Cost of Living Comparison Between San Francisco, CA and New York, NY Cost of Living Comparison Between San Francisco, CA and New York, NY

🙂 Solo nomad: San Francisco, CA is 7.4% cheaper than New York, NY without rent, and 2.9% more expensive with rent.

🙂 Family of 3: San Francisco, CA is 6.6% cheaper than New York, NY without rent, and 11.1% cheaper with rent.

Meal at Budget Restaurant

$24.77 $24.77

$29.68 $29.68

-16.54%

Three-Course Dinner for Two, Mid-Range

$131 $131

$144 $144

-8.86%

Fast Food Meal (McDonalds, etc)

$14.79 $14.79

$12.43 $12.43

18.99%

Cappuccino

$5.84 $5.84

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.28 $3.28

$3.26 $3.26

0.61%

Water (0.33 liter bottle)

$2.48 $2.48

$2.58 $2.58

-3.88%

Local Beer (0.5 liter draught)

$7.9 $7.9

$8.24 $8.24

-4.13%

Imported Beer (0.33 liter bottle)

$8.12 $8.12

$11.86 $11.86

-31.53%

Milk (1 liter)

$1.47 $1.47

$1.56 $1.56

-5.77%

White Bread (500g)

$5.18 $5.18

$5.23 $5.23

-0.96%

Rice (white) (1kg)

$6.61 $6.61

$8.11 $8.11

-18.50%

Eggs

$5.97 $5.97

$7.25 $7.25

-17.66%

Local Cheese (1kg)

$23.1 $23.1

$17.08 $17.08

35.25%

Chicken Fillets (1kg)

$15.26 $15.26

$16.24 $16.24

-6.03%

Beef Round Steak (1kg)

$23.64 $23.64

$20.02 $20.02

18.08%

Apples (1kg)

$6.94 $6.94

$7.49 $7.49

-7.34%

Banana (1kg)

$2.77 $2.77

$2.55 $2.55

8.63%

Oranges (1kg)

$5.32 $5.32

$5.82 $5.82

-8.59%

Tomato (1kg)

$7.41 $7.41

$6.52 $6.52

13.65%

Potato (1kg)

$3.85 $3.85

$3.72 $3.72

3.49%

Onion (1kg)

$3.85 $3.85

$3.9 $3.9

-1.28%

Lettuce (1 head)

$2.89 $2.89

$3.07 $3.07

-5.86%

Water (1.5 liter bottle)

$2.87 $2.87

$2.57 $2.57

11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.06 $14.06

$19.21 $19.21

-26.81%

Wine (Bottle)

$17.87 $17.87

$17.79 $17.79

0.45%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$3.01 $3.01

-12.29%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$3.72 $3.72

-11.56%

One-way Ticket (Public Transport)

$3.04 $3.04

$2.92 $2.92

4.11%

Public Transport Monthly Pass (Regular Price)

$95.1 $95.1

$134 $134

-29.00%

Taxi Start (Normal Tariff)

$4.11 $4.11

$5.13 $5.13

-19.88%

Taxi (Normal Tariff) (1km)

$2.05 $2.05

$2.15 $2.15

-4.65%

Taxi 1hour Waiting (Normal Tariff)

$39.34 $39.34

$41.57 $41.57

-5.36%

Gasoline (1 liter)

$1.33 $1.33

$0.95 $0.95

40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$35K $35K

-1.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$27.7K $27.7K

-5.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$179 $179

25.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.6 $64.6

$60 $60

7.75%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$63.8 $63.8

5.97%

Gym Membership (Monthly)

$100 $100

$141 $141

-28.82%

Tennis Court (1 Hour on Weekend)

$12.65 $12.65

$63.9 $63.9

-80.20%

Cinema Ticket

$17.04 $17.04

$19.9 $19.9

-14.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,218 $3,218

$3,206 $3,206

0.37%

International Primary School, 1 Child (Yearly)

$38.1K $38.1K

$56.5K $56.5K

-32.56%

Jeans (Levis 501 Or Similar)

$67.7 $67.7

$65.7 $65.7

2.98%

Summer Dress (H&M, Zara, etc)

$45.18 $45.18

$48.75 $48.75

-7.32%

Sport Shoes (Adidas, Nike)

$101 $101

$111 $111

-9.26%

Men's Leather Business Shoes

$150 $150

$172 $172

-12.45%

1-bedroom Apartment, City Center (Monthly)

$3,301 $3,301

$4,165 $4,165

-20.75%

1-bedroom Apartment, Outside City Center (Monthly)

$2,747 $2,747

$2,653 $2,653

3.54%

3-bedroom Apartment, City Center (Monthly)

$5,371 $5,371

$8,412 $8,412

-36.14%

3-bedroom Apartment, Outside City Center (Monthly)

$4,500 $4,500

$5,277 $5,277

-14.71%

Buy Apartment in City Center (m2)

$10.8K $10.8K

$15.6K $15.6K

-30.66%

Buy Apartment Outside City Center (m2)

$9,649 $9,649

$11.2K $11.2K

-13.52%

Average Monthly Net Salary (After Tax)

$7,014 $7,014

$5,616 $5,616

24.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.44

-1.24%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Francisco, CA: October 29, 2025

Last update for New York, NY: October 28, 2025

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