Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Antonio

For one person, living is cheaper in San Antonio: $612 a month against $2,561 in Toronto, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
30

Cost of Living Index in San Antonio
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San Antonio Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

San Antonio

🇵🇾 Paraguay

$612

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Antonio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Antonio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $612 in San Antonio.

Toronto $2,561
San Antonio $612

Estimated couple costs with rent: $3,694 in Toronto versus $1,039 in San Antonio.

Toronto $3,694
San Antonio $1,039

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,467 in San Antonio.

Toronto $4,826
San Antonio $1,467

Living in Toronto is roughly 318% more expensive than in San Antonio, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 90% above, San Antonio is 55% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$6.96 ₲39.6K

146.84%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$43.13 ₲245.2K

76.14%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.07 ₲40.2K

49.08%

Cappuccino

$4.02 CA$5.68

$3.45 ₲19.6K

16.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.06 ₲6,023

100.00%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.57 ₲3,268

207.02%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.92 ₲10.9K

225.00%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.75 ₲9,951

305.14%

Milk (1 liter)

$2.44 CA$3.45

$1.27 ₲7,231

92.13%

White Bread (500g)

$2.68 CA$3.78

$1.48 ₲8,425

81.08%

Rice (white) (1kg)

$2.24 CA$3.17

$1.41 ₲7,997

58.87%

Eggs

$3.56 CA$5.03

$2.51 ₲14.3K

41.83%

Local Cheese (1kg)

$9.09 CA$12.85

$9.70 ₲55.1K

-6.29%

Chicken Fillets (1kg)

$11.33 CA$16.01

$5.47 ₲31.1K

107.13%

Beef Round Steak (1kg)

$14.53 CA$20.55

$10.38 ₲59.0K

39.98%

Apples (1kg)

$3.62 CA$5.12

$3.13 ₲17.8K

15.65%

Banana (1kg)

$1.21 CA$1.72

$1.25 ₲7,134

-3.20%

Oranges (1kg)

$3.60 CA$5.09

$1.20 ₲6,851

200.00%

Tomato (1kg)

$4.21 CA$5.96

$2.56 ₲14.5K

64.45%

Potato (1kg)

$1.79 CA$2.53

$1.40 ₲7,952

27.86%

Onion (1kg)

$1.59 CA$2.25

$1.36 ₲7,747

16.91%

Lettuce (1 head)

$2.27 CA$3.21

$0.94 ₲5,372

141.49%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.74 ₲4,191

68.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.38 ₲13.6K

480.67%

Wine (Bottle)

$14.27 CA$20.18

$9.28 ₲52.8K

53.77%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.42 ₲8,066

54.93%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.72 ₲9,805

41.28%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.55 ₲8,831

87.74%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.60 ₲9,086

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$10.59 ₲60.2K

101.89%

Gasoline (1 liter)

$1.21 CA$1.71

$1.23 ₲7,016

-1.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$17.4K ₲99.2M

61.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$35.7K ₲203.1M

-43.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$50.6 ₲287.9K

137.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$17.77 ₲101.0K

81.54%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$22.45 ₲127.7K

113.50%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$8.66 ₲49.2K

42.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$191 ₲1.1M

335.51%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$5,832 ₲33.2M

295.91%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$66.1 ₲375.6K

-23.22%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$57.9 ₲329.3K

-30.89%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$107 ₲606.3K

-8.11%

Men's Leather Business Shoes

$121 CA$171

$72.6 ₲412.6K

66.28%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

10.5

-57.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for San Antonio: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

San Antonio

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

San Antonio

$220 36% 35.2% $120

Eating Out

Toronto

$278 10.9%

San Antonio

$138 22.5% 50.4% $140

Monthly Utilities & Internet

Toronto

$201 7.8%

San Antonio

$91 14.8% 54.7% $110

Clothing & Footwear

Toronto

$139 5.4%

San Antonio

$136 22.3% 2% $2.8

Getting Around

Toronto

$129 5.1%

San Antonio

$9.5 * 1.6% 92.6% $120

Sport & Entertainment

Toronto

$63 2.5%

San Antonio

$17 * 2.8% 72.6% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $76.0 in Toronto vs $43.00 in San Antonio for a mid-range dinner for two. Groceries echo the gap at $340 vs $220 per month, with San Antonio cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇾 San Antonio

🕒 Local time

01:58 1:58 AM

02:58 2:58 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

68,127

💱 Currency

Canadian Dollar CAD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Paraguayan Guarani exchange rates as of October 18, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto San Antonio 8,000 km ≈ 10 h nonstop flight

From you

Toronto
San Antonio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Antonio: Cost of Living - Frequently Asked Questions

San Antonio is cheaper overall, especially in groceries, eating out, and clothing. The 318% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $918 in San Antonio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $830 in Toronto versus $191 in San Antonio. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Antonio – a meal for two runs $43.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $612 in San Antonio versus $2,561 in Toronto, a $1,500 budget is realistic in San Antonio but tight or insufficient in Toronto. The gap between the two cities makes San Antonio the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find San Antonio gentler on the wallet – expenses run 318% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.