😐Monthly costs for one person with rent: $1,002 in Samoa versus $778 in French Polynesia.
😐Estimated couple costs with rent: $2,533 in Samoa versus $1,184 in French Polynesia.
😐Monthly costs for a family of three with rent: $4,063 in Samoa versus $1,590 in French Polynesia.
🌍Living in Samoa is roughly 29% more expensive than in French Polynesia on average.
📊Both countries sit below the global median: Samoa 25% lower, French Polynesia 42% lower.
Currency
🍽 Eating Out
Samoa
French Polynesia
Difference
Meal at Budget Restaurant
$53.0WST 145
$15.84CFPF 1,656
234.60%
Three-Course Dinner for Two, Mid-Range
$35.49WST 97.3
$79.3CFPF 8,291
-55.27%
Fast Food Meal(McDonalds, etc)
$13.82WST 37.92
$12.32CFPF 1,288
12.18%
Cappuccino
$2.54WST 6.97
$4.42CFPF 462
-42.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.99WST 5.46
$2.65CFPF 277
-24.91%
Water(0.33 liter bottle)
$1.26WST 3.46
$2.20CFPF 230
-42.73%
Local Beer(0.5 liter draught)
$4.42WST 12.12
$4.83CFPF 504
-8.49%
Imported Beer(0.33 liter bottle)
$3.45WST 9.47
$4.94CFPF 517
-30.16%
🛒 Groceries & Markets
Samoa
French Polynesia
Difference
Milk(1 liter)
$1.80WST 4.95
$1.45CFPF 151
24.14%
White Bread(500g)
$0.76WST 2.10
$2.77CFPF 289
-72.56%
Rice(white)(1kg)
$1.84WST 5.05
$1.68CFPF 175
9.52%
Eggs
$4.22WST 11.58
$7.16CFPF 748
-41.06%
Local Cheese(1kg)
$0.85WST 2.33
$38.42CFPF 4,015
-97.79%
Chicken Fillets(1kg)
$3.64WST 9.98
$16.83CFPF 1,759
-78.37%
Beef Round Steak(1kg)
$8.39WST 23.02
$27.30CFPF 2,853
-69.27%
Apples(1kg)
$5.15WST 14.12
$5.48CFPF 572
-6.02%
Banana(1kg)
$1.83WST 5.01
$2.37CFPF 248
-22.78%
Oranges(1kg)
$1.83WST 5.01
$6.72CFPF 702
-72.77%
Tomato(1kg)
$4.39WST 12.04
$7.93CFPF 829
-44.64%
Potato(1kg)
$3.61WST 9.90
$3.01CFPF 314
19.93%
Onion(1kg)
$1.05WST 2.87
$2.69CFPF 281
-60.97%
Lettuce(1 head)
-
$3.86CFPF 404
-
Water(1.5 liter bottle)
$1.20WST 3.29
$1.17CFPF 122
2.56%
Cigarettes 20 Pack(Marlboro, Camel)
$6.15WST 16.86
$11.95CFPF 1,249
-48.54%
Wine(Bottle)
$16.25WST 44.57
$24.34CFPF 2,543
-33.24%
Local Beer(0.5 liter bottle)
$1.84WST 5.04
$2.54CFPF 265
-27.56%
Imported Beer(0.33 liter bottle)
$3.61WST 9.92
$4.75CFPF 496
-24.00%
🚌 Getting Around
Samoa
French Polynesia
Difference
One-way Ticket(Public Transport)
$3.63WST 9.97
$1.97CFPF 206
84.26%
Taxi Start(Normal Tariff)
$5.30WST 14.54
$9.82CFPF 1,026
-46.03%
Taxi 1hour Waiting(Normal Tariff)
$21.05WST 57.8
-
-
Gasoline(1 liter)
$1.05WST 2.87
$1.52CFPF 159
-30.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$19.7KCFPF 2.1M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$28.7KCFPF 3.0M
-
🧾 Monthly Utilities & Internet
Samoa
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$18.13WST 49.73
$181CFPF 18.9K
-89.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.80WST 48.83
$17.77CFPF 1,857
0.17%
Internet(50+ Mbps, Unlimited Data)
$36.42WST 99.9
$103CFPF 10.7K
-64.53%
🎉 Sport & Entertainment
Samoa
French Polynesia
Difference
Gym Membership(Monthly)
-
$73.5CFPF 7,680
-
Tennis Court(1 Hour on Weekend)
-
$17.81CFPF 1,861
-
Cinema Ticket
-
$14.68CFPF 1,534
-
🧸 Childcare & Education
Samoa
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$485CFPF 50.7K
-
International Primary School, 1 Child(Yearly)
-
$9,615CFPF 1.0M
-
👕👟 Clothing & Footwear
Samoa
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$49.65WST 136
$99.7CFPF 10.4K
-50.22%
Summer Dress(H&M, Zara, etc)
$40.72WST 112
$85.4CFPF 8,925
-52.32%
Sport Shoes(Adidas, Nike)
$75.2WST 206
$108CFPF 11.3K
-30.26%
Men's Leather Business Shoes
$99.4WST 273
$108CFPF 11.2K
-7.63%
🏠 Accommodation & Living
Samoa
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$348WST 954
$1,293CFPF 135.1K
-73.09%
1-bedroom Apartment, Outside City Center(Monthly)
$150WST 412
$1,089CFPF 113.8K
-86.23%
3-bedroom Apartment, City Center(Monthly)
$710WST 1,948
$2,109CFPF 220.4K
-66.33%
3-bedroom Apartment, Outside City Center(Monthly)
$1,177WST 3,229
$1,827CFPF 191.0K
-35.59%
Buy Apartment in City Center(m2)
-
$8,356CFPF 873.2K
-
Buy Apartment Outside City Center(m2)
-
$7,809CFPF 816.0K
-
💵 Salaries & Financials
Samoa
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
-
$1,935CFPF 202.2K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.4
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samoa: July 20, 2026
Last update for French Polynesia: July 21, 2026
Cost Highlights
⭐Dining out costs 89% more in Samoa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samoa vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Samoa?
At $1,120 per month in French Polynesia and $1,002 in Samoa, there's a 12% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Samoa?
Day-to-day life is simply cheaper in Samoa: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in Samoa?
Rent in French Polynesia is consistently higher than in Samoa across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Samoa on $1,500 per month?
In Samoa, $1,500 covers most cities easily; in French Polynesia it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Samoa?
It depends on what you're after: Samoa wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.