Cost of Living Comparison Between San Francisco, CA and Napa, CA Cost of Living Comparison Between San Francisco, CA and Napa, CA

🙂 Solo nomad: San Francisco, CA is 0.3% cheaper than Napa, CA without rent, and 9.4% more expensive with rent.
😐 Family of 3: San Francisco, CA is 16.6% more expensive than Napa, CA without rent, and 0.4% cheaper with rent.
Currency
🍽 Eating Out
San Francisco, CA
Napa, CA
Difference
Meal at Budget Restaurant
$24.77 $24.77
$25.33 $25.33
-2.21%
Three-Course Dinner for Two, Mid-Range
$131 $131
$101 $101
30.18%
Fast Food Meal (McDonalds, etc)
$14.79 $14.79
$13.67 $13.67
8.19%
Cappuccino
$5.84 $5.84
$5.98 $5.98
-2.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.28 $3.28
$3.2 $3.2
2.50%
Water (0.33 liter bottle)
$2.48 $2.48
$2.3 $2.3
7.83%
Local Beer (0.5 liter draught)
$7.9 $7.9
$8.21 $8.21
-3.78%
Imported Beer (0.33 liter bottle)
$8.12 $8.12
$8.14 $8.14
-0.25%
🛒 Groceries & Markets
San Francisco, CA
Napa, CA
Difference
Milk (1 liter)
$1.47 $1.47
$1.44 $1.44
2.08%
White Bread (500g)
$5.18 $5.18
$4.98 $4.98
4.02%
Rice (white) (1kg)
$6.61 $6.61
$5.94 $5.94
11.28%
Eggs
$5.97 $5.97
$4.95 $4.95
20.61%
Local Cheese (1kg)
$23.1 $23.1
$19.11 $19.11
20.88%
Chicken Fillets (1kg)
$15.26 $15.26
$14.91 $14.91
2.35%
Beef Round Steak (1kg)
$23.64 $23.64
$11.91 $11.91
98.49%
Apples (1kg)
$6.94 $6.94
$7.07 $7.07
-1.84%
Banana (1kg)
$2.77 $2.77
$2.23 $2.23
24.22%
Oranges (1kg)
$5.32 $5.32
$5.07 $5.07
4.93%
Tomato (1kg)
$7.41 $7.41
$7.16 $7.16
3.49%
Potato (1kg)
$3.85 $3.85
$2.24 $2.24
71.87%
Onion (1kg)
$3.85 $3.85
$1.07 $1.07
259.81%
Lettuce (1 head)
$2.89 $2.89
$2.89 $2.89
-
Water (1.5 liter bottle)
$2.87 $2.87
$2.86 $2.86
0.35%
Cigarettes 20 Pack (Marlboro, Camel)
$14.06 $14.06
$14.2 $14.2
-0.99%
Wine (Bottle)
$17.87 $17.87
$17.95 $17.95
-0.45%
Local Beer (0.5 liter bottle)
$2.64 $2.64
$1.72 $1.72
53.49%
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$3.33 $3.33
-1.20%
🚌 Getting Around
San Francisco, CA
Napa, CA
Difference
One-way Ticket (Public Transport)
$3.04 $3.04
$4.41 $4.41
-31.07%
Public Transport Monthly Pass (Regular Price)
$95.1 $95.1
$40.03 $40.03
137.62%
Taxi Start (Normal Tariff)
$4.11 $4.11
$4.24 $4.24
-3.07%
Taxi (Normal Tariff) (1km)
$2.05 $2.05
$1.89 $1.89
8.47%
Taxi 1hour Waiting (Normal Tariff)
$39.34 $39.34
$39.33 $39.33
0.03%
Gasoline (1 liter)
$1.33 $1.33
$1.25 $1.25
6.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
$33.1K $33.1K
4.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.5K $25.5K
2.81%
🧾 Monthly Utilities & Internet
San Francisco, CA
Napa, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$225 $225
$222 $222
1.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$64.6 $64.6
$64.2 $64.2
0.67%
Internet (50+ Mbps, Unlimited Data)
$67.6 $67.6
$68.4 $68.4
-1.04%
🎉 Sport & Entertainment
San Francisco, CA
Napa, CA
Difference
Gym Membership (Monthly)
$100 $100
$253 $253
-60.44%
Tennis Court (1 Hour on Weekend)
$12.65 $12.65
-
-
Cinema Ticket
$17.04 $17.04
$15.21 $15.21
12.03%
🧸 Childcare & Education
San Francisco, CA
Napa, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,218 $3,218
$992 $992
224.38%
International Primary School, 1 Child (Yearly)
$38.1K $38.1K
$30.1K $30.1K
26.33%
👕👟 Clothing & Footwear
San Francisco, CA
Napa, CA
Difference
Jeans (Levis 501 Or Similar)
$67.7 $67.7
$60.7 $60.7
11.46%
Summer Dress (H&M, Zara, etc)
$45.18 $45.18
$39.9 $39.9
13.23%
Sport Shoes (Adidas, Nike)
$101 $101
$103 $103
-2.19%
Men's Leather Business Shoes
$150 $150
$118 $118
27.67%
🏠 Accommodation & Living
San Francisco, CA
Napa, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$3,301 $3,301
$2,713 $2,713
21.67%
1-bedroom Apartment, Outside City Center (Monthly)
$2,747 $2,747
$2,518 $2,518
9.09%
3-bedroom Apartment, City Center (Monthly)
$5,371 $5,371
$4,822 $4,822
11.40%
3-bedroom Apartment, Outside City Center (Monthly)
$4,500 $4,500
$4,923 $4,923
-8.58%
Buy Apartment in City Center (m2)
$10.8K $10.8K
$8,347 $8,347
29.77%
Buy Apartment Outside City Center (m2)
$9,649 $9,649
$7,605 $7,605
26.88%
💵 Salaries & Financials
San Francisco, CA
Napa, CA
Difference
Average Monthly Net Salary (After Tax)
$7,014 $7,014
$5,273 $5,273
33.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
6.36
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Francisco, CA: October 29, 2025

Last update for Napa, CA: October 28, 2025

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