Last update: Oct 2026

Cost of Living Comparison Between San Jose and Champaign, IL

For one person, living is cheaper in San Jose: $1,938 a month against $2,161 in Champaign, IL, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Champaign, IL outweigh lower spending on other living expenses.

94

Cost of Living Index in San Jose
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San Jose Living Index
104

Cost of Living Index in Champaign, IL
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Champaign, IL Living Index

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San Jose

🇨🇷 Costa Rica

$1,938

/mo nomad

Champaign, IL

🇺🇸 United States

$2,161

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Champaign, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Champaign, IL actually costs, broken down by who's living it.

A single person spends $1,938 per month in San Jose vs $2,161 in Champaign, IL, rent included.

San Jose $1,938
Champaign, IL $2,161

A couple spends around $2,936 per month in San Jose vs $3,133 in Champaign, IL, rent included.

San Jose $2,936
Champaign, IL $3,133

A family of three spends $3,934 per month in San Jose vs $4,106 in Champaign, IL, rent included.

San Jose $3,934
Champaign, IL $4,106

San Jose is about 10% cheaper than Champaign, IL, and outside of rent the biggest gap is in groceries.

Both San Jose and Champaign, IL sit above the global median – San Jose by 44%, Champaign, IL by 60%.

Meal at Budget Restaurant

$12.38 ₡5,551

$15.25 $15.25

-18.82%

Three-Course Dinner for Two, Mid-Range

$60.9 ₡27.3K

$60.8 $60.8

0.18%

Fast Food Meal (McDonalds, etc)

$11.45 ₡5,135

$10.11 $10.11

13.25%

Cappuccino

$4.39 ₡1,967

$4.83 $4.83

-9.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 ₡1,211

$2.15 $2.15

25.58%

Water (0.33 liter bottle)

$1.93 ₡864

$1.73 $1.73

11.56%

Local Beer (0.5 liter draught)

$3.20 ₡1,433

$5.57 $5.57

-42.55%

Imported Beer (0.33 liter bottle)

$4.41 ₡1,979

$5.35 $5.35

-17.57%

Milk (1 liter)

$2.44 ₡1,093

$0.85 $0.85

187.06%

White Bread (500g)

$3.05 ₡1,369

$3.14 $3.14

-2.87%

Rice (white) (1kg)

$2.41 ₡1,081

$3.13 $3.13

-23.00%

Eggs

$3.40 ₡1,523

$3.88 $3.88

-12.37%

Local Cheese (1kg)

$10.75 ₡4,823

$12.19 $12.19

-11.81%

Chicken Fillets (1kg)

$10.43 ₡4,679

$5.96 $5.96

75.00%

Beef Round Steak (1kg)

$13.99 ₡6,273

$12.81 $12.81

9.21%

Apples (1kg)

$5.25 ₡2,353

$3.45 $3.45

52.17%

Banana (1kg)

$1.59 ₡712

$1.38 $1.38

15.22%

Oranges (1kg)

$4.69 ₡2,103

$3.10 $3.10

51.29%

Tomato (1kg)

$3.95 ₡1,770

$4.56 $4.56

-13.38%

Potato (1kg)

$3.92 ₡1,760

$2.02 $2.02

94.06%

Onion (1kg)

$3.68 ₡1,651

$2.23 $2.23

65.02%

Lettuce (1 head)

$1.12 ₡503

$2.21 $2.21

-49.32%

Water (1.5 liter bottle)

$3.19 ₡1,429

$1.25 $1.25

155.20%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 ₡2,692

$10.25 $10.25

-41.46%

Wine (Bottle)

$19.56 ₡8,771

$14.71 $14.71

32.97%

Local Beer (0.5 liter bottle)

$2.82 ₡1,263

$2.15 $2.15

31.16%

Imported Beer (0.33 liter bottle)

$3.59 ₡1,611

$4.08 $4.08

-12.01%

One-way Ticket (Public Transport)

$1.12 ₡503

$0.97 $0.97

15.46%

Public Transport Monthly Pass (Regular Price)

$66.8 ₡30.0K

$20.38 $20.38

227.72%

Taxi Start (Normal Tariff)

$2.50 ₡1,119

$2.52 $2.52

-0.79%

Taxi (Normal Tariff) (1km)

