😐Monthly costs for one person with rent: $999 in Samoa versus $789 in French Polynesia.
😐Estimated couple costs with rent: $2,576 in Samoa versus $1,193 in French Polynesia.
😐Monthly costs for a family of three with rent: $4,152 in Samoa versus $1,597 in French Polynesia.
😐Living in Samoa is roughly 27% more expensive than French Polynesia on average.
📊Both countries sit below the global median: Samoa25% lower, French Polynesia41% lower.
Currency
🍽 Eating Out
Samoa
French Polynesia
Difference
Meal at Budget Restaurant
$53.7WST 146
$15.84CFPF 1,625
239.08%
Three-Course Dinner for Two, Mid-Range
$36.26WST 98.8
$81.2CFPF 8,329
-55.33%
Fast Food Meal(McDonalds, etc)
$14.08WST 38.35
$12.08CFPF 1,239
16.56%
Cappuccino
$2.51WST 6.83
$4.44CFPF 455
-43.47%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.10WST 5.73
$2.67CFPF 274
-21.35%
Water(0.33 liter bottle)
$1.27WST 3.47
$2.11CFPF 216
-39.81%
Local Beer(0.5 liter draught)
$4.25WST 11.59
$4.87CFPF 500
-12.73%
Imported Beer(0.33 liter bottle)
$3.50WST 9.54
$4.93CFPF 506
-29.01%
🛒 Groceries & Markets
Samoa
French Polynesia
Difference
Milk(1 liter)
$1.84WST 5.00
$1.50CFPF 154
22.67%
White Bread(500g)
$0.77WST 2.10
$2.76CFPF 283
-72.10%
Rice(white)(1kg)
$1.75WST 4.76
$1.68CFPF 172
4.17%
Eggs
$4.11WST 11.20
$7.17CFPF 735
-42.68%
Local Cheese(1kg)
$0.92WST 2.49
$38.65CFPF 3,966
-97.62%
Chicken Fillets(1kg)
$3.60WST 9.81
$16.50CFPF 1,693
-78.18%
Beef Round Steak(1kg)
$8.22WST 22.41
$26.66CFPF 2,735
-69.17%
Apples(1kg)
$4.94WST 13.45
$5.68CFPF 583
-13.03%
Banana(1kg)
$1.83WST 4.97
$2.49CFPF 255
-26.51%
Oranges(1kg)
$1.82WST 4.95
$6.94CFPF 712
-73.78%
Tomato(1kg)
$4.31WST 11.74
$7.77CFPF 797
-44.53%
Potato(1kg)
$3.48WST 9.49
$2.93CFPF 300
18.77%
Onion(1kg)
$1.10WST 2.99
$2.71CFPF 278
-59.41%
Lettuce(1 head)
-
$3.86CFPF 396
-
Water(1.5 liter bottle)
$1.19WST 3.25
$1.17CFPF 120
1.71%
Cigarettes 20 Pack(Marlboro, Camel)
$6.04WST 16.46
$11.90CFPF 1,221
-49.24%
Wine(Bottle)
$16.29WST 44.39
$24.41CFPF 2,504
-33.27%
Local Beer(0.5 liter bottle)
$1.80WST 4.91
$2.55CFPF 262
-29.41%
Imported Beer(0.33 liter bottle)
$3.49WST 9.51
$4.78CFPF 491
-26.99%
🚌 Getting Around
Samoa
French Polynesia
Difference
One-way Ticket(Public Transport)
$3.49WST 9.52
$1.99CFPF 205
75.38%
Taxi Start(Normal Tariff)
$5.47WST 14.91
$9.91CFPF 1,017
-44.80%
Taxi 1hour Waiting(Normal Tariff)
$21.53WST 58.7
-
-
Gasoline(1 liter)
$1.04WST 2.84
$1.57CFPF 161
-33.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$19.3KCFPF 2.0M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$29.1KCFPF 3.0M
-
🧾 Monthly Utilities & Internet
Samoa
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$17.93WST 48.84
$178CFPF 18.3K
-89.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.66WST 48.10
$17.55CFPF 1,801
0.63%
Internet(50+ Mbps, Unlimited Data)
$35.75WST 97.4
$103CFPF 10.5K
-65.13%
🎉 Sport & Entertainment
Samoa
French Polynesia
Difference
Gym Membership(Monthly)
-
$75.5CFPF 7,749
-
Tennis Court(1 Hour on Weekend)
-
$17.85CFPF 1,832
-
Cinema Ticket
-
$14.57CFPF 1,494
-
🧸 Childcare & Education
Samoa
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$479CFPF 49.2K
-
International Primary School, 1 Child(Yearly)
-
$9,811CFPF 1.0M
-
👕👟 Clothing & Footwear
Samoa
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$50.9WST 139
$98.8CFPF 10.1K
-48.51%
Summer Dress(H&M, Zara, etc)
$39.63WST 108
$87.0CFPF 8,927
-54.45%
Sport Shoes(Adidas, Nike)
$76.0WST 207
$109CFPF 11.2K
-30.54%
Men's Leather Business Shoes
$99.4WST 271
$110CFPF 11.2K
-9.25%
🏠 Accommodation & Living
Samoa
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$352WST 958
$1,322CFPF 135.7K
-73.40%
1-bedroom Apartment, Outside City Center(Monthly)
$150WST 408
$1,095CFPF 112.3K
-86.32%
3-bedroom Apartment, City Center(Monthly)
$707WST 1,925
$2,149CFPF 220.5K
-67.11%
3-bedroom Apartment, Outside City Center(Monthly)
$1,134WST 3,091
$1,854CFPF 190.3K
-38.83%
Buy Apartment in City Center(m2)
-
$8,774CFPF 900.2K
-
Buy Apartment Outside City Center(m2)
-
$7,922CFPF 812.8K
-
💵 Salaries & Financials
Samoa
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
-
$1,934CFPF 198.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.4
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samoa: June 1, 2026
Last update for French Polynesia: June 2, 2026
Cost Highlights
⭐Dining out costs 84% more in Samoa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samoa vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to Samoa?
At $1,150 per month in French Polynesia and $999 in Samoa, there's a 15% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Samoa?
Samoa is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or Samoa?
Rent in French Polynesia beats Samoa across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Samoa on $1,000 per month?
In Samoa, $1,000 covers most cities easily. In French Polynesia, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Samoa?
It depends on what you're after. Samoa wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.