 ₡4,757
$5.53 $5.53
91.14%
Chicken Fillets (1kg)
$10.56 ₡4,748
$5.65 $5.65
86.90%
Beef Round Steak (1kg)
$13.75 ₡6,183
$6.16 $6.16
123.21%
Apples (1kg)
$5.04 ₡2,269
$2.07 $2.07
143.48%
Banana (1kg)
$1.61 ₡726
$1.16 $1.16
38.79%
Oranges (1kg)
$4.59 ₡2,064
$1.05 $1.05
337.14%
Tomato (1kg)
$3.84 ₡1,727
$1.04 $1.04
269.23%
Potato (1kg)
$3.77 ₡1,697
$1.43 $1.43
163.64%
Onion (1kg)
$3.76 ₡1,689
$1.03 $1.03
265.05%
Lettuce (1 head)
$1.12 ₡505
$0.49 $0.49
128.57%
Water (1.5 liter bottle)
$3.20 ₡1,438
$1.02 $1.02
213.73%
Cigarettes 20 Pack (Marlboro, Camel)
$5.84 ₡2,627
$5.87 $5.87
-0.51%
Wine (Bottle)
$19.73 ₡8,878
$10.02 $10.02
96.91%
Local Beer (0.5 liter bottle)
$2.75 ₡1,238
$1.47 $1.47
87.07%
Imported Beer (0.33 liter bottle)
$3.66 ₡1,646
$2.45 $2.45
49.39%
🚌 Getting Around
San Jose
Montanita
Difference
One-way Ticket (Public Transport)
$1.12 ₡502
$0.33 $0.33
239.39%
Public Transport Monthly Pass (Regular Price)
$65.1 ₡29.3K
$23.80 $23.80
173.57%
Taxi Start (Normal Tariff)
$2.46 ₡1,108
$1.49 $1.49
65.10%
Taxi (Normal Tariff) (1km)
$1.54 ₡691
$1.03 $1.03
49.51%
Taxi 1hour Waiting (Normal Tariff)
$8.46 ₡3,807
$10.10 $10.10
-16.24%
Gasoline (1 liter)
$1.55 ₡698
$0.62 $0.62
150.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₡9.8M
$24.6K $24.6K
-11.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.9K ₡15.7M
$28.2K $28.2K
23.51%
🧾 Monthly Utilities & Internet
San Jose
Montanita
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.7 ₡42.6K
$39.94 $39.94
137.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.11 ₡15.8K
$13.91 $13.91
152.41%
Internet (50+ Mbps, Unlimited Data)
$58.6 ₡26.3K
$31.23 $31.23
87.48%
🎉 Sport & Entertainment
San Jose
Montanita
Difference
Gym Membership (Monthly)
$72.2 ₡32.5K
$30.41 $30.41
137.29%
Tennis Court (1 Hour on Weekend)
$25.19 ₡11.3K
$14.55 $14.55
73.13%
Cinema Ticket
$7.83 ₡3,524
$7.21 $7.21
8.60%
🧸 Childcare & Education
San Jose
Montanita
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$971 ₡437.0K
$253 $253
283.54%
International Primary School, 1 Child (Yearly)
$17.0K ₡7.6M
$5,665 $5,665
200.09%
👕👟 Clothing & Footwear
San Jose
Montanita
Difference
Jeans (Levis 501 Or Similar)
$71.6 ₡32.2K
$56.5 $56.5
26.57%
Summer Dress (H&M, Zara, etc)
$54.9 ₡24.7K
$43.23 $43.23
26.88%
Sport Shoes (Adidas, Nike)
$129 ₡58.0K
$100 $100
28.79%
Men's Leather Business Shoes
$133 ₡59.9K
$75.1 $75.1
77.42%
🏠 Accommodation & Living
San Jose
Montanita
Difference
1-bedroom Apartment, City Center (Monthly)
$934 ₡420.0K
$336 $336
177.72%
1-bedroom Apartment, Outside City Center (Monthly)
$770 ₡346.5K
$315 $315
144.16%
3-bedroom Apartment, City Center (Monthly)
$1,945 ₡874.9K
$628 $628
209.91%
3-bedroom Apartment, Outside City Center (Monthly)
$1,316 ₡592.2K
$494 $494
166.39%
Buy Apartment in City Center (m2)
$2,277 ₡1.0M
$1,236 $1,236
84.24%
Buy Apartment Outside City Center (m2)
$1,795 ₡807.4K
$1,015 $1,015
76.88%
💵 Salaries & Financials
San Jose
Montanita
Difference
Average Monthly Net Salary (After Tax)
$1,006 ₡452.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
10
-13.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 3, 2026

Last update for Montanita: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
San Jose
$770
Montanita
$315 59% $455
Groceries & Markets
San Jose
$399
Montanita
$184 53.8% $215
Eating Out
San Jose
$228
Montanita
$101 55.7% $127
Monthly Utilities & Internet
San Jose
$188
Montanita
$85 54.8% $103
Clothing & Footwear
San Jose
$175
Montanita
$124 29.2% $51
Sport & Entertainment
San Jose
$88
Montanita
$45 49% $43
Getting Around
San Jose
$80
Montanita
$32 60.2% $48

Cost Breakdown

A one-bedroom apartment in the center runs $934 in San Jose and $336 in Montanita. Housing cost is often the main lever when comparing two cities.

Dining out: $60.0 in San Jose vs $28.00 in Montanita for a mid-range dinner for two. Groceries echo the gap at $399 vs $184 per month, with Montanita cheaper across the board.

Good to know
🇨🇷 San Jose
🇪🇨 Montanita
🕒 Local time
02:43 2:43 AM
03:43 3:43 AM
1 h ahead of San Jose
🌤 Weather
👥 Population
342,188 Capital
5,000
Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 13, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • San Jose Montanita 1,360 km ≈ 2 h 15 min nonstop flight
From you
  • San Jose
  • Montanita

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Jose vs Montanita: Cost of Living - Frequently Asked Questions
Is Montanita cheaper than San Jose?
Montanita is cheaper overall, especially in groceries, eating out, and clothing. The 116% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,924 in San Jose and $1,355 in Montanita to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between San Jose and Montanita?
Rent for a central apartment: $934 in San Jose versus $336 in Montanita. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $971 in San Jose versus $253 in Montanita. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in San Jose and in Montanita?
Supermarket bills run roughly 116% higher in San Jose. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in San Jose or in Montanita?
At $903 in Montanita versus $1,949 in San Jose, a $1,500 budget is realistic in Montanita but tight or insufficient in San Jose. The gap between the two cities makes Montanita the clear choice for anyone on this budget.
Is San Jose or Montanita more family-friendly?
For families, Montanita is more practical. Housing and childcare are both notably cheaper than in San Jose, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Montanita gentler on the wallet – expenses run 116% less than in San Jose. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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