Cost of Living Comparison Between San Francisco, CA and Napa, CA Cost of Living Comparison Between San Francisco, CA and Napa, CA

🙂 Solo nomad: San Francisco, CA is 4.2% cheaper than Napa, CA without rent, and 7.3% more expensive with rent.

😐 Family of 3: San Francisco, CA is 9.8% more expensive than Napa, CA without rent, and 5.4% cheaper with rent.

Meal at Budget Restaurant

$25.43 $25.43

$24.63 $24.63

3.25%

Three-Course Dinner for Two, Mid-Range

$128 $128

$100 $100

27.71%

Fast Food Meal (McDonalds, etc)

$15.23 $15.23

$14.00 $14.00

8.79%

Cappuccino

$5.87 $5.87

$5.72 $5.72

2.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 $3.25

$3.18 $3.18

2.20%

Water (0.33 liter bottle)

$2.49 $2.49

$2.35 $2.35

5.96%

Local Beer (0.5 liter draught)

$7.89 $7.89

$8.04 $8.04

-1.87%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$8.14 $8.14

-0.12%

Milk (1 liter)

$1.51 $1.51

$1.49 $1.49

1.34%

White Bread (500g)

$5.07 $5.07

$4.94 $4.94

2.63%

Rice (white) (1kg)

$6.90 $6.90

$6.23 $6.23

10.75%

Eggs

$6.14 $6.14

$4.97 $4.97

23.54%

Local Cheese (1kg)

$23.87 $23.87

$19.03 $19.03

25.43%

Chicken Fillets (1kg)

$15.15 $15.15

$15.09 $15.09

0.40%

Beef Round Steak (1kg)

$23.92 $23.92

$12.23 $12.23

95.58%

Apples (1kg)

$7.23 $7.23

$7.35 $7.35

-1.63%

Banana (1kg)

$2.93 $2.93

$2.14 $2.14

36.92%

Oranges (1kg)

$5.11 $5.11

$5.19 $5.19

-1.54%

Tomato (1kg)

$7.34 $7.34

$7.32 $7.32

0.27%

Potato (1kg)

$3.87 $3.87

$2.25 $2.25

72.00%

Onion (1kg)

$3.81 $3.81

$1.13 $1.13

237.17%

Lettuce (1 head)

$2.94 $2.94

$2.83 $2.83

3.89%

Water (1.5 liter bottle)

$2.84 $2.84

$2.81 $2.81

1.07%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 $14.20

$14.02 $14.02

1.28%

Wine (Bottle)

$18.77 $18.77

$15.52 $15.52

20.94%

Local Beer (0.5 liter bottle)

$2.55 $2.55

$1.76 $1.76

44.89%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$3.35 $3.35

-4.48%

One-way Ticket (Public Transport)

$3.05 $3.05

$4.45 $4.45

-31.46%

Public Transport Monthly Pass (Regular Price)

$95.6 $95.6

$40.30 $40.30

137.32%

Taxi Start (Normal Tariff)

$4.20 $4.20

$4.10 $4.10

2.44%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$1.85 $1.85

9.73%

Taxi 1hour Waiting (Normal Tariff)

$38.42 $38.42

$39.10 $39.10

-1.74%

Gasoline (1 liter)

$1.29 $1.29

$1.27 $1.27

1.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$32.0K $32.0K

7.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.3K $25.3K

2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$221 $221

1.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.4 $63.4

$65.5 $65.5

-3.16%

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$68.2 $68.2

-2.39%

Gym Membership (Monthly)

$100 $100

$252 $252

-60.25%

Tennis Court (1 Hour on Weekend)

$12.56 $12.56

Cinema Ticket

$17.25 $17.25

$15.24 $15.24

13.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,197 $3,197

$995 $995

221.49%

International Primary School, 1 Child (Yearly)

$38.1K $38.1K

$29.6K $29.6K

29.06%

Jeans (Levis 501 Or Similar)

$69.0 $69.0

$61.9 $61.9

11.44%

Summer Dress (H&M, Zara, etc)

$46.35 $46.35

$40.14 $40.14

15.47%

Sport Shoes (Adidas, Nike)

$100 $100

$99.7 $99.7

0.62%

Men's Leather Business Shoes

$146 $146

$120 $120

21.71%

1-bedroom Apartment, City Center (Monthly)

$3,398 $3,398

$2,738 $2,738

24.12%

1-bedroom Apartment, Outside City Center (Monthly)

$2,812 $2,812

$2,461 $2,461

14.29%

3-bedroom Apartment, City Center (Monthly)

$5,388 $5,388

$4,783 $4,783

12.64%

3-bedroom Apartment, Outside City Center (Monthly)

$4,495 $4,495

$5,052 $5,052

-11.02%

Buy Apartment in City Center (m2)

$10.5K $10.5K

$8,280 $8,280

26.53%

Buy Apartment Outside City Center (m2)

$9,344 $9,344

$7,697 $7,697

21.41%

Average Monthly Net Salary (After Tax)

$7,510 $7,510

$4,899 $4,899

53.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Francisco, CA: January 13, 2026

Last update for Napa, CA: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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