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Cost of Living Comparison Between San Jose, CA and San Rafael, CA Cost of Living Comparison Between San Jose, CA and San Rafael, CA

😐 Solo nomad: San Jose, CA is 6.4% more expensive than San Rafael, CA without rent, and 3.1% cheaper with rent.
😐 Family of 3: San Jose, CA is 4.3% more expensive than San Rafael, CA without rent, and 22.4% more expensive with rent.
Currency
🍽 Eating Out
San Jose, CA
San Rafael, CA
Difference
Meal at Budget Restaurant
$20.90 $20.90
$22.16 $22.16
-5.69%
Three-Course Dinner for Two, Mid-Range
$98.0 $98.0
$64.6 $64.6
51.81%
Fast Food Meal (McDonalds, etc)
$11.68 $11.68
$10.87 $10.87
7.45%
Cappuccino
$5.83 $5.83
$5.74 $5.74
1.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.18 $3.18
$2.73 $2.73
16.48%
Water (0.33 liter bottle)
$2.46 $2.46
$2.45 $2.45
0.41%
Local Beer (0.5 liter draught)
$9.04 $9.04
$5.96 $5.96
51.68%
Imported Beer (0.33 liter bottle)
$11.01 $11.01
$9.78 $9.78
12.58%
🛒 Groceries & Markets
San Jose, CA
San Rafael, CA
Difference
Milk (1 liter)
$1.43 $1.43
$1.23 $1.23
16.26%
White Bread (500g)
$4.90 $4.90
$4.02 $4.02
21.89%
Rice (white) (1kg)
$3.15 $3.15
$6.57 $6.57
-52.05%
Eggs
$4.89 $4.89
$4.61 $4.61
6.07%
Local Cheese (1kg)
$21.17 $21.17
$15.08 $15.08
40.38%
Chicken Fillets (1kg)
$15.24 $15.24
$13.04 $13.04
16.87%
Beef Round Steak (1kg)
$23.12 $23.12
$18.86 $18.86
22.59%
Apples (1kg)
$6.30 $6.30
$4.86 $4.86
29.63%
Banana (1kg)
$2.42 $2.42
$2.90 $2.90
-16.55%
Oranges (1kg)
$4.75 $4.75
$5.91 $5.91
-19.63%
Tomato (1kg)
$6.70 $6.70
$8.68 $8.68
-22.81%
Potato (1kg)
$3.54 $3.54
$3.89 $3.89
-9.00%
Onion (1kg)
$4.29 $4.29
$3.91 $3.91
9.72%
Lettuce (1 head)
$3.08 $3.08
$2.42 $2.42
27.27%
Water (1.5 liter bottle)
$2.87 $2.87
$2.90 $2.90
-1.03%
Cigarettes 20 Pack (Marlboro, Camel)
$11.42 $11.42
$10.86 $10.86
5.16%
Wine (Bottle)
$15.25 $15.25
$13.12 $13.12
16.23%
Local Beer (0.5 liter bottle)
$2.27 $2.27
$2.09 $2.09
8.61%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$3.51 $3.51
-1.99%
🚌 Getting Around
San Jose, CA
San Rafael, CA
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$1.46 $1.46
69.86%
Public Transport Monthly Pass (Regular Price)
$89.3 $89.3
$30.26 $30.26
195.24%
Taxi Start (Normal Tariff)
$3.43 $3.43
$3.58 $3.58
-4.19%
Taxi (Normal Tariff) (1km)
$1.87 $1.87
$1.65 $1.65
13.33%
Taxi 1hour Waiting (Normal Tariff)
$30.48 $30.48
$29.71 $29.71
2.59%
Gasoline (1 liter)
$1.34 $1.34
$1.29 $1.29
3.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K $29.6K
$27.3K $27.3K
8.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K $27.2K
$27.6K $27.6K
-1.16%
🧾 Monthly Utilities & Internet
San Jose, CA
San Rafael, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$294 $294
$182 $182
61.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$49.10 $49.10
$50.7 $50.7
-3.16%
Internet (50+ Mbps, Unlimited Data)
$69.4 $69.4
$61.3 $61.3
13.13%
🎉 Sport & Entertainment
San Jose, CA
San Rafael, CA
Difference
Gym Membership (Monthly)
$122 $122
$249 $249
-51.09%
Tennis Court (1 Hour on Weekend)
$31.17 $31.17
$39.61 $39.61
-21.31%
Cinema Ticket
$15.43 $15.43
$14.70 $14.70
4.97%
🧸 Childcare & Education
San Jose, CA
San Rafael, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,005 $2,005
$1,986 $1,986
0.94%
International Primary School, 1 Child (Yearly)
$26.4K $26.4K
$23.7K $23.7K
11.01%
👕👟 Clothing & Footwear
San Jose, CA
San Rafael, CA
Difference
Jeans (Levis 501 Or Similar)
$53.1 $53.1
$41.10 $41.10
29.15%
Summer Dress (H&M, Zara, etc)
$44.58 $44.58
$38.45 $38.45
15.94%
Sport Shoes (Adidas, Nike)
$89.0 $89.0
$103 $103
-13.49%
Men's Leather Business Shoes
$137 $137
$123 $123
11.53%
🏠 Accommodation & Living
San Jose, CA
San Rafael, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$3,083 $3,083
$3,343 $3,343
-7.78%
1-bedroom Apartment, Outside City Center (Monthly)
$2,704 $2,704
$2,819 $2,819
-4.07%
3-bedroom Apartment, City Center (Monthly)
$5,315 $5,315
$3,944 $3,944
34.74%
3-bedroom Apartment, Outside City Center (Monthly)
$4,466 $4,466
$3,361 $3,361
32.91%
Buy Apartment in City Center (m2)
$9,276 $9,276
$7,621 $7,621
21.71%
Buy Apartment Outside City Center (m2)
$9,680 $9,680
$5,388 $5,388
79.66%
💵 Salaries & Financials
San Jose, CA
San Rafael, CA
Difference
Average Monthly Net Salary (After Tax)
$5,656 $5,656
$5,165 $5,165
9.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.32
3.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose, CA: January 13, 2026

Last update for San Rafael, CA: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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