🙂Monthly costs for one person with rent: $787 in French Polynesia versus $1,000 in Samoa.
🙂Estimated couple costs with rent: $1,196 in French Polynesia versus $2,533 in Samoa.
🙂Monthly costs for a family of three with rent: $1,604 in French Polynesia versus $4,066 in Samoa.
🙂Living in French Polynesia costs about 21% less than in Samoa on average.
📊Both countries sit below the global median: French Polynesia41% lower, Samoa25% lower.
📏Internal cost variation is higher in French Polynesia: monthly costs span $0 to $2,251, compared to $1,000–$1,000 in Samoa. City choice carries more weight in French Polynesia.
Currency
🍽 Eating Out
French Polynesia
Samoa
Difference
Meal at Budget Restaurant
$15.81CFPF 1,610
$53.8WST 145
-70.59%
Three-Course Dinner for Two, Mid-Range
$79.7CFPF 8,111
$35.26WST 95.2
125.98%
Fast Food Meal(McDonalds, etc)
$11.93CFPF 1,214
$13.62WST 36.78
-12.41%
Cappuccino
$4.38CFPF 446
$2.43WST 6.57
80.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.66CFPF 270
$2.07WST 5.59
28.50%
Water(0.33 liter bottle)
$2.21CFPF 225
$1.31WST 3.54
68.70%
Local Beer(0.5 liter draught)
$5.04CFPF 513
$4.18WST 11.30
20.57%
Imported Beer(0.33 liter bottle)
$4.77CFPF 486
$3.56WST 9.62
33.99%
🛒 Groceries & Markets
French Polynesia
Samoa
Difference
Milk(1 liter)
$1.50CFPF 152
$1.76WST 4.76
-14.77%
White Bread(500g)
$2.86CFPF 291
$0.82WST 2.20
248.78%
Rice(white)(1kg)
$1.66CFPF 169
$1.82WST 4.92
-8.79%
Eggs
$7.37CFPF 751
$4.31WST 11.64
71.00%
Local Cheese(1kg)
$38.55CFPF 3,924
$0.86WST 2.32
4382.56%
Chicken Fillets(1kg)
$17.05CFPF 1,736
$3.53WST 9.52
383.00%
Beef Round Steak(1kg)
$27.36CFPF 2,785
$7.99WST 21.58
242.43%
Apples(1kg)
$5.38CFPF 548
$4.87WST 13.15
10.47%
Banana(1kg)
$2.40CFPF 244
$1.77WST 4.77
35.59%
Oranges(1kg)
$6.83CFPF 696
$1.75WST 4.74
290.29%
Tomato(1kg)
$7.84CFPF 798
$4.24WST 11.45
84.91%
Potato(1kg)
$3.05CFPF 311
$3.50WST 9.46
-12.86%
Onion(1kg)
$2.73CFPF 278
$1.04WST 2.82
162.50%
Lettuce(1 head)
$3.93CFPF 400
-
-
Water(1.5 liter bottle)
$1.12CFPF 114
$1.15WST 3.10
-2.61%
Cigarettes 20 Pack(Marlboro, Camel)
$12.05CFPF 1,226
$5.98WST 16.15
101.51%
Wine(Bottle)
$24.51CFPF 2,495
$16.22WST 43.78
51.11%
Local Beer(0.5 liter bottle)
$2.55CFPF 260
$1.82WST 4.92
40.11%
Imported Beer(0.33 liter bottle)
$4.59CFPF 467
$3.53WST 9.54
30.03%
🚌 Getting Around
French Polynesia
Samoa
Difference
One-way Ticket(Public Transport)
$1.92CFPF 195
$3.49WST 9.42
-44.99%
Taxi Start(Normal Tariff)
$9.91CFPF 1,008
$5.24WST 14.15
89.12%
Taxi 1hour Waiting(Normal Tariff)
-
$21.25WST 57.4
-
Gasoline(1 liter)
$1.59CFPF 162
$1.05WST 2.83
51.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1KCFPF 1.9M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9KCFPF 2.9M
-
-
🧾 Monthly Utilities & Internet
French Polynesia
Samoa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$184CFPF 18.7K
$18.17WST 49.07
912.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.61CFPF 1,792
$18.10WST 48.87
-2.71%
Internet(50+ Mbps, Unlimited Data)
$106CFPF 10.8K
$35.32WST 95.4
199.63%
🎉 Sport & Entertainment
French Polynesia
Samoa
Difference
Gym Membership(Monthly)
$73.4CFPF 7,471
-
-
Tennis Court(1 Hour on Weekend)
$17.55CFPF 1,786
-
-
Cinema Ticket
$14.69CFPF 1,495
-
-
🧸 Childcare & Education
French Polynesia
Samoa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$477CFPF 48.5K
-
-
International Primary School, 1 Child(Yearly)
$9,768CFPF 994.3K
-
-
👕👟 Clothing & Footwear
French Polynesia
Samoa
Difference
Jeans(Levis 501 Or Similar)
$98.0CFPF 9,970
$49.88WST 135
96.37%
Summer Dress(H&M, Zara, etc)
$84.4CFPF 8,588
$40.32WST 109
109.25%
Sport Shoes(Adidas, Nike)
$110CFPF 11.2K
$73.9WST 199
49.49%
Men's Leather Business Shoes
$107CFPF 10.9K
$101WST 273
5.80%
🏠 Accommodation & Living
French Polynesia
Samoa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,313CFPF 133.6K
$345WST 933
280.07%
1-bedroom Apartment, Outside City Center(Monthly)
$1,100CFPF 112.0K
$147WST 398
646.18%
3-bedroom Apartment, City Center(Monthly)
$2,107CFPF 214.4K
$706WST 1,907
198.28%
3-bedroom Apartment, Outside City Center(Monthly)
$1,840CFPF 187.3K
$1,155WST 3,120
59.26%
Buy Apartment in City Center(m2)
$8,564CFPF 871.8K
-
-
Buy Apartment Outside City Center(m2)
$7,932CFPF 807.4K
-
-
💵 Salaries & Financials
French Polynesia
Samoa
Difference
Average Monthly Net Salary(After Tax)
$1,966CFPF 200.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.4
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for French Polynesia: April 22, 2026
Last update for Samoa: April 20, 2026
Cost Breakdown
🏠National rent averages: $537 in French Polynesia, $0 in Samoa. Capital cities: $1,232 in Papeete vs $0 in Apia.
Cost Highlights
⭐Dining out costs 89% more in Samoa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
French Polynesia vs Samoa: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to Samoa?
At $1,126 per month in French Polynesia and $1,000 in Samoa, there's a 13% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Samoa?
Samoa is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or Samoa?
Rent in French Polynesia beats Samoa across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Samoa on $1,500 per month?
In Samoa, $1,500 covers most cities easily. In French Polynesia, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Samoa?
It depends on what you're after. Samoa wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
French Polynesia vs other spots: cost of living compared