Last update: Oct 2026

Cost of Living Comparison Between San Antonio and Toronto

For one person, living is cheaper in San Antonio: $612 a month against $2,561 in Toronto, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in San Antonio
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San Antonio Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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San Antonio

🇵🇾 Paraguay

$612

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in San Antonio and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Antonio and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $612 in San Antonio versus $2,561 in Toronto.

San Antonio $612
Toronto $2,561

Estimated couple costs with rent: $1,039 in San Antonio versus $3,694 in Toronto.

San Antonio $1,039
Toronto $3,694

Monthly costs for a family of three with rent: $1,467 in San Antonio versus $4,826 in Toronto.

San Antonio $1,467
Toronto $4,826

Living in San Antonio costs roughly 76% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Antonio is 55% below, Toronto is 90% above.

Meal at Budget Restaurant

$6.96 ₲39.6K

$17.18 CA$24.29

-59.49%

Three-Course Dinner for Two, Mid-Range

$43.13 ₲245.2K

$76.0 CA$107

-43.23%

Fast Food Meal (McDonalds, etc)

$7.07 ₲40.2K

$10.54 CA$14.89

-32.92%

Cappuccino

$3.45 ₲19.6K

$4.02 CA$5.68

-14.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₲6,023

$2.12 CA$3.00

-50.00%

Water (0.33 liter bottle)

$0.57 ₲3,268

$1.75 CA$2.48

-67.43%

Local Beer (0.5 liter draught)

$1.92 ₲10.9K

$6.24 CA$8.83

-69.23%

Imported Beer (0.33 liter bottle)

$1.75 ₲9,951

$7.09 CA$10.02

-75.32%

Milk (1 liter)

$1.27 ₲7,231

$2.44 CA$3.45

-47.95%

White Bread (500g)

$1.48 ₲8,425

$2.68 CA$3.78

-44.78%

Rice (white) (1kg)

$1.41 ₲7,997

$2.24 CA$3.17

-37.05%

Eggs

$2.51 ₲14.3K

$3.56 CA$5.03

-29.49%

Local Cheese (1kg)

$9.70 ₲55.1K

$9.09 CA$12.85

6.71%

Chicken Fillets (1kg)

$5.47 ₲31.1K

$11.33 CA$16.01

-51.72%

Beef Round Steak (1kg)

$10.38 ₲59.0K

$14.53 CA$20.55

-28.56%

Apples (1kg)

$3.13 ₲17.8K

$3.62 CA$5.12

-13.54%

Banana (1kg)

$1.25 ₲7,134

$1.21 CA$1.72

3.31%

Oranges (1kg)

$1.20 ₲6,851

$3.60 CA$5.09

-66.67%

Tomato (1kg)

$2.56 ₲14.5K

$4.21 CA$5.96

-39.19%

Potato (1kg)

$1.40 ₲7,952

$1.79 CA$2.53

-21.79%

Onion (1kg)

$1.36 ₲7,747

$1.59 CA$2.25

-14.47%

Lettuce (1 head)

$0.94 ₲5,372

$2.27 CA$3.21

-58.59%

Water (1.5 liter bottle)

$0.74 ₲4,191

$1.25 CA$1.77

-40.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.38 ₲13.6K

$13.82 CA$19.53

-82.78%

Wine (Bottle)

$9.28 ₲52.8K

$14.27 CA$20.18

-34.97%

Local Beer (0.5 liter bottle)

$1.42 ₲8,066

$2.20 CA$3.10

-35.45%

Imported Beer (0.33 liter bottle)

$1.72 ₲9,805

$2.43 CA$3.44

-29.22%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$1.55 ₲8,831

$2.91 CA$4.12

-46.74%

Taxi (Normal Tariff) (1km)

$1.60 ₲9,086

$1.20 CA$1.69

33.33%

Taxi 1hour Waiting (Normal Tariff)

$10.59 ₲60.2K

$21.38 CA$30.23

-50.47%

Gasoline (1 liter)

$1.23 ₲7,016

$1.21 CA$1.71

1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₲99.2M

$28.2K CA$39.8K

-38.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K ₲203.1M

$20.3K CA$28.6K

76.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.6 ₲287.9K

$120 CA$170

-57.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.77 ₲101.0K

$32.26 CA$45.60

-44.92%

Internet (50+ Mbps, Unlimited Data)

$22.45 ₲127.7K

$47.93 CA$67.8

-53.16%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$8.66 ₲49.2K

$12.38 CA$17.50

-30.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$191 ₲1.1M

$830 CA$1,173

-77.04%

International Primary School, 1 Child (Yearly)

$5,832 ₲33.2M

$23.1K CA$32.6K

-74.74%

Jeans (Levis 501 Or Similar)

$66.1 ₲375.6K

$50.7 CA$71.7

30.25%

Summer Dress (H&M, Zara, etc)

$57.9 ₲329.3K

$40.02 CA$56.6

44.70%

Sport Shoes (Adidas, Nike)

$107 ₲606.3K

$98.0 CA$139

8.83%

Men's Leather Business Shoes

$72.6 ₲412.6K

$121 CA$171

-39.86%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

4.47

134.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Antonio: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

San Antonio

$220 36%

Toronto

$340 13.3% 54.3% $120

Eating Out

San Antonio

$138 22.5%

Toronto

$278 10.9% 102% $140

Clothing & Footwear

San Antonio

$136 22.3%

Toronto

$139 5.4% 2.1% $2.8

Monthly Utilities & Internet

San Antonio

$91 14.8%

Toronto

$201 7.8% 121% $110

Sport & Entertainment

San Antonio

$17 * 2.8%

Toronto

$63 2.5% 265% $46

Getting Around

San Antonio

$9.5 * 1.6%

Toronto

$129 5.1% 1256% $120

Accommodation & Living

San Antonio

- * 0%

Toronto

$1.4K 55.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $43.00 in San Antonio vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $220 vs $340 per month, with San Antonio cheaper across the board.

Good to know

🇵🇾 San Antonio

🇨🇦 Toronto

🕒 Local time

02:58 2:58 AM

01:58 1:58 AM

1 h behind San Antonio

🌤 Weather

👥 Population

68,127

2,731,571

💱 Currency

Paraguayan Guarani PYG ₲

Canadian Dollar CAD $

📈 Exchange rate

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to PYG – Paraguayan Guarani Converter

🇺🇸 United States Dollar ($)

🇵🇾 Paraguayan Guarani (₲)

Paraguayan Guarani exchange rates as of October 18, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to PYG in detail →

On the map

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Between locations

San Antonio Toronto 8,000 km ≈ 10 h nonstop flight

From you

San Antonio
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Antonio vs Toronto: Cost of Living - Frequently Asked Questions

San Antonio is cheaper overall, especially in groceries, eating out, and clothing. The 318% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $918 in San Antonio and $3,841 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $191 in San Antonio versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Antonio – a meal for two runs $43.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $612 in San Antonio versus $2,561 in Toronto, a $1,500 budget is realistic in San Antonio but tight or insufficient in Toronto. The gap between the two cities makes San Antonio the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Antonio gentler on the wallet – expenses run 318% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.