Last update: Nov 2026

Cost of Living Comparison Between San Jose and Bergen County, NJ

For one person, living is cheaper in San Jose: $2,107 a month against $4,277 in Bergen County, NJ, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in San Jose
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San Jose Living Index
206

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index

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San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Bergen County, NJ

🇺🇸 United States

$4,277

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Bergen County, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Bergen County, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,107 in San Jose versus $4,277 in Bergen County, NJ.

San Jose $2,107
Bergen County, NJ $4,277

Estimated couple costs with rent: $3,081 in San Jose versus $5,463 in Bergen County, NJ.

San Jose $3,081
Bergen County, NJ $5,463

Monthly costs for a family of three with rent: $4,054 in San Jose versus $6,649 in Bergen County, NJ.

San Jose $4,054
Bergen County, NJ $6,649

Living in San Jose costs roughly 51% less than in Bergen County, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: San Jose 56% above, Bergen County, NJ 216% above.

Meal at Budget Restaurant

$12.37 ₡5,563

$23.75 $23.75

-47.92%

Three-Course Dinner for Two, Mid-Range

$62.4 ₡28.0K

$89.0 $89.0

-29.93%

Fast Food Meal (McDonalds, etc)

$11.71 ₡5,264

$12.99 $12.99

-9.85%

Cappuccino

$4.54 ₡2,040

$5.17 $5.17

-12.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 ₡1,238

$2.89 $2.89

-4.84%

Water (0.33 liter bottle)

$1.86 ₡837

$2.27 $2.27

-18.06%

Local Beer (0.5 liter draught)

$3.35 ₡1,505

$7.80 $7.80

-57.05%

Imported Beer (0.33 liter bottle)

$4.32 ₡1,944

$7.83 $7.83

-44.83%

Milk (1 liter)

$2.36 ₡1,061

$1.50 $1.50

57.33%

White Bread (500g)

$3.07 ₡1,379

$4.27 $4.27

-28.10%

Rice (white) (1kg)

$2.51 ₡1,128

$7.38 $7.38

-65.99%

Eggs

$3.53 ₡1,585

$5.22 $5.22

-32.38%

Local Cheese (1kg)

$10.54 ₡4,738

$12.38 $12.38

-14.86%

Chicken Fillets (1kg)

$10.57 ₡4,754

$12.51 $12.51

-15.51%

Beef Round Steak (1kg)

$13.92 ₡6,261

$17.92 $17.92

-22.32%

Apples (1kg)

$5.20 ₡2,338

$5.45 $5.45

-4.59%

Banana (1kg)

$1.65 ₡740

$1.52 $1.52

8.55%

Oranges (1kg)

$4.89 ₡2,198

$5.54 $5.54

-11.73%

Tomato (1kg)

$3.84 ₡1,728

$5.74 $5.74

-33.10%

Potato (1kg)

$3.91 ₡1,757

$2.94 $2.94

32.99%

Onion (1kg)

$3.76 ₡1,692

$3.24 $3.24

16.05%

Lettuce (1 head)

$1.12 ₡504

$2.45 $2.45

-54.29%

Water (1.5 liter bottle)

$3.22 ₡1,447

$2.55 $2.55

26.27%

Cigarettes 20 Pack (Marlboro, Camel)

$6.02 ₡2,706

$12.00 $12.00

-49.83%

Wine (Bottle)

$19.84 ₡8,919

$24.43 $24.43

-18.79%

Local Beer (0.5 liter bottle)

$2.81 ₡1,264

$1.70 $1.70

65.29%

Imported Beer (0.33 liter bottle)

$3.65 ₡1,643

$4.32 $4.32

-15.51%

One-way Ticket (Public Transport)

$1.08 ₡487

$4.17 $4.17

-74.10%

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

$168 $168

-61.16%

Taxi Start (Normal Tariff)

$2.26 ₡1,018

$2.64 $2.64

-14.39%

Taxi (Normal Tariff) (1km)

$1.78 ₡799

$1.83 $1.83

-2.73%

Taxi 1hour Waiting (Normal Tariff)

$7.90 ₡3,551

$24.38 $24.38

-67.60%

Gasoline (1 liter)

