🙂Monthly costs for one person with rent: $620 in French Polynesia versus $850 in Samoa.
🙂Estimated couple costs with rent: $951 in French Polynesia versus $2,339 in Samoa.
🙂Monthly costs for a family of three with rent: $1,281 in French Polynesia versus $3,828 in Samoa.
🌍Living in French Polynesia costs about 27% less than in Samoa on average.
📊Both countries sit below the global median: French Polynesia 55% lower, Samoa 38% lower.
Currency
🍽 Eating Out
French Polynesia
Samoa
Difference
Meal at Budget Restaurant
$17.67CFPF 1,810
$48.41WST 131
-63.50%
Three-Course Dinner for Two, Mid-Range
$79.2CFPF 8,113
$37.11WST 101
113.50%
Fast Food Meal(McDonalds, etc)
$14.80CFPF 1,515
$14.49WST 39.35
2.14%
Cappuccino
$4.16CFPF 426
$2.86WST 7.77
45.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.65CFPF 272
$1.85WST 5.03
43.24%
Water(0.33 liter bottle)
$2.59CFPF 266
$1.35WST 3.67
91.85%
Local Beer(0.5 liter draught)
$5.00CFPF 512
$3.38WST 9.17
47.93%
Imported Beer(0.33 liter bottle)
$5.70CFPF 583
$3.74WST 10.16
52.41%
🛒 Groceries & Markets
French Polynesia
Samoa
Difference
Milk(1 liter)
$1.49CFPF 153
$1.88WST 5.09
-20.74%
White Bread(500g)
$4.45CFPF 456
$0.86WST 2.34
417.44%
Rice(white)(1kg)
$1.74CFPF 178
$1.80WST 4.89
-3.33%
Eggs
$6.98CFPF 715
$4.38WST 11.89
59.36%
Local Cheese(1kg)
$36.96CFPF 3,785
$0.91WST 2.46
3961.54%
Chicken Fillets(1kg)
$16.29CFPF 1,668
$3.61WST 9.81
351.25%
Beef Round Steak(1kg)
$24.81CFPF 2,540
$8.29WST 22.51
199.28%
Apples(1kg)
$5.13CFPF 525
$5.07WST 13.75
1.18%
Banana(1kg)
$2.99CFPF 307
$1.87WST 5.07
59.89%
Oranges(1kg)
$6.64CFPF 680
$1.81WST 4.92
266.85%
Tomato(1kg)
$8.01CFPF 821
$4.53WST 12.30
76.82%
Potato(1kg)
$3.19CFPF 327
$3.57WST 9.68
-10.64%
Onion(1kg)
$2.44CFPF 250
$1.12WST 3.05
117.86%
Lettuce(1 head)
$3.68CFPF 376
-
-
Water(1.5 liter bottle)
$1.27CFPF 130
$1.19WST 3.22
6.72%
Cigarettes 20 Pack(Marlboro, Camel)
$13.15CFPF 1,347
$6.29WST 17.07
109.06%
Wine(Bottle)
$24.08CFPF 2,466
$16.43WST 44.61
46.56%
Local Beer(0.5 liter bottle)
$2.88CFPF 295
$1.84WST 5.00
56.52%
Imported Beer(0.33 liter bottle)
$3.98CFPF 408
$3.63WST 9.84
9.64%
🚌 Getting Around
French Polynesia
Samoa
Difference
One-way Ticket(Public Transport)
$1.91CFPF 195
$3.56WST 9.66
-46.35%
Public Transport Monthly Pass(Regular Price)
$14.49CFPF 1,483
-
-
Taxi Start(Normal Tariff)
$9.60CFPF 983
$5.61WST 15.22
71.12%
Taxi(Normal Tariff)(1km)
$2.56CFPF 262
$5.35WST 14.51
-52.15%
Taxi 1hour Waiting(Normal Tariff)
$24.30CFPF 2,488
$21.93WST 59.6
10.81%
Gasoline(1 liter)
$1.55CFPF 158
$1.11WST 3.02
39.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1KCFPF 2.0M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9KCFPF 3.2M
-
-
🧾 Monthly Utilities & Internet
French Polynesia
Samoa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185CFPF 19.0K
$18.56WST 50.4
898.87%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.23CFPF 2,072
$18.19WST 49.38
11.21%
Internet(50+ Mbps, Unlimited Data)
$73.0CFPF 7,477
$37.36WST 101
95.45%
🎉 Sport & Entertainment
French Polynesia
Samoa
Difference
Gym Membership(Monthly)
$75.5CFPF 7,736
-
-
Cinema Ticket
$14.48CFPF 1,483
-
-
🧸 Childcare & Education
French Polynesia
Samoa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$493CFPF 50.5K
-
-
International Primary School, 1 Child(Yearly)
$9,918CFPF 1.0M
-
-
👕👟 Clothing & Footwear
French Polynesia
Samoa
Difference
Jeans(Levis 501 Or Similar)
$70.5CFPF 7,218
-
-
Summer Dress(H&M, Zara, etc)
$74.3CFPF 7,610
-
-
Sport Shoes(Adidas, Nike)
$80.7CFPF 8,259
-
-
Men's Leather Business Shoes
$94.1CFPF 9,635
-
-
🏠 Accommodation & Living
French Polynesia
Samoa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,303CFPF 133.5K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$977CFPF 100.0K
-
-
3-bedroom Apartment, City Center(Monthly)
$1,924CFPF 197.1K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,576CFPF 161.4K
$1,815WST 4,928
-13.20%
Buy Apartment in City Center(m2)
$7,196CFPF 736.9K
-
-
Buy Apartment Outside City Center(m2)
$9,139CFPF 935.8K
-
-
💵 Salaries & Financials
French Polynesia
Samoa
Difference
Average Monthly Net Salary(After Tax)
$1,947CFPF 199.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.6
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for French Polynesia: September 7, 2026
Last update for Samoa: September 5, 2026
Cost Highlights
⭐Dining out costs 68% more in Samoa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
French Polynesia vs Samoa: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Samoa?
At $1,197 per month in French Polynesia and $850 in Samoa, there's a 41% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Samoa?
Day-to-day life is simply cheaper in Samoa: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in Samoa?
Rent in French Polynesia is consistently higher than in Samoa across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Samoa on $1,000 per month?
In Samoa, $1,000 covers most cities easily; in French Polynesia it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Samoa?
It depends on what you're after: Samoa wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
French Polynesia vs other spots: cost of living compared