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Cost of Living Comparison Between San Fernando, La Union and Ubud, Bali Cost of Living Comparison Between San Fernando, La Union and Ubud, Bali

šŸ™‚ Solo nomad: San Fernando, La Union is 13% cheaper than Ubud, Bali without rent, and 8.3% cheaper with rent.
šŸ™‚ Family of 3: San Fernando, La Union is 27.2% cheaper than Ubud, Bali without rent, and 9.8% cheaper with rent.
Currency
šŸ½ Eating Out
San Fernando, La Union
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.59 ₱209
$2.85 RpĀ 47.5K
25.96%
Three-Course Dinner for Two, Mid-Range
$17.77 ₱1,037
$12.26 RpĀ 204.3K
44.94%
Fast Food Meal (McDonalds, etc)
$3.23 ₱188
$3.28 RpĀ 54.6K
-1.52%
Cappuccino
$2.42 ₱141
$2.3 RpĀ 38.3K
5.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.83 ₱48.65
$1.11 RpĀ 18.5K
-25.23%
Water (0.33 liter bottle)
$0.37 ₱21.55
$0.26 RpĀ 4,324
42.31%
Local Beer (0.5 liter draught)
$1.29 ₱75.4
$2.4 RpĀ 40K
-46.25%
Imported Beer (0.33 liter bottle)
$2.08 ₱121
$3.15 RpĀ 52.5K
-33.97%
šŸ›’ Groceries & Markets
San Fernando, La Union
Ubud, Bali
Difference
Milk (1 liter)
$3.05 ₱178
$1.49 RpĀ 24.9K
104.70%
White Bread (500g)
$1.27 ₱74.3
$1.65 RpĀ 27.5K
-23.03%
Rice (white) (1kg)
$0.93 ₱54.4
$1.13 RpĀ 18.9K
-17.70%
Eggs
$1.99 ₱116
$2.33 RpĀ 38.9K
-14.59%
Local Cheese (1kg)
$7.84 ₱457
$13.7 RpĀ 228.3K
-42.77%
Chicken Fillets (1kg)
$4.21 ₱246
$3.97 RpĀ 66.2K
6.05%
Beef Round Steak (1kg)
$7.95 ₱464
$11.22 RpĀ 187K
-29.14%
Apples (1kg)
$2.95 ₱172
$3.48 RpĀ 57.9K
-15.23%
Banana (1kg)
$1.53 ₱89.1
$1.5 RpĀ 25K
2.00%
Oranges (1kg)
$2.6 ₱152
$2.68 RpĀ 44.6K
-2.99%
Tomato (1kg)
$1.57 ₱91.4
$1.35 RpĀ 22.5K
16.30%
Potato (1kg)
$2.21 ₱129
$1.57 RpĀ 26.2K
40.76%
Onion (1kg)
$2.52 ₱147
$2.1 RpĀ 34.9K
20.00%
Lettuce (1 head)
$1.07 ₱62.6
$1.03 RpĀ 17.1K
3.88%
Water (1.5 liter bottle)
$0.76 ₱44.58
$0.57 RpĀ 9,488
33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₱170
$2.31 RpĀ 38.5K
26.41%
Wine (Bottle)
$6.71 ₱392
$15.21 RpĀ 253.5K
-55.88%
Local Beer (0.5 liter bottle)
$1.15 ₱67
$2.49 RpĀ 41.5K
-53.82%
Imported Beer (0.33 liter bottle)
$2.04 ₱119
$2.66 RpĀ 44.3K
-23.31%
🚌 Getting Around
San Fernando, La Union
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.08
$0.29 RpĀ 4,911
-10.34%
Public Transport Monthly Pass (Regular Price)
-
$10.03 RpĀ 167.1K
-
Taxi Start (Normal Tariff)
$0.78 ₱45.81
$0.45 RpĀ 7,480
73.33%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.83
$0.34 RpĀ 5,748
-35.29%
Taxi 1hour Waiting (Normal Tariff)
$2.08 ₱121
$5.97 RpĀ 99.4K
-65.16%
Gasoline (1 liter)
$1.18 ₱69
$0.75 RpĀ 12.4K
57.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.7K ₱1.6M
$25.8K RpĀ 430.2M
3.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K ₱1.2M
$31.7K RpĀ 528.9M
-34.70%
🧾 Monthly Utilities & Internet
San Fernando, La Union
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₱6,487
$64.6 RpĀ 1.1M
72.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.42 ₱1,892
$4.14 RpĀ 69K
683.09%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,608
$23.99 RpĀ 399.7K
14.80%
šŸŽ‰ Sport & Entertainment
San Fernando, La Union
Ubud, Bali
Difference
Gym Membership (Monthly)
$13.12 ₱766
$23.29 RpĀ 388.1K
-43.67%
Tennis Court (1 Hour on Weekend)
-
$6.19 RpĀ 103.1K
-
Cinema Ticket
$5.87 ₱342
$3.45 RpĀ 57.5K
70.14%
🧸 Childcare & Education
San Fernando, La Union
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$149 ₱8,684
$91.9 RpĀ 1.5M
61.90%
International Primary School, 1 Child (Yearly)
$5,871 ₱342.6K
$5,912 RpĀ 98.5M
-0.71%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
San Fernando, La Union
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$45.89 ₱2,678
$51.5 RpĀ 857.6K
-10.84%
Summer Dress (H&M, Zara, etc)
$26.3 ₱1,535
$24.45 RpĀ 407.3K
7.57%
Sport Shoes (Adidas, Nike)
$35.61 ₱2,079
$84.4 RpĀ 1.4M
-57.79%
Men's Leather Business Shoes
$39.31 ₱2,294
$74.3 RpĀ 1.2M
-47.10%
šŸ  Accommodation & Living
San Fernando, La Union
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$131 ₱7,641
$261 RpĀ 4.4M
-49.90%
1-bedroom Apartment, Outside City Center (Monthly)
$122 ₱7,149
$160 RpĀ 2.7M
-23.22%
3-bedroom Apartment, City Center (Monthly)
$244 ₱14.2K
$585 RpĀ 9.7M
-58.35%
3-bedroom Apartment, Outside City Center (Monthly)
$214 ₱12.5K
$328 RpĀ 5.5M
-34.91%
Buy Apartment in City Center (m2)
$2,125 ₱124K
$985 RpĀ 16.4M
115.75%
Buy Apartment Outside City Center (m2)
-
$847 RpĀ 14.1M
-
šŸ’µ Salaries & Financials
San Fernando, La Union
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 RpĀ 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.28
-49.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando, La Union: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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