$1.63 ₡733

$1.59 $1.59

2.52%

Taxi 1hour Waiting (Normal Tariff)

$8.50 ₡3,812

Gasoline (1 liter)

$1.56 ₡701

$1.16 $1.16

34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K ₡10.0M

$35.1K $35.1K

-36.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K ₡16.0M

$32.3K $32.3K

10.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₡42.7K

$240 $240

-60.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.58 ₡16.0K

$45.66 $45.66

-22.08%

Internet (50+ Mbps, Unlimited Data)

$58.6 ₡26.3K

$67.6 $67.6

-13.26%

Gym Membership (Monthly)

$72.7 ₡32.6K

$25.34 $25.34

186.78%

Tennis Court (1 Hour on Weekend)

$24.85 ₡11.1K

$11.85 $11.85

109.70%

Cinema Ticket

$7.58 ₡3,401

$11.09 $11.09

-31.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 ₡449.0K

$993 $993

0.79%

International Primary School, 1 Child (Yearly)

$17.1K ₡7.7M

$19.9K $19.9K

-14.02%

Jeans (Levis 501 Or Similar)

$70.5 ₡31.6K

$48.98 $48.98

43.92%

Summer Dress (H&M, Zara, etc)

$55.8 ₡25.0K

Sport Shoes (Adidas, Nike)

$130 ₡58.2K

$116 $116

11.94%

Men's Leather Business Shoes

$131 ₡58.7K

$122 $122

7.20%

1-bedroom Apartment, City Center (Monthly)

$927 ₡415.8K

$1,453 $1,453

-36.21%

1-bedroom Apartment, Outside City Center (Monthly)

$774 ₡347.2K

$1,016 $1,016

-23.78%

3-bedroom Apartment, City Center (Monthly)

$1,967 ₡882.0K

$1,941 $1,941

1.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 ₡577.6K

$1,691 $1,691

-23.83%

Buy Apartment in City Center (m2)

$2,274 ₡1.0M

$1,688 $1,688

34.74%

Buy Apartment Outside City Center (m2)

$1,831 ₡821.0K

$1,709 $1,709

7.13%

Average Monthly Net Salary (After Tax)

$1,016 ₡455.8K

$3,674 $3,674

-72.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.82

26.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 11, 2026

Last update for Champaign, IL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$774 40%

Champaign, IL

$1K 47% 31.2% $242

Groceries & Markets

San Jose

$401 20.7%

Champaign, IL

$316 14.6% 21.2% $85

Eating Out

San Jose

$229 11.8%

Champaign, IL

$264 12.2% 15.3% $35

Monthly Utilities & Internet

San Jose

$189 9.8%

Champaign, IL

$353 16.3% 86.4% $164

Clothing & Footwear

San Jose

$174 9%

Champaign, IL

$129 * 6% 25.8% $45

Sport & Entertainment

San Jose

$88 4.5%

Champaign, IL

$48 2.2% 45.9% $40

Getting Around

San Jose

$82 4.2%

Champaign, IL

$35 1.6% 57.6% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $927 in San Jose versus $1,453 in Champaign, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 261% higher in Champaign, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in San Jose versus $61.0 in Champaign, IL. Groceries tell a different story – $401 in San Jose vs $316 in Champaign, IL – so Champaign, IL wins on supermarket bills even if dining out costs more.

Good to know

🇨🇷 San Jose

🇺🇸 Champaign, IL

🕒 Local time

20:01 8:01 PM

21:01 9:01 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

88,302

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 20, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

On the map

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Highest

Between locations

San Jose Champaign, IL 3,380 km ≈ 4 h 45 min nonstop flight

From you

San Jose
Champaign, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Champaign, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,938 in San Jose, $2,161 in Champaign, IL – roughly 12% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,907 per month in San Jose and $3,241 in Champaign, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 27% cheaper in Champaign, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $61.0 in San Jose and $61.0 in Champaign, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,938, than in Champaign, IL at $2,161. In San Jose it covers expenses comfortably, while in Champaign, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. San Jose has an edge in some lifestyle areas, with costs from $1,938 in San Jose to $2,161 in Champaign, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Champaign, IL makes more sense. Both are solid long-term options with distinct trade-offs.