$1.50 ₡673

$1.15 $1.15

30.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₡15.1M

$27.8K $27.8K

20.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K ₡19.0M

$25.7K $25.7K

64.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₡41.9K

$210 $210

-55.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.13 ₡16.2K

$74.7 $74.7

-51.62%

Internet (50+ Mbps, Unlimited Data)

$60.6 ₡27.2K

$64.0 $64.0

-5.27%

Gym Membership (Monthly)

$68.9 ₡31.0K

$98.1 $98.1

-29.72%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

$50.5 $50.5

-50.61%

Cinema Ticket

$7.67 ₡3,449

$14.86 $14.86

-48.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$972 ₡436.9K

$2,441 $2,441

-60.19%

International Primary School, 1 Child (Yearly)

$18.9K ₡8.5M

$33.8K $33.8K

-44.15%

Jeans (Levis 501 Or Similar)

$70.6 ₡31.8K

$49.30 $49.30

43.25%

Summer Dress (H&M, Zara, etc)

$56.7 ₡25.5K

$43.32 $43.32

30.84%

Sport Shoes (Adidas, Nike)

$129 ₡57.8K

$81.5 $81.5

57.84%

Men's Leather Business Shoes

$131 ₡58.8K

$148 $148

-11.48%

1-bedroom Apartment, City Center (Monthly)

$1,170 ₡525.9K

$2,783 $2,783

-57.97%

1-bedroom Apartment, Outside City Center (Monthly)

$943 ₡424.1K

$2,622 $2,622

-64.03%

3-bedroom Apartment, City Center (Monthly)

$1,984 ₡892.0K

$4,674 $4,674

-57.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,400 ₡629.5K

$2,947 $2,947

-52.49%

Buy Apartment in City Center (m2)

$2,681 ₡1.2M

$4,024 $4,024

-33.36%

Buy Apartment Outside City Center (m2)

$2,037 ₡915.8K

$3,831 $3,831

-46.84%

Average Monthly Net Salary (After Tax)

$987 ₡443.6K

$5,428 $5,428

-81.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.82

26.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: November 2, 2026

Last update for Bergen County, NJ: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$943 44.8%

Bergen County, NJ

$2.6K 61.3% 178% $1.7K

Groceries & Markets

San Jose

$403 19.1%

Bergen County, NJ

$470 11% 16.8% $68

Eating Out

San Jose

$232 11%

Bergen County, NJ

$366 8.6% 57.6% $134

Monthly Utilities & Internet

San Jose

$190 9%

Bergen County, NJ

$349 8.2% 83.7% $159

Clothing & Footwear

San Jose

$174 8.3%

Bergen County, NJ

$145 3.4% 16.8% $29

Sport & Entertainment

San Jose

$84 4%

Bergen County, NJ

$128 3% 51.7% $44

Getting Around

San Jose

$81 3.8%

Bergen County, NJ

$196 4.6% 143% $116

Cost Breakdown

A one-bedroom apartment in the center runs $1,170 in San Jose and $2,783 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays about 5.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in San Jose vs $89 in Bergen County, NJ for a mid-range dinner for two. Groceries echo the gap at $403 vs $470 per month, with San Jose cheaper across the board.

Good to know

🇨🇷 San Jose

🇺🇸 Bergen County, NJ

🕒 Local time

17:34 5:34 PM

18:34 6:34 PM

1 h ahead of San Jose

🌤 Weather

👥 Population

342,188 Capital

11,668

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CRC in detail →

On the map

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Highest

Between locations

San Jose Bergen County, NJ 3,590 km ≈ 5 h nonstop flight

From you

San Jose
Bergen County, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,107 in San Jose and $4,277 in Bergen County, NJ, so San Jose is about 51% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 82% lower in San Jose. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,170 in San Jose versus $2,783 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in San Jose – a meal for two runs $62 versus $89 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,107 per month in San Jose versus $4,277 in Bergen County, NJ – San Jose is about 51% cheaper, which adds up to real savings over time.

At $2,107 in San Jose versus $4,277 in Bergen County, NJ, a $2,500 budget is realistic in San Jose but tight or insufficient in Bergen County, NJ. The gap between the two cities makes San Jose the clear choice for anyone on this budget.

For families, San Jose is more practical. Housing and childcare are both notably cheaper than in Bergen County, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find San Jose gentler on the wallet – expenses run 51% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.