🙂Monthly costs for one person with rent: $778 in French Polynesia versus $1,002 in Samoa.
🙂Estimated couple costs with rent: $1,184 in French Polynesia versus $2,533 in Samoa.
🙂Monthly costs for a family of three with rent: $1,590 in French Polynesia versus $4,063 in Samoa.
🌍Living in French Polynesia costs about 22% less than in Samoa on average.
📊Both countries sit below the global median: French Polynesia 42% lower, Samoa 25% lower.
Currency
🍽 Eating Out
French Polynesia
Samoa
Difference
Meal at Budget Restaurant
$15.84CFPF 1,656
$53.0WST 145
-70.11%
Three-Course Dinner for Two, Mid-Range
$79.3CFPF 8,291
$35.49WST 97.3
123.56%
Fast Food Meal(McDonalds, etc)
$12.32CFPF 1,288
$13.82WST 37.92
-10.85%
Cappuccino
$4.42CFPF 462
$2.54WST 6.97
74.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.65CFPF 277
$1.99WST 5.46
33.17%
Water(0.33 liter bottle)
$2.20CFPF 230
$1.26WST 3.46
74.60%
Local Beer(0.5 liter draught)
$4.83CFPF 504
$4.42WST 12.12
9.28%
Imported Beer(0.33 liter bottle)
$4.94CFPF 517
$3.45WST 9.47
43.19%
🛒 Groceries & Markets
French Polynesia
Samoa
Difference
Milk(1 liter)
$1.45CFPF 151
$1.80WST 4.95
-19.44%
White Bread(500g)
$2.77CFPF 289
$0.76WST 2.10
264.47%
Rice(white)(1kg)
$1.68CFPF 175
$1.84WST 5.05
-8.70%
Eggs
$7.16CFPF 748
$4.22WST 11.58
69.67%
Local Cheese(1kg)
$38.42CFPF 4,015
$0.85WST 2.33
4420.00%
Chicken Fillets(1kg)
$16.83CFPF 1,759
$3.64WST 9.98
362.36%
Beef Round Steak(1kg)
$27.30CFPF 2,853
$8.39WST 23.02
225.39%
Apples(1kg)
$5.48CFPF 572
$5.15WST 14.12
6.41%
Banana(1kg)
$2.37CFPF 248
$1.83WST 5.01
29.51%
Oranges(1kg)
$6.72CFPF 702
$1.83WST 5.01
267.21%
Tomato(1kg)
$7.93CFPF 829
$4.39WST 12.04
80.64%
Potato(1kg)
$3.01CFPF 314
$3.61WST 9.90
-16.62%
Onion(1kg)
$2.69CFPF 281
$1.05WST 2.87
156.19%
Lettuce(1 head)
$3.86CFPF 404
-
-
Water(1.5 liter bottle)
$1.17CFPF 122
$1.20WST 3.29
-2.50%
Cigarettes 20 Pack(Marlboro, Camel)
$11.95CFPF 1,249
$6.15WST 16.86
94.31%
Wine(Bottle)
$24.34CFPF 2,543
$16.25WST 44.57
49.78%
Local Beer(0.5 liter bottle)
$2.54CFPF 265
$1.84WST 5.04
38.04%
Imported Beer(0.33 liter bottle)
$4.75CFPF 496
$3.61WST 9.92
31.58%
🚌 Getting Around
French Polynesia
Samoa
Difference
One-way Ticket(Public Transport)
$1.97CFPF 206
$3.63WST 9.97
-45.73%
Taxi Start(Normal Tariff)
$9.82CFPF 1,026
$5.30WST 14.54
85.28%
Taxi 1hour Waiting(Normal Tariff)
-
$21.05WST 57.8
-
Gasoline(1 liter)
$1.52CFPF 159
$1.05WST 2.87
44.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7KCFPF 2.1M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7KCFPF 3.0M
-
-
🧾 Monthly Utilities & Internet
French Polynesia
Samoa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$181CFPF 18.9K
$18.13WST 49.73
896.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.77CFPF 1,857
$17.80WST 48.83
-0.17%
Internet(50+ Mbps, Unlimited Data)
$103CFPF 10.7K
$36.42WST 99.9
181.93%
🎉 Sport & Entertainment
French Polynesia
Samoa
Difference
Gym Membership(Monthly)
$73.5CFPF 7,680
-
-
Tennis Court(1 Hour on Weekend)
$17.81CFPF 1,861
-
-
Cinema Ticket
$14.68CFPF 1,534
-
-
🧸 Childcare & Education
French Polynesia
Samoa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$485CFPF 50.7K
-
-
International Primary School, 1 Child(Yearly)
$9,615CFPF 1.0M
-
-
👕👟 Clothing & Footwear
French Polynesia
Samoa
Difference
Jeans(Levis 501 Or Similar)
$99.7CFPF 10.4K
$49.65WST 136
100.89%
Summer Dress(H&M, Zara, etc)
$85.4CFPF 8,925
$40.72WST 112
109.72%
Sport Shoes(Adidas, Nike)
$108CFPF 11.3K
$75.2WST 206
43.38%
Men's Leather Business Shoes
$108CFPF 11.2K
$99.4WST 273
8.26%
🏠 Accommodation & Living
French Polynesia
Samoa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,293CFPF 135.1K
$348WST 954
271.67%
1-bedroom Apartment, Outside City Center(Monthly)
$1,089CFPF 113.8K
$150WST 412
626.05%
3-bedroom Apartment, City Center(Monthly)
$2,109CFPF 220.4K
$710WST 1,948
196.97%
3-bedroom Apartment, Outside City Center(Monthly)
$1,827CFPF 191.0K
$1,177WST 3,229
55.26%
Buy Apartment in City Center(m2)
$8,356CFPF 873.2K
-
-
Buy Apartment Outside City Center(m2)
$7,809CFPF 816.0K
-
-
💵 Salaries & Financials
French Polynesia
Samoa
Difference
Average Monthly Net Salary(After Tax)
$1,935CFPF 202.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.4
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for French Polynesia: July 21, 2026
Last update for Samoa: July 20, 2026
Cost Highlights
⭐Dining out costs 89% more in Samoa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
French Polynesia vs Samoa: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Samoa?
At $1,120 per month in French Polynesia and $1,002 in Samoa, there's a 12% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Samoa?
Day-to-day life is simply cheaper in Samoa: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in Samoa?
Rent in French Polynesia is consistently higher than in Samoa across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Samoa on $1,500 per month?
In Samoa, $1,500 covers most cities easily; in French Polynesia it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Samoa?
It depends on what you're after: Samoa wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
French Polynesia vs other spots: cost of living compared